As of 2026, the maximum loan amount for Conventional loans in Southern-Shores county of Dare, NC is $647,200. For a single-family home, the FHA limit is set at $471,500.
The Lendersa® Conventional loan calculator enables you to compare the best rates of the day for Conventional, FHA, and USDA loans. Determine the necessary income, credit, reserves, and documentation to qualify. Our advanced mortgage calculator lets you juxtapose Conforming Conventional, USDA, FHA, and VA loans side by side, helping you decide which program in NC aligns with your financial needs.
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| Loan Type | Loan Limit | Down Payment |
| Conventional Conforming | $647,200 | 3% |
| USDA | $317,400 | 0% |
| FHA | $471,500 | 3.5% |
Applicable zip codes for this table are: 27949
Lendersa® aims to quickly and efficiently get you the best possible Conventional, USDA, or FHA loan without hassle. Choose one of three starting points to connect with lenders and loan programs that match your needs.
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