FHA VS Conventional loan in Southern-Shores, Dare County, North Carolina

As of 2025, the maximum loan amount for Conventional loans in Southern-Shores county of Dare, NC is $647,200. For a single-family home, the FHA limit is set at $471,500.

The Lendersa® Conventional loan calculator enables you to compare the best rates of the day for Conventional, FHA, and USDA loans. Determine the necessary income, credit, reserves, and documentation to qualify. Our advanced mortgage calculator lets you juxtapose Conforming Conventional, USDA, FHA, and VA loans side by side, helping you decide which program in NC aligns with your financial needs.

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Details of 2025 loan limits and down payments in Southern-Shores, Dare, NC

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $317,400 0%
FHA $471,500 3.5%

Applicable zip codes for this table are: 27949

Options for Conventional and FHA loans in Southern-Shores, NC

Lendersa® aims to quickly and efficiently get you the best possible Conventional, USDA, or FHA loan without hassle. Choose one of three starting points to connect with lenders and loan programs that match your needs.

Matching results for Lendersa's USDA loan requests


  • Lion Mortgage
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  • Lion Mortgage is a privately held New Jersey based mortgage correspondent lender firm founded in 2002 by Vaishali Sheth. We provide residential mortgage across New Jersey and Pennsylvania. Lion Mortgage, which offers a host of diverse, flexible mortgage loan programs for customers with a variety of backgrounds and needs
  • BD Capital LLC
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  • BD Capital is a direct lender specializing in fast and creative solutions for immediate real estate investor financing needs. We were founded in 2015 with a mission to transform the current private lending landscape by offering a family office environment with competitive lending parameters
  • Villa Nova Financing Group LLC
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  • Villa Nova Financing Group was founded in 2003 by Anthony Villanova, a Certified Mortgage Planning Specialist (CMPS) and mortgage broker, who brought with him a host of industry expertise gained through years of experience as a serial entrepreneur and commercial investor.Today, Anthony and his team of loan experts provide intelligently
  • BANKNET MORTGAGE SERVICES
  • 172 Washington Valley Road, Suite 2A, Warren, NJ, 07059
  • Banknet Mortgage, a hometown mortgage company serving the State of New Jersey since 1991. Our unique business model will provide you with access to mortgage programs offered by some of the largest and most respected financial institutions in the country, as well as provide you with access to several local Bank portfolio programs
  • MidState Federal Credit Union
  • 237 Roosevelt Avenue, Carteret, NJ, 07008
  • MidState Federal Credit Union began over half a century ago on May 3, 1950, with a total membership of seven. These original seven members decided to pool their savings in order to promote thrift among them, by affording them an opportunity to accumulate their savingsand create a source of credit they could borrow from for provident
  • Merck Employees Federal Credit Union
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  • Established in 1936, Merck Employees Federal Credit Union is federally chartered & federally insured by the National Credit Union Administration to serve Merck employees and their family members. The credit union was created just 2 years after President Franklin Delano Roosevelt signed the Federal Credit Union Act into law as part of the New Deal.
  • HomeGotOwned
  • 786 Mountain Blvd, Suite 202, Watchung, NJ, 07069
  • We deliver the absolute best lending experience through knowledge, communication, and care. Our mission supports the growth and strength of our communities and provides a pathway to the dream of homeownership. Whether you are a new home buyer looking for a first time mortgage or needing to refinance your home mortgage.
  • TOP VINE MORTGAGE SERVICES, L.L.C.
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  • Top Vine Mortgage Services was formed to ensure customer satisfaction is met. By partnering with the nation's top financial institutions, our distinctive approach to mortgage financing means we can virtually guarantee our clients receive the best rates and terms available. With years of experience and deep industry insights,
  • Palmetto Mortgage
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  • "At Palmetto Mortgage, we are dedicated to serving our customers with the best service and products for their needs. We provide a wide variety of loan products and by doing so we allow our customers to choose the product that best suits their needs. On the following pages you will learn briefly about our products and about us."