FHA VS Conventional loan programs in 2025 for Kitty-Hawk, Dare County, North Carolina

In the year 2025, the conventional loan limit set for Kitty-Hawk, situated in Dare, NC, is $647,200. Meanwhile, the FHA limit for a single-family home is $471,500. These limits are crucial guidelines influencing the financial decisions of prospective homebuyers in this region, affecting their ability to secure mortgages within these boundaries.

Use the Lendersa® Conventional loan calculator to thoroughly compare today's best rates across Conventional, FHA, and USDA loans. Determine necessary criteria like income, credit, reserves, and required documents for qualifying. Our state-of-the-art mortgage calculator provides a detailed side-by-side comparison of Conforming Conventional loans along with USDA, FHA, and VA options, helping you identify which program in NC is tailor-made for your financial scenario.

Explore and evaluate diverse loan offers from a collection of 100 lenders

In-depth Look at Loan Limits and Downpayment Requirements for 2025 in Kitty-Hawk, Dare, NC

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $317,400 0%
FHA $471,500 3.5%

This comparison table is applicable to the following zip codes: 27949. This understanding is essential for wisely navigating your mortgage options.

Conventional and FHA Loan Choices in Kitty-Hawk, NC

The key objective of Lendersa® is to promptly connect you with the finest Conventional, USDA, or FHA loans smoothly and without inconvenience. Choose one of three pathways designed to guide you to matched lenders and appropriate loan programs that align with your unique financial objectives.

Delve into results from your Lendersa USDA loan request and matching process


  • Capella Mortgage Corp.
  • 3765 E. Sunset Road #B9, Las Vegas, NV, 89120
  • Capella Mortgage Corp is the leading provider of hard money, soft money, and private lending services in the Las Vegas & Henderson areas. With over 30 years experience and thousands of satisfied clients, we have the programs and experience to help you get a mortgage loan for your home or business.
  • Rehab Lend LLC. DBA REHABLEND
  • 1810 E Sahara Ave #200, Las Vegas, NV, 89104
  • REHABLEND by Alpha Funding Corp. (www.afunding.com) was established in 2016 to provide a simple and effective platform for real estate investors and brokers who need to acquire or refinance non-owner-occupied residential and multifamily properties. We focus on value-add fix and flip transactions, mid-renovations, and long-term financing. We do no
  • Silver State School Credit Union
  • 2256 S Nellis Blvd, Las Vegas, NV, 89104
  • Silver State Schools Credit Union, founded in 1951, is a premier financial cooperative owned and operated by its members. With locations throughout the Las Vegas valley, we continue to provide a quality banking alternative for people like you, your fellow employees and families. Silver State Schools Credit Union strives to be the market leader .
  • Alpha Funding
  • 1810 E Sahara Ave, Suite 200, Las Vegas, NV, 89104
  • We are able to make exceptions when the big picture makes sense to us. Our primary focus is the strength of the collateral, the ability to debt service, and the borrower’s ability to repay the loan. We are able to get past issues other hard money lenders lenders can’t. We are problem solvers with reasonable solutions for unbankable loans.
  • Casamia Mortgage Company
  • 1319 South Eastern Avenue, Las Vegas, NV, 89104
  • Casamia Mortgage 1997 throughout my journey, I have worked with major mortgage companies gaining knowledge and experiences in programs such as FHA, Conventional, VA, FHA 203K, Private Money and Down Payment Assistance. I have also worked closely with the Hispanic Community in attempts to educate.
  • Chaos Home Loans
  • 900 S. Fourth Street, Las Vegas, NV, 89101
  • Our goal at Chaos Home Loans LLC is to make the mortgage process, simple, understandable, and easy. Our team works around the clock to make sure all of our clients are always up to date about their loan status. A VA loan is a mortgage loan in the United States guaranteed by the United
  • Idaho Trust Bank
  • 888 West Broad Street, Boise, ID, 83702
  • Founded in 1994 by brothers Daniel Prohaska & Thomas Prohaska, Idaho Trust Bank offers personal banking, private banking, and business banking, as well as personalized wealth management and investment management. Idaho Trust Bank specializes in delivering exceptional, relationship-based service with a solid commitment to responsiveness and action.
  • Northwest Bank
  • 1750 Front Street, Boise, ID, 83702
  • Northwest Bank is a privately held community bank focused on serving the specific needs of businesses in Washington, Oregon, Idaho and Utah. Our experienced bankers deliver customized financial solutions and exceptional customer service. We do that by getting to know you, your business and your aspirations, first.
  • Health Care Idaho Credit Union
  • 208 W. Jefferson St, Boise, ID, 83702
  • At Health Care Idaho Credit Union, membership equals ownership. We are a non-profit organization committed to providing our members with the best personalized service possible. We offer low interest rates on loans, minimal account fees and all accounts are insured by NCUA. Our mission is to provide excellence in personal financial services.
  • Shoreline Mortgage
  • 1087 River St, Suite 320, Boise, ID, 83702
  • Shoreline Mortgage started in Boise, Idaho in 2010 as small business who wanted to be different than typical banks. The Shoreline team has over 17 years of experience and we pride ourselves on being from the communities we serve as well as being personable and professional while maintaining confidentiality and transparency with every client.
  • Mortgage Professionals of Sun Valley Inc
  • 800 West Main Street, Suite 1460, Boise, ID, 83702
  • Mortgage Professionals of Sun Valley, your premier mortgage company in Boise, ID & the surrounding area. We provide a variety of mortgage services, including residential mortgage, commercial mortgage, home loans, jumbo loans, & refinance. We have the skill and experience necessary to serve as your full-service mortgage broker and mortgage lender.
  • Ameripro Mortgage llc
  • 950 W Bannock Street, Suite 1100, Boise, ID, 83702
  • Our mission is to serve our customers with honesty integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.