FHA VS Conventional loan programs in North-Wilkesboro, Wilkes County, North Carolina

In 2025, the Conventional loan limit in North-Wilkesboro, within Wilkes County, NC, is $647,200. Meanwhile, the FHA limit for a single-family home is $420,680.

Use Lendersa® Conventional loan calculator to review and compare today's best rates for Conventional, FHA, and USDA loans. Assess the income, credit, reserves, and necessary documents to qualify. Our advanced mortgage calculator provides a side-by-side comparison of Conforming Conventional, USDA, FHA, and VA loans, assisting you in selecting the best program in NC for your financial circumstances.

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2025 Loan Limits & Down Payment Requirements in North-Wilkesboro, County of Wilkes, NC

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

This comparison table applies to zip codes: 28659

Explore Conventional and FHA Loan Options in North-Wilkesboro, NC

Lendersa® is committed to securing the best Conventional, USDA, or FHA loans for you swiftly and without hassle. Select one of three starting points to connect with matching lenders and loan programs.

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  • Alpena Community Credit Union
  • 710 W. Miller St., Alpena, MI, 49707
  • Alpena Community Credit Union has been open since 1952. The credit union has assets totaling $24.51 Million and provides banking services to more than 3, 000 members. When you’re a member of Alpena Community Credit Union, you’re not just a customer but part-owner of your credit union.
  • Alpena Alcona Area Credit Union
  • 1100 S Bagley Street, Alpena, MI, 49707
  • Alpena Alcona Area Credit Union as a financial institution, as a leader in our community and as an employer. As an employer, AAACU values its staff and provides competitive wages and benefits to both full and part-time employees. As a leader in the community, we focus on reinvestment, charitable contributions and “people helping people.”
  • Atlantic Mortgage & Finance Corporation
  • 94 Main Street, Wakefield, RI, 02879
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • CasaBella Financial Services LLC
  • 2265 Southwest Mapp Road, Palm City, FL, 34990
  • We’ll help you clearly see differences between loan programs, allowing you to choose the right one for you whether you’re a first-time home buyer or a seasoned investor. We are home loan experts dedicated to making sure your home purchase or refinance experience is top-notch. Realize the dream of homeownership.
  • Blue Water Mortgage and Investments LLC
  • 3906 Southwest San Clemente Court, Palm City, FL, 34990
  • Our mission is to serve our customers with honesty, integrity, and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
  • Westland Funding Group Inc
  • 10626 Southwest Corey Place, Palm City, FL, 34990
  • Westland Funding Group is located in Palm City, Florida, and was founded in 2006. Westland Funding Group is located in Palm City, Florida and also we offers a Conventional, FHA, VA, USDA, and Jumbo loans ben is the founder of Business Westland Funding Group Inc is committed to helping you find the right mortgage product for your needs.
  • EAST COAST MORTGAGE LENDERS, INC.
  • 3228 SW Martin Downs Blvd. Suite 1, Palm City, FL, 34990
  • "East Coast Mortgage Lenders, Inc. is committed to helping you find the right mortgage product for your needs. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools that enable you to make sound financial choices.Established in 2005.
  • Florida Elite Mortgage
  • 625 N Tamiami Tr, Suite J, Nokomis, FL, 34275
  • We are a full service lender servings the entire state of Florida. We have many different loan programs designed to find anyone's needs. Please feel free to contact us day or night and let us help you get into your next or first home. We are licensed to write mortgages anywhere in the state of Florida with our office located in beautiful Nokomis