Explore the differences! FHA VS Conventional loan programs in Statesville, Iredell County, North Carolina

In 2025, the Conventional loan limit for Statesville, situated in the county of Iredell, NC, is $726,200. In contrast, the FHA limit for a single-family home is $472,030.

Leverage the Lendersa® Conventional loan calculator to compare the best available rates for Conventional, FHA, and USDA loans today. Identify required income, credit, reserves, and document criteria for qualification. Our advanced mortgage calculator offers a side-by-side view of Conforming Conventional, USDA, FHA, and VA loans, aiding in selecting the optimal program in NC for your financial needs.

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2025 Loan Limits & Down Payment Requirements in Statesville, County of Iredell, NC

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

The table above is applicable to zip codes: 28625, 28677, 28687

Explore Conventional and FHA Loan Options in Statesville, NC

The goal of Lendersa® is to quickly and easily secure the best possible Conventional, USDA, or FHA loan for you. Choose one of the three starting points to connect with matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • StackSource
  • 43 W 23rd St, New York, NY, 10010
  • StackSource is a tech-enabled commercial real estate loan platform. We connect investors who are developing or acquiring commercial properties with financing options like banks, insurance companies, and private lenders through an easy, transparent process. We’re taking the best of commercial mortgage brokerage and updating it for the 21st century.
  • Fund That Flip
  • 10 E 23rd Street, 5th FL, New York, NY, 10010
  • Fund That Flip provides fast, convenient, affordable capital for experienced real estate investors that buy and rehabilitate residential properties. To date, we've done hundreds of deals through our simple, transparent online application process with 24-hour turnaround time for funding commitments.
  • Woori America Bank
  • 330 Fifth Avenue, New York, NY, 10001
  • Woori America Bank, which is wholly-owned US subsidiary of Woori Bank, Korea, provides various fast-track banking services such as remittances, international trade finance and account opening services through established banking networks of Woori Bank, Korea over 1, 000 in domestic Korea and 35 overseas branches in London, Singapore, Hong Kong, Chi
  • Gulf States Credit Union
  • 9405 South Highway 17-92, Maitland, FL, 32751
  • Gulf States Credit Union was established in 1960. It is a financial services cooperative, owned and operated by its members. This is what distinguishes the Credit Union from other financial institutions. Members put their money in various savings accounts, and that money, in turn, is lent out to members.
  • CapSource
  • 555 Winderley Place, Suite 300, Maitland, FL, 32751
  • CapSource is a full-service commercial mortgage broker tailored to provide capital resources, investment properties, and full-time real estate coaching to both seasoned and new investors. Our services ensure that our clientele receive industry leading rates and terms customized to your real estate investment needs.
  • Neal Communities Funding
  • 495 N Keller Road, Suite 550B, Maitland, FL, 32751
  • Let Neal Communities Funding, LLC assist you with your dreams of new home ownership with knowledgeable customer service, too. A Loan Consultant will work to pre-qualify you before your purchase agreement to ensure you are comfortable with your personal financing scenario. We have a vast variety of program options available
  • Community Federal Saving Bank
  • 5 Penn Plaza, 14th Floor, New York, NY, 10001
  • CFSB has focused on providing superior service and added value to clients though a solid understanding of relationship banking. We offer a full range of services, including loans, bill payments, card services, internet banking, and merchant processing. More importantly, we work with you to customize our products and services to meet your needs.
  • Main Street Mortgage Funding, LLC
  • 529 Versailles Drive, Suite 101, Maitland, FL, 32751
  • At Main Street Mortgage Funding, LLC, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly. Also, the big banks have a limited number of lending options available
  • Amalgamated Mortgage Corporation
  • 275 7th Ave, New York, NY, 10001
  • For nearly a century, Amalgamated Bank has been America’s Socially Responsible bank supporting thousands of people, organizations, causes and businesses. We work to make the world more equitable and sustainable for all by helping those who do good do better. Nonprofits, labor unions, advocacy groups, socially responsible businesses.
  • Red Wagon Mortgage LLC
  • 224 West 35th Street, Suite 1401, New York, NY, 10001
  • Our team is committed to providing our clients with the highest quality financial services combined with the lowest rates available in your area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.