FHA VS Conventional loan programs in Statesville, Iredell County, North Carolina

In 2025, Convetional loan limit in Statesville, county of Iredell, NC is $726,200 while FHA limit is $472,030 for a single-family home.

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Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in NC is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Statesville, county of Iredell, NC

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

The comparison table applies to zip codes: 28625, 28677, 28687

Conventional and FHA loan options in Statesville, NC

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

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Lendersa USDA loan request and matching results



  • PHILANYA, INC
  • 228 Saint Thomas St, Saint Augustine, FL, 32095
  • PHILANYA, INC. offers a wide range of mortgage options to meet your financial needs and circumstances. Whether you’re a first-time property buyer or interested in refinancing your mortgage, we're here to guide you through the process. Contact us today for a special offer and learn what we can do for you.

  • Hendricks County Bank and Trust Company
  • 1 East Main Street, Brownsburg, IN, 46112
  • Our mission at Hendricks County Bank and Trust is to promote economic prosperity-- improving the quality of life in the community we serve. We will do this by providing quality banking services in a professional manner with employees who are empowered to recognize and respond to the needs of our customers.

  • Utilities Employees Credit Union
  • 11 Meridian Boulevard, Wyoming, PA, 19610
  • Since 1934, Utilities Employees Credit Union (UECU) has been providing exclusive financial benefits to America’s utility and energy employees and their families. As a full-service, virtual credit union, UECU’s goal is to help workers and Pennsylvania residents improve their financial well-being, accumulate wealth.

  • Discovery Federal Credit Union
  • 2744 Century Boulevard, Wyoming, PA, 19610
  • At Discovery FCU, we're more than just a place you bank, We're your neighborhood credit union that puts you first and foremost. We focus on the financial success of our members before we do anything else. We work together to create a member experience based on the principles of honesty, reliability and genuineness.

  • CDL Mortgage Services LLC
  • 50 Berkshire Ct, Wyomissing, PA, 19610
  • We have simplified the mortgage process. Whether you’re buying a new home or ReFinancing your mortgage, we offer competitive and low mortgage rates without sacrificing high-quality customer service. We pride ourselves on providing customers with great mortgage rates and low fees.

  • Bellco Federal Credit Union
  • 609 Spring Street, Wyomissing, PA, 19610
  • Once upon a time, in 1938, a small group of local people created a new financial institution, Bellco Telephone Federal Credit Union, was born. Since establishment, we have removed “Telephone” from our name, but have added many easy-to-use financial products & services. We exist to serve the people & small businesses of Berks County, Pennsylvania.

  • First National Bank
  • 302 S Main St, Cloverdale, IN, 46120
  • First National Bank is a community bank committed to serving you better. As one of the oldest and most stable banks in the Indianapolis area, First National Bank has been a staple of the community for more than 100 years. As a full-service financial institution, we serve both individuals and small businesses alike, with a full range of banking

  • 1st Trust Financial LLC
  • 604 French Creek Lane, Chester Springs, PA, 19425
  • 1st Trust Financial is designated to helping people to get the best home financing options available & the most aggressive rates without the exorbitant fees that other banks & lenders are charging. We started cleaning up the mortgage industry one customer at a time by giving them state of the art service and operating in an HONEST & ETHICAL manor.

  • Curtis Mortgage LLC
  • 115 West State Street, Media, PA, 19063
  • Our mortgage experts give you the individual attention you deserve and treat you right. We know you're making a commitment in purchasing a home, refinancing, or tapping into your home equity. So we make a commitment to you: we can help you qualify, apply and be approved for the very best mortgage for you.

  • Rinaldi Group LLC
  • 1 W 3rd St, Suite 203, Media, PA, 19063
  • The singular mission for the Rinaldi Group LLC is to be a difference-maker for families in the community. Its our promise to always lead with listening, focus and understanding of our client’s goals by structuring a strategic plan based on those goals. Rinaldi Group LLC was established in October of 2020.
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