FHA VS Conventional loan programs in Statesville, Iredell County, North Carolina
In 2025, the Conventional loan limit for Statesville, situated in the county of Iredell, NC, is $726,200. In contrast, the FHA limit for a single-family home is $472,030.
Leverage the Lendersa® Conventional loan calculator to compare the best available rates for Conventional, FHA, and USDA loans today. Identify required income, credit, reserves, and document criteria for qualification. Our advanced mortgage calculator offers a side-by-side view of Conforming Conventional, USDA, FHA, and VA loans, aiding in selecting the optimal program in NC for your financial needs.
2025 Loan Limits & Down Payment Requirements in Statesville, County of Iredell, NC
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
The table above is applicable to zip codes: 28625, 28677, 28687
Explore Conventional and FHA Loan Options in Statesville, NC
The goal of Lendersa® is to quickly and easily secure the best possible Conventional, USDA, or FHA loan for you. Choose one of the three starting points to connect with matching lenders and loan programs.
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IV Alliance Mortgage and real Estate our team of professionals will make it easy for you to apply for a loan. Give us a call and speak with one of our representatives. Within a day or two, we’ll be able to give you personalized rate information and a solution tailored to your specific needs.