FHA VS Conventional loan programs in 2025 for Statesville, Iredell County, North Carolina

In 2025, the Conventional loan limit for Statesville, situated in the county of Iredell, NC, is $726,200. In contrast, the FHA limit for a single-family home is $472,030.

Leverage the Lendersa® Conventional loan calculator to compare the best available rates for Conventional, FHA, and USDA loans today. Identify required income, credit, reserves, and document criteria for qualification. Our advanced mortgage calculator offers a side-by-side view of Conforming Conventional, USDA, FHA, and VA loans, aiding in selecting the optimal program in NC for your financial needs.

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2025 Loan Limits & Down Payment Requirements in Statesville, County of Iredell, NC

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

The table above is applicable to zip codes: 28625, 28677, 28687

Explore Conventional and FHA Loan Options in Statesville, NC

The goal of Lendersa® is to quickly and easily secure the best possible Conventional, USDA, or FHA loan for you. Choose one of the three starting points to connect with matching lenders and loan programs.

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  • River Valley Community Federal Credit Union
  • 340 Cash Road SW, Camden, AR, 71701
  • River Valley Community Federal Credit Union is a member owned financial institution whose purpose is to promote the financial well-being of its members by being committed to providing courteous, efficient and sound financial services. River Valley Community Federal Credit Union has a vision for growth and a heart for member service.
  • Iconic Mortgage Corp
  • 1444 Biscayne Blvd, Miami, FL, 33132
  • Iconic Mortgage Corp is an industry leader known for matching borrowers with the credit they require for fueling their lives through high-touch customer care and technology. We are one of the fastest-growing consumer lenders today, and one of the select few that have survived the wholesale changes in the industry after the 2007 Mortgage Crisis.
  • Yale Mortgage
  • 1900 Sunset Harbour Dr, Annex 2, Miami Beach, FL, 33139
  • Yale Mortgage Funding was founded in 1992 We specialize in funding hard equity loans. Our financing solutions help real estate investors accomplish their investment goals. Our relationship-oriented approach means, the more deals we fund with you, the easier it gets to close future loans. We want to be your reliable capital source.
  • Expert Financing & Investments Inc
  • 429 Lenox Avenue, Suite 4C19, Miami Beach, FL, 33139
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Klick Mortgage Inc
  • 429 Lenox Avenue, Suite 433, Miami Beach, FL, 33139
  • Established in 1990 to serve the needs of our community, in where are selling and funding deals all the time. KlickMortgage.com is one of the leaders in direct lending in Florida, and with our help, and effort on your part, you should be able to buy, refinance your home and make your dream come truth and accomplish your investment goal.
  • Dynamic Mortgage LLC
  • 634 6th Street, Miami Beach, FL, 33139
  • The mission of the Dynamic Mortgage is to setup, promote and implement high quality standards for the sole purpose of providing low-cost mortgage financing to our wonderful qualified clients. Dynamic Mortgage is built on the principles of quality service and professionalism, the structure of Dynamic Mortgage enables a relationship building.
  • Halpern & Associates Mortgage Corp
  • 1680 Michigan Ave, Ste 1001, Miami Beach, FL, 33139
  • Halpern & Associates, our team is dedicated to making sure you get the right mortgage for your home. For over two decades, our company has worked with both domestic and international clients and also Halpern & Associates has built our business and reputation on 100% word-of-mouth referrals.
  • Foundation Mortgage Corporation
  • 1680 Michigan Ave STE 700, Miami Beach, FL, 33139
  • Foundation Mortgage is a multi-state licensed mortgage bank headquartered in Miami Beach, Florida.Foundation Mortgage is HUD Approved FHA Lender, VA Lender, and Mortgage Banker Association member, We offer Conventional Fannie Mae & Freddie Mac loan products, Govt FHA & VA mortgages, Reverse Mortgages, Jumbo loans.
  • Royal Capital Group
  • 1680 Michigan Ave Suite 700, Miami Beach, FL, 33139
  • "Royal Capital Group" is a provider of custom real estate financing solutions for owners, businesses, investors, and real estate professionals. Our commitment to your success is defined by our dedication to our work, in depth industry experience and innovative yet sound solutions.
  • Financial Triangle Inc.
  • 1205 Lincoln Road #201,, Miami Beach, FL, 33139
  • "Financial Triangle Inc. can finance your real estate in Florida, California, Texas & New York regardless of your citizenship, country of origin, with or without social security or credit in the United States our specialty, unconventional mortgage loans for business owners, independent contractors, foreign nationals & moreIne With so many choices