FHA VS Conventional loan programs in 2025 for Elkin, Surry County, North Carolina
In 2025, the Conventional loan limit in the city of Elkin, situated in the county of Surry, NC, is set at $726,200. The FHA limit for a single-family home stands at $472,030.
Employ the Lendersa® Conventional loan calculator to analyze today's top rates among Conventional, FHA, and USDA loans. It helps you establish the necessary income, credit, reserves, and documentation requirements to qualify. Using our advanced mortgage calculator, you can compare Conforming Conventional loans alongside USDA, FHA, and VA options, enabling you to determine which program in NC best fits your financial situation.
2025 Loan Limits and Down Payment Requirements in Elkin, Surry County, NC
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This comparison is applicable for zip codes: 28621
Exploring Conventional and FHA Loan Options in Elkin, NC
The aim of Lendersa® is to connect you with the finest possible Conventional, USDA, or FHA loan swiftly and effortlessly. Choose one of the three starting points that lead to matching lenders and suitable loan programs.
Ravalli County FCU was known as Ravalli County Federal Employees Credit Union Association. It was a state chartered credit union with membership restricted to employees of the Rocky Mountain Lab and the Forest Service. Over the years additional groups were allowed to join the credit union
At Hamilton Mortgage Services, Inc We understand that each customer has specific needs. To meet those specific needs, we strive to provide a wide array of products, investment tools, mortgages and best of all quality service and individual attention. The loan process may seem daunting
2000 South Russell Street, Suite 1, Missoula, MT, 59801
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Missoula Mortgage, Inc. is dedicated to helping you, and we will always keep your best interest in mind. To get started, just give us a call. You can also fill out the online mortgage application. One of our professional Mortgage Originators will contact you to go over your particular situation
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Mortgage Planning Specialist and Owner of Galipeau Mortgage has been helping clients achieve their home ownership goals. Jackie is passionate about her industry & has built her highly respected career on earning the trust of her clients and partners by providing honest, well-communicated & knowledge-based lending experiences with on-time results!
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For more than 20 years Bryon Smith has been providing clients with top notch service along with low fees. Whether you are purchasing your first home, buying or building your dream home, investing in rental properties or refinancing, Bryon will work hard to get you the best mortgage program to meet your financial needs.
2307 Stephens Ave, Suite 7901, Missoula, MT, 59801
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