Conventional Loans Vs FHA in Winston-Salem, NC [in 2025]

In 2025, Convetional loan limit in Winston-Salem, county of Forsyth, NC is $726,200 while FHA limit is $472,030 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in NC is best for your particular financial situation.

Conventional and FHA loan options in Winston-Salem, NC

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results

(215) 272-1157 384 miles Lender's profile and map Reviews Main Street Mortgage Company 147 Rebel Hill Road, Conshohocken, PA, 19428 Main Street Mortgage Company prides itself on exceeding our clients’ expectations in finding the ideal home loan for their situation. For more than 8 years, our team has provided quality service to every client that we’ve worked with. Whether you want the lowest possible rate or a complex financing package.
(215) 990-2611 384 miles Lender's profile and map Reviews Real Property Capital 303 Harry Street, Conshohocken, PA, 19428 RPC offers a variety of loan types tailored to suit any commercial real estate requirement. These include permanent loans for both refinance and acquisition, construction loans, bridge loans, mezzanine/preferred equity, and traditional equity. Although we do not recommend hard money loans.
(484) 546-8840 384 miles Lender's profile and map Reviews COLONIAL MORTGAGE ADVISORS LLC 625 W Ridge Pike, Conshohocken, PA, 19428 Founded in 2011, the key to our success has been a combination of consistently offering the lowest possible and above all providing outstanding customer service. We take pride in treating our clients with honesty and integrity. We want to get to know you so that one of our seasoned loan officers can offer you the ideal financing solution.
(267) 294-5026 384 miles Lender's profile and map Reviews Perennial Funding LLC 161 Washington St., Conshohocken, PA, 19428 Perennial Funding, we are fully devoted in accommodating our clients with the absolute best quality home loans that are offered in today's market. Along with our outstanding mortgage loans, we further benefit and assist our home buyers with the lowest mortgage interest rates available. Whether you're a first time home buyer
(609) 646-3339 384 miles Lender's profile and map Reviews Jersey Shore Federal Credit Union 1434 New Road, Northfield, NJ, 08225 We were built on the "People Helping People" philosophy and that remains true today. Our mission is to provide quality services to meet the financial needs of our members. We are committed to serving our members' needs both today and in the future. Jersey Shore Federal Credit Union is a member-owned, not-for-profit financial cooperative.
(888) 519-8427 384 miles Lender's profile and map Reviews Scion Lending 325 Chestnut St, Suite 800, Philadelphia, PA, 19106 Our mission is to help our customers build wealth through real estate thus our tagline, "The Wealth Builder through Real Estates. Our only purpose is to deliver successful results. You do not need to be afraid of taking the first steps towards homeownership because we will guide you.
(609) 751-9900 384 miles Lender's profile and map Reviews Preferred Lenders - Prelenders.com 1814 Rte 70 W, Suite 350, Audubon, NJ, 08106 "America’s Preferred Mortgage Lenders has over 50 years of combined experience in all aspects of residential mortgage lending. We are a licensed mortgage banker in New Jersey, Pennsylvania, Delaware, Maryland, California, and Florida. Our independence as a mortgage banker means we can offer rates, terms, and flexibility other lenders can’t."
(609) 238-9773 384 miles Lender's profile and map Reviews TAM Lending Center, Inc 251 S. White Horse Pike, Audubon, NJ, 08106 "TAM Lending Center, Inc., (TAM) has over 50 years of combined experience in all aspects of residential mortgage lending. TAM is a licensed mortgage banker in New Jersey, Pennsylvania, Delaware and Florida. Our independence as a mortgage banker means we have the ability to offer rates, terms and flexibility other lenders can't."
(610) 944-8527 385 miles Lender's profile and map Reviews Fleetwood Bank 2 W Main St, Fleetwood, PA, 19522 Fleetwood Bank is the only locally-owned, community bank in the Greater Reading and Berks County area, and has eight offices located in Blandon, Boyertown, Fleetwood, Kutztown, Lyons, Oley, Shoemakersville and Wyomissing. We’re committed to maintaining a hometown atmosphere in each of our offices and to being active in our communities.
(215) 789-4200 385 miles Lender's profile and map Reviews Hyperion Bank 199 West Girard Avenue, Philadelphia, PA, 19123 Hyperion Bank is a community bank dedicated to delivering highly personal service to individuals and commercial customers throughout the greater Philadelphia region. Locally owned and operated since 2006, Hyperion Bank offers a full spectrum of banking services, including Small Business Administration (SBA) loans.
(215) 770-1505 385 miles Lender's profile and map Reviews I Fund Cities 448N 10th Street, Suite 402, Philadelphia, PA, 19123 I Fund Cities is an alternative lending platform born from the desire to provide investors with reliable capital and a lending experience that’s all about speed, transparency, and partnership. Our company is doing things a little differently around here and some like to even call us the renegade in the lending industry - innovative and disruptive.