FHA VS Conventional loan programs in Winston-Salem, Forsyth County, North Carolina
In 2025, the limit for conventional loans in Winston-Salem, located in Forsyth, NC, stands at $726,200, whereas the FHA limit for a single-family home is $472,030.
Utilize the Lendersa® Conventional loan calculator to explore the most competitive rates available today among Conventional, FHA, and USDA loans. Determine the necessary income, credit scores, reserves, and documentation for qualification. Our advanced mortgage tool shows Conforming Conventional, USDA, FHA, and VA loans side by side for you to select the best program that suits your financial needs in NC.
2025 Loan Limits and Down Payment Requirements in Winston-Salem, Forsyth, NC
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This table is applicable to zip codes: 27110, 27127, 27040, 27107, 27106, 27105, 27104, 27103, 27101, 27109, 27102, 27108, 27111, 27113, 27114, 27115, 27116, 27117, 27120, 27130, 27150, 27152, 27155, 27157, 27198, 27199
Options for Conventional and FHA Loans in Winston-Salem, NC
Lendersa® strives to secure the best possible Conventional, USDA, or FHA loan quickly and efficiently, without hassle. Select one of three starting points to align with matching lenders and appropriate loan programs.
Prosler Corp. exists to aid the everyday South Florida consumers and businesses in dealing with the legal and financial hassles associated with mortgages. Whether you are a first time home buyer, are constructing your home, or refinancing, Prosler will use it's contacts and experience to get you great results.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Strock & Tanner is committed to providing both quality and efficient Reverse Mortgage services to the senior community throughout the States of Florida. We work diligently to find new and creative ways to meet the personal needs of each of our clients on an individual basis. The customer for life principle of doing business fuels every aspect.
Securethefunding is Primary Residential Mortgage, Inc.Here for all of your home financing needs. Let's Secure the funding together for regular updates and information about the home buying process. Learn alongside us with informative content that will have you on the path to securing the funding for your dream home.
Metro Fund, Inc. is an experienced group of mortgage professionals in order to bring a wide array of mortgage products available to the public that aren’t found at your local bank. While most banks are hand picking their top tier customers,Metro Fund, Inc. has a long list of lenders with programs available to those that have dents in their credit.
Passumpsic Bank is a community bank, 11 branches strong, proudly serving the Northeast Kingdom, Central Vermont and New Hampshire's North Country. Passumpsic Bank is a one of the few remaining mutually owned banks. We are committed to reinvesting profits in the communities we serve, because our first priority has always been—and always will be—you.
Northern Lights Credit Union is more than just a bank. As a full-service financial institution, NLCU offers all the consumer financial products you'd expect from a larger financial institution. Our priority is to provide low-fee or no-fee services with higher yields on savings and lower rates on loans.
At Southern States Mortgage, we treat each client as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
Priority Federal Credit Union was originally founded on September 28, 1967 as Pope County Educators Federal Credit Union with the idea of serving Pope County Schools and Arkansas Tech University.
Through constant growth, we have added participating groups throughout the region
Mid-Missouri Bank is building the community bank of the future in the Ozarks today. It starts with having the best solutions for both personal & business banking. It continues with having the best people, the best facilities & the best customer experiences. Although we were chartered in 1872, we still consider ourselves to be just getting started.
At Progressive Bank, our purpose is 'to help people achieve their dreams' and we accomplish this purpose through our nine financial center locations across North Louisiana with centers in Monroe, West Monroe, Winnsboro, Bossier City, and Shreveport and through our full-service website at www.progressivebank.com.
