Explore the differences! FHA VS Conventional loan programs in Wallburg, Davidson County, North Carolina

In the year 2025, the conventional loan cap in Wallburg, situated in Davidson county of NC, is $726,200, whereas the FHA limit for a single-family home is $472,030.

Employ the Lendersa® Conventional loan calculator for comparing the present Conventional, FHA, and USDA optimal rates, identifying the requisite income, credit score, reserves, and paperwork needed for qualification. This sophisticated mortgage calculator displays Conforming Conventional loans, USDA, FHA, and VA options side by side to assist in selecting the best program in NC for your specific financial scenario.

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2025 Loan Limits & Down Payment Requirements in Wallburg, Davidson County, NC

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table pertains to the following zip codes: 27107, 27373

Options for Conventional and FHA Loans in Wallburg, NC

The objective of Lendersa® is to assist you in swiftly finding the most suitable Conventional, USDA, or FHA loan without complications. Start with one of three pathways to match with appropriate lenders and loan plans.

Lendersa USDA loan request outcomes


  • NOLA Hard Money Services LLC
  • 325 Manhattan Blvd, Harvey, LA, 70058
  • NOLA Hard Money is led by a group of investors with deep roots in the New Orleans real estate market and active in it for more than 30 years.We have an eye for value and build long-term relationships with our clients. We strongly believe that the best marketing comes from current customers.
  • Bank of Luxemburg
  • 630 Main Street, Luxemburg, WI, 54217
  • Bank of Luxemburg is proud to be a community bank owned by shareholders in the area. We have years of local decision making expertise, catering to the local communities we serve. We are here for our customers through all stages in life, helping to manage life changing events. Trusted advisors support our customers.
  • PEOPLES TRUST COMPANY OF ST ALBANS
  • 25 Kingman Street, Saint Albans, VT, 05478
  • Peoples Trust Company was founded by an Act of the General Assembly of the State of Vermont on November 12, 1886. Since our inception, we have enjoyed a commitment to the Vermont tradition of service, quality and value. We believe that banking is about building relationships, making people’s lives easier, and helping folks realize their goals.
  • MPS Credit Union
  • 2190 NW 72 Avenue, Miami, FL, 33156
  • MPS Credit Union was created in 1928 when a small group of postal workers got together and opened the credit union doors for business. In January 1930 the credit union was chartered under the state charter as Miami Postal Service Credit Union. At MPS Credit Union, each voice is heard since it is our job to see that we are offering.
  • Eastern National Bank
  • 9700 South Dixie Highway, Suite 710, Miami, FL, 33156
  • Providing tailored banking services, and financial solutions, to our local communities and global markets, since 1969. Our history, of supporting individuals, entrepreneurs, businesses, and banks, in South Florida, and Latin America, has helped shape our communities, and our future, while protecting our customers, and shareholders.
  • Thomas D. Wood and Company
  • 9100 South Dadeland Boulevard, Suite 700, Miami, FL, 33156
  • Thomas D. Wood and Company is a privately held real estate investment banking firm specializing in Florida’s commercial and Multi-family real estate capital markets. Founded in 1987 by Thomas D Wood Sr. and Thomas D Wood Jr, the company has become one of Florida’s premiere real estate lenders
  • Jaxen Mortgage Group LLC
  • 8950 SW 74 Court, Miami, FL, 33156
  • At JAXEN MORTGAGE GROUP LLC, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
  • Sun Home Loans
  • 7375 SW 90 Street, Miami, FL, 33156
  • I offer my clients the best possible rates and lowest closing costs in the business. Working with over 20 wholesale national lenders allows me to compete with any bank or on-line lender. Our home loans are designed to fit your needs. I've been in in the Mortgage industry for over 25 years
  • True Mortgage Lending LLC
  • 9100 S. Dadeland Blvd., Suite 1500, Miami, FL, 33156
  • Miriam Gilmore is the Broker/Owner of True Mortgage Lending LLC. True Mortgage Lending is a boutique mortgage brokerage service domestic and foreign clients with a vast array of loan products & guidance through the process. Broker/Owner of True Mortgage Lending LLC. True Mortgage Lending is a boutique mortgage brokerage service domestic & foreign
  • Stewards of Capital & Company
  • 8603 South Dixie Highway | Suite 218, Pinecrest, FL, 33156
  • Stewards of Capital helps hundreds of Americans purchase their first home every day, and help others lower their monthly payment by refinancing. Our exclusive home mortgage programs allow you to buy a home with a minimal down payment in as little as 15 days. but Some home mortgage programs require as little as 0% down! In many cases.
  • PS Mortgage Lending
  • 9480 SW 77th Ave, Miami, FL, 33156
  • PS Mortgage Lending is a boutique Mortgage Company headquartered in beautiful Miami, Florida with an office in Houston, Texas. PS has many Licensed Mortgage Loan Originators spread throughout Florida and Texas, and has been in business and licensed in Florida since 2012.PS Mortgage Lending is home to Phil Stevenson - AKA "The Mortgage Nerd"
  • FEMBi Mortgage
  • 9300 S Dadeland Blvd STE 500, Miami, FL, 33156
  • FEMBi Mortgage is a leader in mortgage lending in the southeastern United States. Our leadership position was gained by understanding the individual needs of our clients and by building a team of more than 125 mortgage professionals and Each and every member of our staff is driven to helping you realize your homeownership goals,