FHA VS Conventional loan programs in Pinehurst, Moore County, North Carolina

In 2025, the conventional loan limit for Pinehurst, situated in Moore county, NC, is $726,200, while the FHA limit for a single-family home is $472,030.

Utilize the Lendersa® Conventional loan calculator to assess and compare today's best rates across Conventional, FHA, and USDA loans. Determine the necessary income, credit, reserves, and documents for qualification. Our advanced mortgage calculator shows Conforming Conventional, USDA, FHA, and VA loans side by side, aiding the decision on which program suits your financial needs in NC the best.

Review loan offers from over 100 lenders

2025 Loan Limits and Down Payment Requirements in Pinehurst, Moore, NC

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table applies to zip codes: 28374, 28370

Exploring Conventional and FHA Loan Options in Pinehurst, NC

Lendersa® is dedicated to efficiently connecting you with the best Conventional, USDA, or FHA loan without hassle. Select one of three starting points to match with lenders and suitable loan programs.

Results from Lendersa USDA loan requests and matching


  • Cardinal Credit Union
  • 8500 Westport Drive, Mentor, OH, 44060
  • Cardinal is proud to announce their 5-star rating, recently awarded by Bauer Financial. Bauer Financial is a financial rating agency who provides depositor-focused ratings of banks and credit unions in the United States. The Company’s rating scale runs from zero to five, the strongest institutions being granted 5-star ratings.
  • Union Capital Mortgage
  • 7676 Reynolds Road, Mentor, OH, 44060
  • At Union Capital, home loans are all we do. Since 1995, we have worked to become a trusted lending partner to countless realtors and customers. Realtors depend on us to help their buyers get into the ideal home. Customers we serve return to us again and again – we have gotten to know thousands of them personally over the past 20 years.
  • Addition Financial Credit Union
  • 1000 Primera Blvd, Lake Mary, FL, 32746
  • Addition Financial is a member-owned, not-for-profit financial cooperative, offering comprehensive financial solutions that help members achieve their financial goals. We exist solely for the benefit of our members, and we return our profits to them in the form of lower loan rates, higher dividends on savings, and lower fees.
  • Oceans Lending Mortgage Lender in Lake Mary Orange County Sanford Oviedo
  • 3098 W Lake Mary Blvd, 2nd Floor, Lake Mary, FL, 32746
  • Ocean’s mission is to become the mortgage industry standard by elevating customer relationships and service. Oceans’ corporate platform is built on high morals and ethics, honor and integrity. These are the reasons clients will be able to trust the information and service they receive is unsurpassed.
  • Key Star Mortgage Group LLC
  • 801 International Parkway, Suite 500, Lake Mary, FL, 32746
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Assure Home Funding LLC
  • 1540 International Parkway, Suite 2000, Lake Mary, FL, 32746
  • Assure Home Funding gives you access to a large group of lenders, providing a variety of business capital advance options that can be tailored to fit your particular needs. We offer unique opportunities to secure the funding you need for your business, often when traditional lenders are not an option.
  • Emerald Financial Partners Inc
  • 255 Primera Blvd, Suite 160, Lake Mary, FL, 32746
  • Emerald Mortgage Partners was established with one mission in mind: Making the tedious and complicated process of mortgage and lending simpler, easy to understand and straightforward. EFP also not only provides the knowledge and expertise during, but also after the sale, to ensure your loved ones and valuables are protected and secure.
  • Premier Home Funding
  • 773 Stirling Center Place, Lake Mary, FL, 32746
  • Premier Home Funding, we serve our clients with old fashioned values: honesty, hard work, education, and service with enthusiasm. Our goal is to ensure a smooth process while providing excellence in each transaction. We want to make your dream home a reality and an investment that will benefit you and your family for many years to come