Explore the differences! FHA VS Conventional loan programs in Pinehurst, Moore County, North Carolina

In 2026, the conventional loan limit for Pinehurst, situated in Moore county, NC, is $726,200, while the FHA limit for a single-family home is $472,030.

Utilize the Lendersa® Conventional loan calculator to assess and compare today's best rates across Conventional, FHA, and USDA loans. Determine the necessary income, credit, reserves, and documents for qualification. Our advanced mortgage calculator shows Conforming Conventional, USDA, FHA, and VA loans side by side, aiding the decision on which program suits your financial needs in NC the best.

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2026 Loan Limits and Down Payment Requirements in Pinehurst, Moore, NC

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table applies to zip codes: 28374, 28370

Exploring Conventional and FHA Loan Options in Pinehurst, NC

Lendersa® is dedicated to efficiently connecting you with the best Conventional, USDA, or FHA loan without hassle. Select one of three starting points to match with lenders and suitable loan programs.

Results from Lendersa USDA loan requests and matching


  • St. Joseph's Federal Credit Union
  • 1811 Whipple Avenue NW, Canton, OH, 44708
  • St. Joseph’s Federal Credit Union was chartered on March 9th, 1942. 1942 marked the beginning of World War II and it was also the beginning of St. Joseph’s Federal Credit Union in January 1942. The nine members of St. Joseph’s Roman Catholic Parish in Canton, Ohio who chartered our credit union with Farm Credit Administration

  • North Alabama Bank
  • 13914 Highway 231-431 North, Hazel Green, AL, 35750
  • North Alabama Bank has been a locally owned & operated financial institution serving Madison County and the surrounding areas since 1989. We live, work, & worship in our community. We understand the importance of community. We understand that businesses in todays environment requires advanced technology to get ahead in these ever-changing times.

  • The Gratz Bank
  • 32 West Market Street, Gratz, PA, 17030
  • The Gratz Bank! With the commitment to carry forward unparalleled client service, The Gratz Bank is honored to positively impact lives. We assure you that our mission to execute a significant client experience and competitive product offering will continue to grow as our business expands.

  • Utilities Employees Credit Union
  • 11 Meridian Boulevard, Wyoming, PA, 19610
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  • 2744 Century Boulevard, Wyoming, PA, 19610
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  • CDL Mortgage Services LLC
  • 50 Berkshire Ct, Wyomissing, PA, 19610
  • We have simplified the mortgage process. Whether you’re buying a new home or ReFinancing your mortgage, we offer competitive and low mortgage rates without sacrificing high-quality customer service. We pride ourselves on providing customers with great mortgage rates and low fees.

  • Rehab Financial Group, LP
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  • Bank of Clarkson
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  • Bank of Clarkson is proud to be a locally-owned hometown bank. We are dedicated to not only meeting but exceeding your customer service expectations of quality customer service.

    This bank and every director, officer and employee is a part of this community. We live, shop and belong to the same organizations as you.