FHA VS Conventional loan programs in Southern-Pines, Moore County, North Carolina

In 2025, the conventional loan limit for Southern-Pines, situated in the county of Moore, NC, is given as $647,200. Meanwhile, the FHA loan limit for a single-family home is $420,680.

The Lendersa® Conventional loan calculator can be used to assess today's best rates for Conventional, FHA, and USDA loans. It's a helpful tool for determining the necessary income, credit, reserves, and documents for qualification. Our advanced mortgage calculator allows you to compare Conforming Conventional, USDA, FHA, and VA loans side by side, helping you select the best program in NC for your specific financial needs.

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2025 Loan Limits and Downpayment Requirements in Southern-Pines, Moore County, NC

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

This comparison is applicable to the zip codes: 28374, 28387, 28388

Conventional and FHA Loan Options in Southern-Pines, NC

The aim of Lendersa® is to swiftly and easily provide you with the best possible Conventional, USDA, or FHA loan. Select one of the three starting points that connect you with matching lenders and loan programs suitable for you.

Lendersa USDA loan request and matching results


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  • Seasons Federal Credit Union
  • 524 South Main Street, Middletown, CT, 06457
  • In 1935, a group of educators from Middletown, CT, founded the future Seasons Federal Credit Union. Inspired by the credit union philosophy of “people helping people,” the teachers pooled their money together to provide low-cost loans.Through their joint efforts, Northern Middlesex School Employees Credit Union was chartered in December that year.
  • Farmers State Bank of Alto Pass
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  • Leatherstocking Credit Union
  • 24 Glen Avenue, Cooperstown, NY, 13326
  • Leatherstocking Credit Union, established in 1977 is a not-for-profit financial cooperative located in Cooperstown, NY, the home of the National Baseball Hall of Fame and Museum. Originally formed to serve the employees of Bassett Hospital, our current field of membership includes anyone who lives, works, worships, attends school..
  • Villa Grove State Bank
  • 10 N Main St, Villa Grove, IL, 61956
  • Villa Grove State Bank opened for business on November 1, 1919. Our story began at 10 N. Main Street in Villa Grove, in what was then known as the Combs building and had been previously occupied by the Morrison Grocery Store, and we are still there today to serve our customers and community. As the bank has continued to grow
  • Iuka State Bank
  • 205 West Main Street, Salem, IL, 62881
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  • Marion County Savings Bank
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  • ION Mortgage & Lending
  • 2115-A South US Hwy 1, Jupiter, FL, 33477
  • Elevate your lending experience with Supreme Lending, a premier consultancy specializing in high-value financing solutions for luxury residential and commercial projects. With the expertise of Rachel Harzewski, you are guided through bespoke, private lending options designed to maximize your investments. Discover smooth deal structuring and unparal