FHA VS Conventional loan programs in 2025 for Southern-Pines, Moore County, North Carolina

In 2025, the conventional loan limit for Southern-Pines, situated in the county of Moore, NC, is given as $647,200. Meanwhile, the FHA loan limit for a single-family home is $420,680.

The Lendersa® Conventional loan calculator can be used to assess today's best rates for Conventional, FHA, and USDA loans. It's a helpful tool for determining the necessary income, credit, reserves, and documents for qualification. Our advanced mortgage calculator allows you to compare Conforming Conventional, USDA, FHA, and VA loans side by side, helping you select the best program in NC for your specific financial needs.

Compare loan offers from over 100 lenders

2025 Loan Limits and Downpayment Requirements in Southern-Pines, Moore County, NC

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

This comparison is applicable to the zip codes: 28374, 28387, 28388

Conventional and FHA Loan Options in Southern-Pines, NC

The aim of Lendersa® is to swiftly and easily provide you with the best possible Conventional, USDA, or FHA loan. Select one of the three starting points that connect you with matching lenders and loan programs suitable for you.

Lendersa USDA loan request and matching results


  • American Mortgage Alliance Company
  • 12110 Slauson Ave, Santa Fe Springs, CA, 90670
  • We offer a complete range of conforming, non-conforming and government loan programs, as well as a variety of options to help your family successfully budget your mortgage through highly experienced loan consultants utilizing the most innovative technology available. We are committed to customer satisfaction.
  • UR TEAM Real Estate Services
  • 249 Jaxine Drive, Altadena, CA, 91001
  • UR TEAM Real Estate Services, Inc provide Mortgage Refinance services using Cutting Edge Docless Technology. Based in beautiful city of Pasadena, we also serve the surrounding cities in Los Angeles County. UR TEAM also provides Home Listing Services to Sell Your Home. Whether you are buying a home or refinancing in the city.
  • Valhalla Home Loans
  • 2360 Huntington Drive, Suite 308, San Marino, CA, 91108
  • "Valhalla Home Loans are an online mortgage lender. We are not lead generators for other lenders. We use real-time mortgage quotes, up-front access to closing cost details, online applications, electronic document processing and e-signatures to make the mortgage process fast, easy and transparent"
  • iEccentric Realty and Mortgage
  • 1613 Chelsea Road, Suite 325, San Marino, CA, 91108
  • "iEccentric Realty and Mortgage offers a wide variety of loan programs ranging from the government VA & FHA loans to the conventional fixed program, ARM program, and Jumbo loans. The primary loan programs which we promote are the following: 10, 15, 20, and 30 Year Fixed Programs (We also exclusively offer 8,12, 22, and 27 Fixed Programs)"
  • Edwards Federal Credit Union
  • 39963 West 10th Street, Palmdale, CA, 93551
  • Edwards Federal Credit Union (Edwards FCU) was formed in 1962 with a simple goal – to help one another financially through good times and tough times. Edwards FCU provides a full range of personal banking products and services to fit your needs, and is a federally regulated not-for-profit financial cooperative that is owned
  • Mortgage Xpress
  • 1401 West Rancho Vista Blvd, Suite C, Palmdale, CA, 93551
  • At AMC, we believe how you get your mortgage matters. In 1968, fed up with the mechanization and lack of character in the mortgage industry, we decided to embark on something new. We moved an industry typically reserved for big banks to a small business venue and it turns out we were on to something. Over the years we have grown
  • Kingstone Capital Properties
  • 445 West Palmdale Boulevard, Suite Q, Palmdale, CA, 93551
  • We are a full service banking and mortgage company. We specialize in Home Buyer Loans & Commercial Real Estate Loans. We serve in State of California, Florida & Texas. Whether you are buying a home or refinancing in our neighborhood, we can help you realize your dream of home ownership or save you money when getting your new lower monthly payment.
  • ASAP-Funding, Inc.
  • 1008 West Avenue, Suite A-D180, Palmdale, CA, 93551
  • ASAP Funding was created to bring to market loan products specially tailored for investors and individuals looking for better funding solutions. Our founders are experts in residential real estate. Collectively, they have originated over $720 million in loans before joining forces to create ASAP-Funding.
  • TrueDirection Lending
  • 1113 W Ave M-4, Suite F, Palmdale, CA, 93551
  • We pride ourselves on exceeding our customer's expectations in finding the most competitive rates, service, and options for a home loan that's right for you. Whether you want the lowest rate possible, a large amount of guidance, or a more complex financing package, we realize you are unique
  • MMC Lending
  • 1008 West Avenue M-4, Suite H, Palmdale, CA, 93551
  • At MMC Lending® we believe that stable living helps build strong communities and it's a privilege to be a part of that process. It's our objective to assist clients in securing the most important investment of their lives by taking each step with them through the loan transaction.
  • All American Financial Services
  • 530 Commerce Avenue, Suite B, Palmdale, CA, 93551
  • ll American Financial Services was started in 1990 with the vision and foresight of Slade Lohman, Real Estate Broker (California Bureau of Real Estate BRE #01134557, NMLS #276140). After observing the unethical behaviors of different lenders, Slade had a burning desire to make a difference in the industry.