Explore the differences! FHA VS Conventional loan programs in Seven-Lakes, Moore County, North Carolina

In 2026, the conventional loan limit in Seven-Lakes, located in the county of Moore, NC, is $647,200. Meanwhile, the FHA cap for a single-family home is set at $420,680.

Employ the Lendersa® Conventional loan calculator to compare today's top rates for Conventional, FHA, and USDA loans. Determine the necessary income, credit, reserves, and documents required for qualification. Using our advanced mortgage tool, you can assess Conforming Conventional, USDA, FHA, and VA loans side by side, helping you select the best program in NC to suit your financial situation.

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Loan Limits and Down Payment Requirements for 2026 in Seven-Lakes, Moore, NC

Type of Loan Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

The comparison table covers zip codes: 27376

Options for Conventional and FHA Loans in Seven-Lakes, NC

Lendersa® is committed to securing the optimal Conventional, USDA, or FHA loan swiftly and without hassle. Select one of three pathways to find suitable lenders and matching loan programs.

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Seven-Lakes Lenders

  • Fort Bragg Federal Credit Union
  • 4172 Hefner Drive, Fort Bragg, NC, 28310
  • Lends in North Carolina
  • Fort Bragg Federal Credit Union is a not-for-profit financial cooperative owned exclusively by its members & regulated by the National Credit Union Administration. Chartered on April 18, 1960, we exist primarily to promote thrift amongst our members.

    Fort Bragg Federal Credit Union is a local credit union that has served the greater Fort Bragg

  • Advantage Loans Inc
  • 937 S McPherson Church Rd, Fayetteville, NC, 28303
  • Lends in North Carolina
  • Planbloan is not an offer or solicitation to lend. We do not make any loan or credit decisions and are not representatives, brokers or agents of any lender. Participating lenders offer loans from $200 up to $5, 000. Not all lenders can offer you amounts up to $5, 000. Our service is not available in all states.

  • Bragg Mutual Federal Credit Union
  • 2917 Village Drive, Fayetteville, NC, 28304
  • Lends in North Carolina
  • We opened in 1952 as Bragg Civilian Federal Credit Union. Over the years we changed to Bragg Mutual Federal Credit Union. We are a Credit Union Service Center open to other Service Center members as well.

    A full service credit union open to all who live, work, or worship in Cumberland County, NC.

  • Integrity Mortgage Group
  • 191 H NC Hwy 42 N, Asheboro, NC, 27203
  • Lends in North Carolina
  • Integrity Mortgage Group offers wide range of lending programs, including first time home buyer/FHA loans as well as loans for well-established customers thinking about second homes, vacation homes, investment properties, rental units, and "fixer-uppers." We also have a variety of money-saving refinancing options.

  • Freedom Lending, LLC
  • 146 N. 4th Street, Albemarle, NC, 28002
  • Lends in North Carolina
  • Freedom Lending, LLC. makes no representations or warranties of any kind, express or implied, about the
    completeness, accuracy, reliability, suitability or availability with respect to the information, products,
    services, or related graphics contained in/on this website for any purpose and will not be liable for any
    loss or damage

  • Sweetwater Capital
  • 1019 Hay Street, Fayetteville, NC, 28305
  • Lends in North Carolina
  • Sweetwater Capital’s core focus is to achieve lifelong relationships by delivering the finest brokerage experience.
    Established in 2007, Sweetwater Capital began as a boutique commercial mortgage brokerage firm, specializing in permanent debt solutions. In 2019, we expanded our services to include our investment sales platform.

  • AAFMAA Mortgage Services LLC
  • 639 Executive Place, Suite 203, Fayetteville, NC, 28305
  • Lends in North Carolina
  • AAFMAA (American Armed Forces Mutual Aid Association) is a not-for-profit, member-owned financial services association that provides life insurance, military benefits counseling, Survivor Assistance Services, residential mortgages, financial planning, investment management and trust services to the American Armed Forces Community.

  • Uwharrie Bank
  • 132 N 1st St, Albemarle, NC, 28001
  • Lends in North Carolina
  • Uwharrie Bank exists for the same reasons that any bank exists. But our story is so much more than that. We’re more than a collection of services and accounts. We’re people. We’re conversations. We’re ears to listen and hearts full of helpful advice. We believe that by doing our jobs just a little bit better

  • Cambria Mortgage
  • 251 West Main Street, Albemarle, NC, 28001
  • Lends in North Carolina
  • Cambria Mortgage is a boutique Brokerage with offices in North Carolina and Texas. We market exclusively by referral -- our focus being on exceeding all stakeholder expectations and developing client advocates for our services.With a keen focus on customer care, communications and effective technology