FHA VS Conventional loan programs in River-Road, Beaufort County, North Carolina
In the year 2025, the conventional loan limit for River-Road, within Beaufort, NC, is determined to be $647,200. On the flip side, the FHA limit set for a single-family home is $420,680. These crucial figures play an essential role in the financial planning of potential homeowners in this region, influencing their financing decisions.
The Lendersa® Conventional loan calculator is your go-to tool for gauging today’s top rates across Conventional, FHA, and USDA loans. Investigate what income, credit score, reserves, and documents are necessary to qualify. Our sophisticated mortgage calculator places Conforming Conventional loans side-by-side with USDA, FHA, and VA options, providing a clear, comprehensive view. This setup aids in selecting the ideal option from programs available in NC that best suit your finances.
Detailed Loan Limits and Downpayment Requirements for 2025 in River-Road, Beaufort, NC
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$647,200
3%
USDA
$285,000
0%
FHA
$420,680
3.5%
The guidelines outlined in this comparison table apply specifically to the following zip codes: 27889. Understanding these limits is pivotal for those looking to secure a mortgage in these areas.
Explore Conventional and FHA Loan Options in River-Road, NC
The main goal of Lendersa® is to efficiently direct you to the most favorable loan opportunities available—be they Conventional, USDA, or FHA. We facilitate this by offering three distinct starting points that lead you toward pertinent lenders and loan programs designed to meet your unique financial requirements.
Established in 1910 we are a community bank located in Southern Illinois, locally owned and managed by people you can trust. The luka State Bank offers the integrity and stability of a Five Star rated financial institution — the highest rating awarded by Bauer Financial Rating Service and proof that we rank among the strongest banks in the country.
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5164 East 81st Street 3rd Floor, Merrillville, IN, 46410
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been proud to offer our members a complete array of financial services including debit
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