FHA VS Conventional loan in Washington, Beaufort County, North Carolina
For the year 2026, the conventional loan limit available in Washington, which is part of Beaufort county in NC, is defined as $726,200. Meanwhile, the FHA loan limit stands at $472,030 for a single-family residence.
Take advantage of the Lendersa® Conventional loan calculator to differentiate today's top rates between Conventional, FHA, and USDA loans. This will help you understand the income, credit, reserves, and necessary documents for qualification. Using our sophisticated mortgage calculator, you can easily compare Conforming Conventional, USDA, FHA, and VA loans side by side. This tool is invaluable to determine the best suited program in NC according to your specific financial needs.
2026 Loan Limits and Downpayment Requirements in Washington, Beaufort County, NC
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
The details in this table apply for the following zip codes: 27817
Options for Conventional and FHA Loans in Washington, NC
The mission of Lendersa® is to deliver you the ideal Conventional, USDA, or FHA loan options swiftly and without complication. Initiate one of these three pathways that lead you to matching lenders and suitable loan programs.
Founded in 1902, First South Bank has served the eastern and central North Carolina market for over 100 years. We have grown to thirty-two (32) full-service branch offices from Durham to Buxton and Elizabeth City to Wilmington. Banking products and services have evolved, however, the Bank’s commitment to its community has never wavered
First Flight Federal Credit Union is a full-service financial institution that has been serving members around the world since 1952. With branches across the state, First Flight serves a broad membership including residents in many area communities and employees of a variety of industries
At Weyco Community Credit Union is to improve the standard of living and the financial well-being of our members. We have proudly been serving our members in Plymouth, North Carolina, and the surrounding communities since 1959. As a member of WCCU, you are part owner, and you have a say in how we operate.
SMC Home Finance was established in 1996 by Donald Fader after spending time in management roles with First American Savings and First South Bank. The company is licensed as a non-depository mortgage lender under the supervision and regulation of the North Carolina Commissioner of Banks.
In 1941, 19 honest hard working Carolina Telephone employees met in Tarboro, North Carolina to form Telco Credit Union. With sound financial principles and an eye on the future they put their hard earned money to work and never looked back.
Today, Telco is a full service not-for-profit financial institution serving over 10, 000 members.
It starts with commitment. The foundation of all great relationships.
We started this credit union for the Marines. To match the loyalty and commitment with which they serve us. And for over 60 years, we’ve been here. For the Marines and their community. Here for the long haul.
300 Western Blvd, Suite 400, Jacksonville, NC, 28546
Lends in North Carolina
Linear Mortgage Your financial and lifestyle goals need to be considered when purchasing a home. Our Loan Consultants will take the time to learn about you, your goals and provide you with options on what type of mortgage will work best for you and also Linear Mortgage Solution was founded on the principal of making the home buying.
NC Community Credit Union has provided quality financial services to help members achieve their financial goals. Your Community Credit Union is committed to serving individuals, businesses, and other organizations who live, work, worship, or attend school in Wayne County. As a credit union member, you’re also the owner!
5039 Executive Drive, Suite 500B, Morehead City, NC, 28557
Lends in North Carolina
Robby is a Chapel Hill native, a graduate of the University of North Carolina. Robby joined Corporate Investors Mortgage Group in 2003 with a background in Financial Planning and Real Estate and hit the ground running winning the 2004 NC Association of Mortgage Professionals “Rookie of The Year” award.
