Explore the differences! FHA VS Conventional loan programs in Washington, Beaufort County, North Carolina

In 2025, Convetional loan limit in Washington, county of Beaufort, NC is $726,200 while FHA limit is $472,030 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in NC is best for your particular financial situation.

Compare loan offers from 100 lenders

2025 loan limits and downpayment requirments in Washington, county of Beaufort, NC

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

The comparison table applies to zip codes: 27817, 27889

Conventional and FHA loan options in Washington, NC

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • Pasadena Service Federal Credit Union
  • 670 N. Rosemead Blvd, Pasadena, CA, 91107
  • Since 1936, myPSFCU has served the unique banking needs of Pasadena Unified School District and Pasadena City College faculty and staff. Over the years, myPSFCU has evolved into a community chartered financial institution that services the World Class City of Pasadena and surrounding areas
  • R&A Financial Group, Inc
  • 338 South Rosemead Blvd, Pasadena, CA, 91107
  • Financing is our passion, and we are dedicated to providing the best service possible to all of our customers. For us, money isn’t the primary motive – finding solutions for our clients is. We understand the real estate industry inside and out. Our vision raises the bar on what our clients expect from real estate loans.
  • Fidelity Funding
  • 3452 E. Foothill Blvd, Suite 530, Pasadena, CA, 91107
  • Fidelity Funding is a nationwide leading direct lender that has served thousands of satisfied customers. The mortgage professionals at Fidelity Funding strive to build lasting business relationships based on not only offering you low rates, but on sound business practices. Our professionals have been serving clients for more
  • Nationwide Capital
  • 2181 E. Foothill Blvd, Suite 207, Pasadena, CA, 91107
  • We treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
  • Key Financial Services
  • 482 North Rosemead Boulevard, Suite 105, Pasadena, CA, 91107
  • Key Financial Services is a firm believer in customer service, and we make sure all our clients have our full attention with a clear understanding of the entire mortgage process. Here at Key Financial Services, we have a professional, experienced and friendly staff working behind the scenes to secure your loan.
  • Quest Financial
  • 675 Rim Road, Pasadena, CA, 91107
  • Crown Point Realty Capital is a full service real estate firm specializing in real estate & business finance. Our professionals bring extensive experience from various sectors of the real estate industry including real estate brokerage, finance, leasing, construction & development. This blend of knowledge offers our clients a unique perspective.
  • Lending Enterprise
  • 7007 Washington Ave, Suite 311, Whittier, CA, 90602
  • Because we truly understand that homeownership is the foundation of our communities and everyone deserves a home for their family, Lending Enterprise is deeply devoted to care, help, and provide the best home loan experience for our customers and business partners, with ethics, win-win mindset, and most importantly, with integrity.
  • Legacy Capital Funding
  • 7007 Washington Ave, Suite 301, Whittier, CA, 90602
  • Legacy Capital Funding is proud to be a mortgage broker serving residential clients in the Los Angeles County area. Based in Whittier, we are a small business that provides the level of customer service only an experienced team of professionals can. From our community-focused, educational approach to home loans to our commitment to our clients.
  • Nationwide Home Loans
  • 8152 Painter Avenue, Suite 200, Whittier, CA, 90602
  • Our mortgage team members will give you the individual attention you deserve and treat you with the respect due a valued customer. We understand you're making a commitment in purchasing a home, refinancing a mortgage, or tapping into your home equity. So we make a promise to you: we will help you qualify, apply and be approved for the ideal loan.
  • RIPPON CAPITAL, INC.
  • 2901 W Coast Hwy, Suite 200, Newport Beach, CA, 92663
  • Rippon Capital offers a unique, boutique mortgage experience with a customized approach for established professionals on the Southern California Coast. We strategically position our clients to meet their home financing objectives through dedicated expertise, pricing, and products.
  • Resource Financial Mortgage
  • 2901 W. Pacific Coast Highway, Suite 200, Newport Beach, CA, 92663
  • RFM is a full-service mortgage broker in Newport Beach and Orange County where you can get the best rates for a home loan to buy a home or refinance. As a mortgage broker, RFM can shop for the best mortgage rates that suit your needs. We shop at over 20 different lenders, as all may have different guidelines.