Explore the differences! FHA VS Conventional loan programs in Washington, Beaufort County, North Carolina

For the year 2025, the conventional loan limit available in Washington, which is part of Beaufort county in NC, is defined as $726,200. Meanwhile, the FHA loan limit stands at $472,030 for a single-family residence.

Take advantage of the Lendersa® Conventional loan calculator to differentiate today's top rates between Conventional, FHA, and USDA loans. This will help you understand the income, credit, reserves, and necessary documents for qualification. Using our sophisticated mortgage calculator, you can easily compare Conforming Conventional, USDA, FHA, and VA loans side by side. This tool is invaluable to determine the best suited program in NC according to your specific financial needs.

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2025 Loan Limits and Downpayment Requirements in Washington, Beaufort County, NC

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

The details in this table apply for the following zip codes: 27817, 27889

Options for Conventional and FHA Loans in Washington, NC

The mission of Lendersa® is to deliver you the ideal Conventional, USDA, or FHA loan options swiftly and without complication. Initiate one of these three pathways that lead you to matching lenders and suitable loan programs.

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  • 801 11th Street, Two Harbors, MN, 55616
  • People in the Two Harbors area who believed townspeople could benefit from an alternative to commercial banks founded THFCU in 1948. Founders envisioned a model financial cooperative where people pooled their money for borrowing and would have a safe place to save money. In contrast to a commercial bank, the "credit union
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  • 14509 F Street, Omaha, NE, 68137
  • We were formed in 1951 for the benefit of people who bank with us, & that purpose remains central to our decision-making today. For that reason, the Credit Union has earned a reputation for exceptional personal service and great value in banking. Metro consistently receives high marks for trust, integrity, low loan rates & better overall service.
  • Mutual 1st Federal
  • 14510 F St, Suite 101, Omaha, NE, 68137
  • We're a community based credit union. And while in the old days credit unions were limited in many ways, those days are gone. Open your eyes to a new, better way to bank - with a credit union! Basically, if you live, work, worship or attend school in these counties - you're in! In Nebraska
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  • FREEDOM LENDING is an industry leader in mortgage lending because we deliver results. Our professionals provide excellent personal service, guaranteed lowest rates and a money management plan that’s tailored to your specific needs. Whether you’re in Iowa, Nebraska or right here in Omaha looking for an FHA mortgage, VA mortgage
  • WesternBank (Duluth)
  • 201 North Central Avenue, Duluth, MN, 55816
  • Western Bank has been committed to servicing our customers & the local community for over 100 years. As a hometown bank with local decision-making, we are dedicated to producing & offering to our community a wide range of banking services of exceptional value. Utilizing talented, knowledgeable employees & quality, highly accurate delivery systems.
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  • Enterprise Bank
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  • Centris Federal Credit Union has been your trusted financial partner since 1934 with 15 full-service credit unions located in Nebraska and Iowa. We are a not-for-profit financial organization. We pass the savings onto our members so we can offer lower rates on loans and higher rates on savings as well as improved products and services.
  • Park State Bank
  • 2630 W Superior St, Duluth, MN, 55806
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