FHA VS Conventional loan in Washington, Beaufort County, North Carolina

For the year 2026, the conventional loan limit available in Washington, which is part of Beaufort county in NC, is defined as $726,200. Meanwhile, the FHA loan limit stands at $472,030 for a single-family residence.

Take advantage of the Lendersa® Conventional loan calculator to differentiate today's top rates between Conventional, FHA, and USDA loans. This will help you understand the income, credit, reserves, and necessary documents for qualification. Using our sophisticated mortgage calculator, you can easily compare Conforming Conventional, USDA, FHA, and VA loans side by side. This tool is invaluable to determine the best suited program in NC according to your specific financial needs.

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2026 Loan Limits and Downpayment Requirements in Washington, Beaufort County, NC

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

The details in this table apply for the following zip codes: 27817

Options for Conventional and FHA Loans in Washington, NC

The mission of Lendersa® is to deliver you the ideal Conventional, USDA, or FHA loan options swiftly and without complication. Initiate one of these three pathways that lead you to matching lenders and suitable loan programs.

Lendersa USDA loan request and matching results


  • Stonegate Mortgage
  • 10A Bridge Street, Suite 200, South Dartmouth, MA, 02748
  • Stonegate possesses the experience required to navigate consumers through the difficult process of obtaining a great mortgage loan, and their expertise has helped it to grow even at a time when many other companies were suffering during the Great Recession of 2007. Stonegate Was founded in 2003 by Thomas Quann.

  • The St. Henry Bank
  • 231 East Main Street, Saint Henry, OH, 45883
  • The St. Henry Bank is a banking company headquartered in St. Henry, Ohio, and has been serving the Mercer County, Ohio, area since its establishment in 1905. The bank provides a variety of banking services, including 24-hour automatic teller machines; Internet banking; personal banking, including checking accounts

  • Ukrainian Federal Credit Union
  • 824 E Ridge Rd, Rochester, NY, 14621
  • Ukrainian Federal Credit Union is insured by the National Credit Union Administration and offers personal and business financial services including savings and checking accounts, share certificates, loans, mortgages, VISA credit and debit cards, wire transfers, and online and mobile banking.

  • JW CAPITAL
  • 1800 Pembrook Dr. Suite 300, Orlando, FL, 32810
  • JW Capital Company is a mortgage brokerage. We shop numerous lenders to ensure our clients always get a great deal. Our clients receive wholesale interest rates, faster closings (2 to 3 weeks) and excellent customer service throughout the process. This combined with state of the art technology provides an overall stress free experience.

  • Mortgage Equity Partners, Orlando/Winter Park
  • 5222 Andrus Ave, Suite A, Orlando, FL, 32810
  • Mortgage Equity Partners is comprised of former leaders and executives from prominent “national lenders.” The principals alone have over 100 years combined experience in the mortgage industry.Your mortgage is one of the most, if not the most, important financial transaction in your life.

  • St. Anne's Credit Union
  • 286 Oliver Street, Fall River, MA, 02724
  • St. Anne's Credit Union has been providing financial products and banking services since 1936. St. Anne's has over 150 employees servicing ten locations including Dartmouth, Fairhaven, Fall River, New Bedford, Somerset, Swansea, Westport and The Lending Center in Plymouth. St. Anne’s was selected for the fifth year in a row #1 Credit Union by the p

  • Fall River Pawn Brokers
  • 1475 South Main Street, Fall River, MA, 02724
  • Fall River Pawnbrokers was established in 1995 with our first pawn shop operation opening its doors in Fall River, Massachusetts. For over 24 years we have contributed to serving working families and communities by providing a wide range of financial services for people of all ages and backgrounds.

  • Bluedog Capital Partners, LLC
  • One Custom House St, Suite 4, Providence, RI, 02903
  • Founded in 2001 by Sean N. Marchionte and Richard R. Tasca, Bluedog Capital Partners, LLC is a boutique real estate investment firm located in the financial district of Providence, Rhode Island. Bluedog has built its portfolio of business through commercial real estate debt and equity investments ranging from single-family

  • Mortgage Giver, LLC
  • 10 Weybosset Street, Providence, RI, 02903
  • MortgageGiver is a bold and innovative company whose structure and philosophy is created with you, the customer, in mind. Our Loan Originators are, without exception, knowledgeable, experienced, and established. Our management and production style is geared first and foremost toward processing and closing your mortgage transaction.

  • Northborough Capital Partners, LLC
  • 56-3 Pine Street, Providence, RI, 02903
  • "NORTHBOROUGH HAS OVER 50 YEARS OF COMBINED REAL ESTATE EXPERIENCE IN THE COMMERCIAL LENDING ARENA.
    We are focused on direct lending and note purchases secured by commercial real estate in the New England market. THERE ARE MANY REASONS INVESTORS USE PRIVATE LENDERS OR SO CALLED “HARD MONEY” FOR THEIR PROJECTS. "

  • First Class Mortgage Company
  • 99 S. Main Street, Suite 154, Fall River, MA, 02721
  • Our mission is to serve our customers with honesty, integrity and competence. We specialize in Home Purchase Loans and Refinancing in MA and RI. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks