For the year 2026, the conventional loan limit available in Washington, which is part of Beaufort county in NC, is defined as $726,200. Meanwhile, the FHA loan limit stands at $472,030 for a single-family residence.
Take advantage of the Lendersa® Conventional loan calculator to differentiate today's top rates between Conventional, FHA, and USDA loans. This will help you understand the income, credit, reserves, and necessary documents for qualification. Using our sophisticated mortgage calculator, you can easily compare Conforming Conventional, USDA, FHA, and VA loans side by side. This tool is invaluable to determine the best suited program in NC according to your specific financial needs.
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| Loan Type | Loan Limit | Down Payment |
| Conventional Conforming | $726,200 | 3% |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
The details in this table apply for the following zip codes: 27817
The mission of Lendersa® is to deliver you the ideal Conventional, USDA, or FHA loan options swiftly and without complication. Initiate one of these three pathways that lead you to matching lenders and suitable loan programs.
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