FHA VS Conventional loan programs in Rockfish, Hoke County, North Carolina

In 2025, the conventional loan limit in Rockfish, located in Hoke, NC, is $726,200. The FHA limit for a single-family home, by comparison, stands at $472,030. These limits are essential for defining the range of financing options available to homebuyers in the area.

Use the Lendersa® Conventional loan calculator to compare the best available rates among Conventional, FHA, and USDA loans. Assess necessary factors like income, credit, and reserves, along with required documents for qualification. Our advanced tool allows side-by-side comparison of Conforming Conventional, USDA, FHA, and VA loans to help you choose the best program in NC for your financial needs.

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2025 Loan Limits and Down Payment Requirements in Rockfish, Hoke, NC

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparison table applies to the following zip codes: 28376, 28306

Options for Conventional and FHA Loans in Rockfish, NC

Lendersa® aims to connect you efficiently with the best choices across Conventional, USDA, or FHA loans. Choose one of three starting paths to find the right lenders and loan programs.

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  • X2 Mortgage is a wholesale lender - focusing on providing an exceptional, modern mortgage experience that’s far more informative, efficient, and cost effective for both employees and customers. NMLS#2234467wholesale lender - focusing on providing an exceptional, modern mortgage experience that’s far more informative, efficient
  • Ireland Bank
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  • Ireland Bank is a community bank that’s big enough to serve you, small enough to care. We’re proud to have contributed to the growth of Idaho communities since 1892. We were originally founded in Malad, Idaho by the pioneer community’s leading citizens. Ireland Bank has survived depressions, stock market crashes, wars and agricultural disasters.
  • Empower You! LLC
  • 1409 North Honeysuckle, Lane Gilbert, AZ, 85234
  • "We can help you get the lifestyle you desire with the best loan options and most competitive rates in the industry! We want you to understand the loan process and how it affects you and your transaction. There are 8 basic steps to any mortgage loan whether it is a refinance or a purchase."
  • NationsChoice Mortgage
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  • "Nations Choice Mortgage has built a strong reputation as a leading internet mortgage banker serving the needs of real estate professionals, builders and individual homeowners since 1994. Nations Choice Mortgage employs professionals that are ready, willing and able to make house calls to serve our clients nationwide."
  • STARBOARD FINANCIAL
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  • Starboard Financial is a full-service mortgage lender committed to client trust and satisfaction through every stage of the home buying process. We offer a broad spectrum of mortgage products that allow us to serve all our clients' home financing needs. From Jumbo to FHA, Conventional to VA and USDA, we have the loan for you.
  • The Home Loan Company LLC
  • 10643 N Frank Lloyd Wright Blvd, Suite 103, Scottsdale, AZ, 85259
  • Whether you’re buying, selling, ReFinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
  • Taylor Made Mortgage LLC
  • 11609 East Carol Avenue, Scottsdale, AZ, 85259
  • At Taylor Made Mortgage, we offering personalized mortgage solutions, fast customized quotes, great rates, & service with integrity. We’re here to make the home loan process easier, with tools and knowledge that will help guide you along the way. Start with a fast, personalized rate quote.
  • Access Buyers Security Mortgage LLC
  • 12406 East Cortez Dr, Scottsdale, AZ, 85259
  • At Access Buyers Security Mortgage LLC We are committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, so we offer a variety of products to meet your individual needs. We make the process of securing a mortgage simple