FHA VS Conventional loan in Raeford, Hoke County, North Carolina

In 2025, the conventional loan threshold in Raeford, within Hoke county, NC, is $726,200. For a single-family home, the FHA limit is set at $472,030.

Lendersa® offers a Conventional loan calculator for comparing top rates today among Conventional, FHA, and USDA loans. Determine the necessary income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator lets you compare Conforming Conventional, USDA, FHA, and VA loans side by side, helping you decide the best program in NC to suit your financial needs.

Examine loan offers from more than 100 lenders

2025 Loan Limits and Down Payment Requirements in Raeford, Hoke, NC

Loan Type Maximum Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table is pertinent to zip codes: 28376

Available Conventional and FHA Loan Options in Raeford, NC

The goal at Lendersa® is to facilitate access to the best possible Conventional, USDA, or FHA loans quickly and effortlessly. Start from one of three curated pathways leading to matched lenders and suitable loan programs.

Results from Lendersa's USDA loan requests


  • MacLons Capital Mortgage
  • 1001 West Whittier Boulevard, La Habra, CA, 90631
  • MacLons Capital Mortgage is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools
  • Tricoast Lending
  • 3857 Birch Street, Newport Beach, CA, 92660
  • Discover Tricoast Lending: Your Premier Hard Money Partner! Specializing in fast, flexible solutions for both commercial and residential real estate investments, we help investors, developers, and entrepreneurs secure tailored financing. With expertise honed over years, Tricoast Lending understands your needs, ensuring reliable, swift access to fun
  • Pyramid Capital Investments Corp.
  • 4667 MacArthur Blvd, Suite 320, Newport Beach, CA, 92660
  • We have been in Newport Beach across from John Wayne Airport since 1994. We offer hard money loans for commercial and residential properties, purchases, and refi cash-outs to the self-employed. We also provide Traditional, Non-Traditional, and Jumbo Loans. 1-4 Units & No Ratio Loans for Investment Properties. Please call 949-833-8747.
  • Residential First Capital
  • 20151 SW Birch Street, Newport Beach, CA, 92660
  • Residential First Capital is classified as a “one-stop” shop for residential financing. We are a direct lender, offering an extensive pool of private funds to accommodate and finance a wide array of loan requests. Our 38+ years of experience allow us to minimize loan transaction time and maximize the opportunity to obtain financing. We specialize i
  • Lending USA inc
  • 1400 Quail St Suite 155, Newport Beach, CA, 92660
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan. PRIVATE MONEY LENDING PRIVATE LENDING SERV
  • Residential First Capital
  • 20151 SW Birch Street, Suite 200, Newport Beach, CA, 92660
  • Residential First Capital started in 1986 to handle ALL of our client’s real estate financing needs. We cover the range of options from prime institutional financing to hard money financing in order to assist our clients with the requirements they have and at the speed they need the funds delivered.
  • ROJAS LENDING
  • 4000 MacArthur Blvd, Suite 300, Newport Beach, CA, 92660
  • Our focus is to create high trust relationships with our Clients and Referral Partners by providing the highest quality of service built upon education, strong communication, transparency, integrity and due diligence. In doing so, we can all move forward confidently in ensuring the best client experience possible.
  • Royal Pacific Funding
  • 3636 Birch St, Suite 2604000 MacArthur Blvd, 7th Floor, Newport Beach, CA, 92660
  • Our MISSION is to provide our partners with the support and industry knowledge that deliver valuable solutions, cultivating financial success. Our VISION is to continue serving the mortgage community with straight-forward, resourceful customer and operational service that deliver answers and results to our partners empowering.
  • Mortgage Direct Financial
  • 5000 Birch St, Suite 3000, Newport Beach, CA, 92660
  • Mortgage Direct Financial is a customer centric company that loves what we do. We want to make sure we provide you with the lowest rate loan that accomplishes your goals in the shortest amount of time. Our goal at Mortgage Direct Financial is to get to know what you and your family's needs are to serve you the best way that we can.
  • GREAT AMERICAN LENDING
  • 3400 Irvine Blvd, Suite 107, Newport Beach, CA, 92660
  • We will treat you with the respect due an esteemed customer and give you the personal service you deserve. We understand the big commitment you are making in buying a home, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you: we will help you qualify, apply and be approved for the ideal mortgage for you.