FHA VS Conventional loan programs in Rutherfordton, Rutherford County, North Carolina
In the year 2025, the conventional loan limit in Rutherfordton, which is situated in Rutherford, NC, is established at $726,200. On the other hand, the FHA limit for a single-family home is designated at $472,030.
Lendersa® offers a sophisticated Conventional loan calculator that allows you to evaluate today's most competitive Conventional, FHA, and USDA rates. Determine vital factors such as required income, credit score, reserves, and documentation needed for loan qualification. Our cutting-edge mortgage tool lays out Conforming Conventional loans alongside USDA, FHA, and VA loans, empowering you to make a well-informed decision about which program in NC aligns best with your distinct financial situation.
Details of 2025 loan limits and down payment requirements in Rutherfordton, situated within Rutherford, NC
Loan Type
Loan Limit
Down payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This detailed comparison table pertains to the zip codes: 28139
Diverse Conventional and FHA loan options in Rutherfordton, NC
The principal aim of Lendersa® is to smoothly and swiftly provide access to the best possible loan options, whether they're Conventional, USDA, or FHA. This is achieved without any significant complications or delays. You can begin by selecting one of three distinct starting routes that lead to well-matched lenders and loan solutions tailored to your needs.
Founded in 2017, Home Base Mortgage Group has quickly grown into one of the top mortgage companies in the state. When Home Base Mortgage Group first started out, their passion for helping people drove them to open their own Mortgage Company to provide the best possible knowledge, experience and customer service to each borrower.
Firehouse Mortgage became a reality for Rachel and Aaron in 2018. They wanted to give their clients a better option for their home mortgage. After gaining valuable knowledge in the mortgage industry, they decided to start their own company. The Clarks treat every client like they are family and ensure they are happy with their home purchase.
18525 West Lake Houston Parkway, Suite 105, Humble, TX, 77346
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
"We are committed to providing the highest level of customer service to make your transaction as smooth as possible.
For over 20 years, we have been serving our community with the best in mortgage lending. Located in Westrook, Maine, Stone Coast Mortgage has been serving clients for 20+ years. Stone Coast Mortgage offers a multitude of residen
Sunlight Residential Lending LLC. We are a full service mortgage company based in the Dallas/Fort Worth Metroplex. We can help you realize your dream of home ownership anywhere in Texas. We offer virtually every type of mortgage loan available. In addition to the traditional loan types from FHA, VA, USDA, Fannie Mae and Freddie Mac
1110 Kingwood Drive, Suite 280, Kingwood, TX, 77339
Our goal is to help homebuyers achieve the American Dream of homeownership. Whether you are a first time home buyer or purchasing a second home, Mortgage Financial Services is dedicated to providing quality service and products that help customers achieve their objectives throughout the home buying process. We want you to DREAM BIG,
1525 Lakeville Drive, Suite 137, Kingwood, TX, 77339
Lone Star Financing is a direct lender offering a full line of home loan products with low rates, low fees, and really fast closings. We strive to close every loan in 28 days or less! As a local Texas mortgage company with in-house underwriters, we have the flexibility to underwrite loans using “common sense” underwriting giving us efficiency.
2320 Congress Street, Suite D, Portland, ME, 04102
First Financial Mortgage, we believe the way we do things is just as important as what we do. Every team member is guided by our Core Values which define how we work, how we interact with each other and guide us in determining how we best serve our customers and local communities.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
