Explore the differences! FHA VS Conventional loan programs in Selma, Johnston County, North Carolina

For 2025, the Conventional loan limit in Selma, situated in Johnston county, NC, is $726,200. The FHA limit for a home housing one family is $502,550.

Utilize the Lendersa® Conventional loan calculator to assess today's best rates across Conventional, FHA, and USDA loans. Determine the income, credit, reserves, and necessary documents for qualification. The advanced mortgage calculator displays Conforming Conventional, USDA, FHA, and VA loans side by side to assist you in choosing the most suitable option for your specific financial needs in NC.

Review loan offers from a variety of 100 lenders

2025 Loan Limits and Down Payment Requirements in Selma, Johnston County, NC

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $502,550 3.5%

Applicable to zip codes: 27576, 27577

Exploring Conventional and FHA Loan Options in Selma, NC

Lendersa® aims to quickly facilitate access to the best Conventional, USDA, or FHA loan, ensuring minimal hassle. Choose one of three pathways that link you to suitable lenders and loan programs.

Discover Lendersa's USDA loan request and matching results


  • Home Advantage Corporation
  • 702 Brown Road, Suite 200, Fremont, CA, 94539
  • Home Advantage Corp as a real estate office and expanded business to include a loan brokerage and development business. The Real Estate and loan brokerage have been successfully grown and have established name recognition in their niche market. The development business has grown from single custom home to several large multi-family home projects.
  • Axel Real Estate and Home Loans Inc.
  • 2265 Ocaso Camino, Fremont, CA, 94539
  • Axel Real Estate and Home loans is a family based business run by husband and wife team. Our Profit margins are so slim that no other Agents can afford to beat. My husband Rizwan (Rizzi) Elahi has 30 years of mortgage processing and underwriting experience. He structures the hardest loan files for successful and on time close of escrow .
  • Polaris Financing
  • 39560 Stevenson Place, Suite 119, Fremont, CA, 94539
  • Polaris Financing is a CA Mortgage Broker helping clients with their lending needs throughout CA. Not all lenders are the same & not all offer the same interest rates. As a broker, we can shop your loan to many lenders & get you the best rate on the market, whether you are buying your first home, refinancing your existing home.
  • Horizon Financial Associates
  • 39680 Mission Boulevard, Fremont, CA, 94539
  • Horizon Financial Associates has been dedicated to treating our clients like family – with the utmost attention to detail and customer satisfaction. We are pleased to be your comprehensive source for all of your home financing needs – from a first home, to investment property, construction loans, cash out refinances and reverse mortgages.
  • Icon Real Estate and Loans, Inc.
  • 194 Francisco Lane, Suite 108, Fremont, CA, 94539
  • Icon Real Estate and Loans, Inc over 20 years in the business, I have developed a tried and true method when it comes to designing impressive marketing campaigns and understanding the elements of sales. When it comes to buyers, it's all about understanding their needs and finding the best home.
  • Platinum Investment Partners
  • 6155 Almaden Expressway, Suite 100, San Jose, CA, 95120
  • The Platinum Investment Partners, Inc. team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution
  • Connection Credit Union
  • 10200 Silverdale Way NW, Silverdale, WA, 98383
  • Connection Credit Union (CCU) was founded in 1958 as the City of Bremerton Employees Credit Union. There were 32 original members, who invested $5 each, so the original assets totaled $160. We expanded by adding City of Port Orchard employees, Kitsap County employees and merged Kitcom credit union into our membership base.
  • Private Money Bancorp Inc.
  • 62 Incline Green Lane, Alamo, CA, 94507
  • Purchasing or refinancing your home can be a confusing process. Our mission is to hire and train the best talent in your local area to provide you with First Class service, advice, and products for today’s competitive real estate market. Our mortgage professionals have an average of 10 years of experience in home lending.
  • American Eagle Mortgage
  • 3240 Stone Valley Road West, Alamo, CA, 94507
  • "AEM was disrupting old school lending with technology years before “fintech” was a term. We’re known by the world’s largest investors for our credit discipline. And as a customer, we’re at your service 24/7. All In like family. Driven like Wall Street. Approachable like Main Street. These are the core values AEM lives by."
  • LendUS, LLC
  • 3240 Stone Valley Road West, Alamo, CA, 94507
  • LendUS® was created as a collaboration between RPM Mortgage and American Eagle Mortgage – two well-established mortgage companies with like-minded industry veterans. Together, we have formed one company, with one name, that is solely-focused on providing our clients smart advice and an easy process with super speed.
  • Diversified Capital Funding
  • 3201 Danville Blvd, Suite 295, Alamo, CA, 94507
  • At Diversified Capital Funding/American Pacific Mortgage (APM) NMLS #1850 our core mission is to create experiences that matter while serving the home financing needs of individuals and families in the communities where we live and work.We understand the importance of every transaction
  • RPM Mortgage
  • 3240 Stone Valley Road West, Alamo, CA, 94507
  • RPM Mortgage is a proud member of LendUS, one of the largest independently owned & operated mortgage lenders in America.LendUS® was created as a collaboration of two well-established, like-minded companies.we have formed one company,with one name, that is solely-focused on providing our clients with smart advice & an easy process with super speed.