FHA VS Conventional loan programs in St.-Stephens, Catawba County, North Carolina

In 2025, the conventional loan limit set for St.-Stephens, located in the county of Catawba, NC amounts to $647,200. In contrast, the FHA limit for a single-family home is $420,680.

Utilize the Lendersa® Conventional loan calculator to compare the top rates available for Conventional, FHA, and USDA loans today. Determine what income, credit, reserves, and documentation are needed for qualification. Our sophisticated mortgage calculator lets you view Conforming Conventional loans, alongside USDA, FHA, and VA loans, facilitating your decision on the most suitable program in NC for your financial circumstances.

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2025 Loan Limits and Down Payment Requirements in St.-Stephens, Catawba County, NC

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

This table is applicable to the following zip codes: 28613, 28601

Discover Conventional and FHA Loan Options in St.-Stephens, NC

At Lendersa®, our objective is to assist you in securing the optimal Conventional, USDA, or FHA loan quickly and with ease. Choose among one of the three options provided to find matching lenders and loan programs that are tailored to your needs.

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  • San Diego Funding
  • 2468 Historic Decatur Road, Suite 160, San Diego, CA, 92106
  • "For over 35 years, San Diego Funding has remained one of San Diego’s most respected and trusted mortgage lenders, serving the lending needs of homebuyers, real estate professionals, and builders. San Diego Funding is a full-service mortgage lender with access to a wide array of loan products to meet every situation. "
  • Traditional Lending Services
  • 26 Golf View Drive, Trabuco Canyon, CA, 92679
  • Traditional Lending Services Motivated, experienced Mortgage Broker professional with more than 31 years of experience in home loans origination guiding homeowners and borrowers with expertise in evaluating credit, income and collateral Home Loans, Jumbo, High Balance, Conforming, VA, FHA. We lend on Single Family Residences and more
  • Service First Lending
  • 28361 Quiet Hill Lane, Portola Hills, CA, 92679
  • Service First Group At Re/Max is located in Trabuco Canyon, California, and was founded in 2002 is a Real Estate & Mortgage Company, I take great pride in offering superior service to my clients. If you're in the market to buy or sell a home please give me a call, I'd be happy to discuss your needs and provide advice at no obligation to you
  • ReQuest Home Loans Inc.
  • 31945 La Subida, Trabuco Canyon, CA, 92679
  • ReQuest Home Loans has built a team of dedicated professionals that share the core belief that all clients deserve only the best service and personal attention to their home loan needs. The ReQuest Home Loan team also reaches outside the company and into the local community. We pride ourselves on developing relationships
  • W2 Mortgage Company
  • 2 Quail Place, Trabuco Canyon, CA, 92679
  • W2 Mortgage Company, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you
  • Maltese Mortgage
  • 20702 Porter Ranch, Trabuco Canyon, CA, 92679
  • Maltese Mortgage mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Sun Financial Group
  • 23120 Alicia Parkway, Trabuco Canyon, CA, 92679
  • Sun Financial Group Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Serving our customers with honesty, integrity and competence Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan. We’ve been helping customers.
  • Maximos Lending
  • 200 South Main Street, Suite 150, Corona, CA, 92882
  • Over the years, Maximos Lending has built and maintained a strong and reliable reputation of a direct lender serving the lending needs of real estate professionals, investors, and home-buyers. An outstanding customer satisfaction and a winning formula for our clients are the primary goals at Maximos Lending.
  • Home Loans Direct Inc.
  • 2224 Avenida Del, Vista Corona, CA, 92882
  • We provide financing for the purchase or refinance of residential property located within the state of California. We specialize in FHA, VA, Conventional, USDA, Jumbo, Non-Conforming, and more. With a history of integrity & quality, Home Loans Direct is the place for you. We help you build a foundation with the right tools & services.
  • TDR Mortgage & Real Estate
  • 14726 Ramona Ave, 4th Floor, Chino, CA, 91710
  • My mission is to serve customers with honesty, integrity and competence and to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, I pledge to help borrowers overcome roadblocks that can arise while securing a loan.