Explore the differences! FHA VS Conventional loan programs in St.-Stephens, Catawba County, North Carolina
In 2025, the conventional loan limit set for St.-Stephens, located in the county of Catawba, NC amounts to $647,200. In contrast, the FHA limit for a single-family home is $420,680.
Utilize the Lendersa® Conventional loan calculator to compare the top rates available for Conventional, FHA, and USDA loans today. Determine what income, credit, reserves, and documentation are needed for qualification. Our sophisticated mortgage calculator lets you view Conforming Conventional loans, alongside USDA, FHA, and VA loans, facilitating your decision on the most suitable program in NC for your financial circumstances.
2025 Loan Limits and Down Payment Requirements in St.-Stephens, Catawba County, NC
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$647,200
3%
USDA
$285,000
0%
FHA
$420,680
3.5%
This table is applicable to the following zip codes: 28613, 28601
Discover Conventional and FHA Loan Options in St.-Stephens, NC
At Lendersa®, our objective is to assist you in securing the optimal Conventional, USDA, or FHA loan quickly and with ease. Choose among one of the three options provided to find matching lenders and loan programs that are tailored to your needs.
BOS is a bank and financial services provider with branches in Springfield, Chatham, Jacksonville, Quincy, Staunton, Glen Carbon, Swansea, and Shiloh, Illinois and Brentwood, Missouri. Visit our website for a full list of locations and hours. https://www.bankwithbos.com/locations.php
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