FHA VS Conventional loan in Wilson, Wilson County, North Carolina

For 2025, the conventional loan limit in Wilson, Wilson county, NC is $726,200. Meanwhile, the FHA limit for a single-family home is $472,030.

Use the Lendersa® Conventional loan calculator to compare today's best rates among Conventional, FHA, and USDA loans. Evaluate the required income, credit, reserves, and documents to qualify. Our advanced mortgage calculator lets you view Conforming Conventional, USDA, FHA, and VA loans side by side, assisting you in selecting the best program for your financial situation in NC.

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2025 Loan Limits and Down Payment Requirements in Wilson, Wilson, NC

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This applies to zip codes: 27893, 27896, 27894, 27895

Conventional and FHA Loan Options in Wilson, NC

Lendersa® aims to quickly secure you the best possible Conventional, USDA, or FHA loan without hassle. Select one of the three pathways to connect with matching lenders and loan programs.

Lendersa USDA loan request and match results


  • Lending Works, Inc
  • 3700 Wilshire Boulevard, Suite 535, Los Angeles, CA, 90010
  • Lending Works, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you.
  • American Apple Mortgage
  • 3660 Wilshire Boulevard, Suite 518, Los Angeles, CA, 90010
  • AMERICAN APPLE MORTGAGE has been a popular wholesale mortgage company for 27 years. Next to your accountant, our goal is to be (from a business perspective) your best friend. Home Ownership is the center piece of family life. It’s where we meet and greet and have the best of our life.
  • American Re Group
  • 4929 Wilshire Boulevard, Suite 915, Los Angeles, CA, 90010
  • At AREG, we know that our people are our greatest asset. The teams they form are the best in the world at what they do and they work perfectly together to make dreams come true for our broker clients, homeowners and each other. AREG is one of the largest, fastest-growing wholesale lenders in California.
  • Diamond Edge Financial
  • 4929 Wilshire Blvd Suite 710, Los Angeles, CA, 90010
  • The Diamond Edge Financial team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
  • Solidon Financial & Realty
  • 3550 Wilshire Blvd., Los Angeles, CA, 90010
  • SOLIDON REAL ESTATE has a vast list of options all available for you. Moving can be a daunting process, but with our personalized services, outstanding agents, and world class customer care, you will see how seamless the process can be. We’ve got you covered, and we can’t wait to help you.
  • SDC Capital
  • 4001 Burbank Blvd., Burbank, CA, 91505
  • SDC Capital has over 35 years of bridge lending and real estate development experience.
  • Mor Financial
  • 3530 Wilshire Blvd. Suite 1820, Los Angeles, CA, 90010
  • MOR Financial is a direct in-house asset-based lender located in Downtown Los Angeles. With nearly 60 years of combined experience funding real estate transactions, MOR has successfully built a powerful funding base in California coupled with an extensive affiliate program stemming from coast to coast.
  • Aztec Financial
  • 2624 W. Magnolia Blvd., Burbank, CA, 91505
  • Aztec Financial was established in 1987 with the mission of creating extraordinary mortgage solutions for the people of California. We are a direct lender specializing in fix and flip loans, hard money/private equity, construction loans, and creative lending solutions. We pride ourselves on funding very quickly with no red tape.
  • MOR Financial
  • 1100 Wilshire Blvd Ste 3302, Los Angeles, CA, 90010
  • MOR Financial is a California based mortgage company that specializes in private money lending. Private loans are secured by real estate properties, both residential & commercial. Our company is dedicated to a hassle free submission process allowing you to focus on your business and investments.
  • SDC Capital Funding
  • 4001 Burbank Blvd., Burbank, CA, 91505
  • SDC Capital has over 35 years of bridge lending and real estate development experience. Given our real estate development experience, we are uniquely positioned to not only provide capital but to also be a valuable resource for our borrowers. We understand the challenges real estate investors face and have the flexibility to structure our loan.
  • Hankey Capital
  • 4751 Wilshire Blvd., Suite 110, Los Angeles, CA, 90010
  • Hankey Capital is a private direct lender originating short-term bridge and construction financing in the $2M to $50M range secured by real estate located in California. We specialize in time-sensitive and value-added deals underserved by banks and other traditional capital sources.
  • Wilkes Mortgage Group
  • 3470 Wilshire Blvd. #910, Los Angeles, CA, 90010
  • When purchasing a home or refinancing, for most Americans it is the biggest investment they will ever make, and should be treated as such. After closing thousands of loans throughout my 16 year career as a licensed realtor and mortgage broker, my objective is straight forward and clear.