FHA VS Conventional loan programs in 2026 for Grand-Forks, Grand Forks County, North Dakota

For 2026, the conventional loan ceiling in Grand-Forks, situated in the county of Grand Forks, ND is $647,200. Meanwhile, the FHA cap for a single-family dwelling stands at $420,680.

The Lendersa® Conventional loan calculator is a tool to compare top rates today among Conventional, FHA, and USDA loans. Evaluate the income, credit score, reserves, and documentation that qualify you. Our modern mortgage calculator showcases Conforming Conventional, USDA, FHA, and VA loans side by side, helping you choose the right program in ND for your finances.

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Loan limits and down payment details for 2026 in Grand-Forks, Grand Forks county, ND

Loan Type Loan Limit Down Payment
Conforming Conventional $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

This comparison is valid for the following zip codes: 58202

Explore Conventional and FHA loan offerings in Grand-Forks, ND

Lendersa® is committed to finding you the best Conventional, USDA, or FHA loan efficiently and effortlessly. Begin with any of the three methods provided for lender and loan program matching.

Lendersa USDA loan requests and matching outcomes


  • Community Healthcare Credit Union
  • 48 Haynes Street, Manchester, CT, 06040
  • As a credit union, Community Healthcare Credit Union is a not-for-profit financial cooperative owned and operated by our members. We look forward to serving you and showing you the credit union difference. Established in 1959, Community Healthcare Credit Union Inc, is a not-for-profit financial institution, owned and operated by its members.

  • Generation Mortgage LLC
  • 105 East Center Street, Manchester, CT, 06040
  • Our goal is to make sure you are informed every step of the way. We strive to give you an honest assessment of your current financial situation. If there are hurdles we will work with you to prepare and execute a game plan to overcome those obstacles so that you are set up for long-term financial success.

  • Burke Mortgage
  • 15 Pitkin Street, Manchester, CT, 06040
  • Burke Mortgage Lending LLC by the Connecticut Department of Banking company and owned and operated by John Burke, a Licensed Mortgage Broker and Licensed Loan Officer in Manchester, Connecticut. John Burke will be your dedicated home loan expert and will work alongside you throughout the entire mortgage loan process

  • Cheney Mortgage Inc.
  • 983 Main Street, Manchester, CT, 06040
  • Cheney Mortgage was founded with a combined 50 years of experience. Our mission is Mortgage Lending Made Easy - We believe the mortgage process shouldn’t be difficult and many of the challenges commonly found in the process could be solved by simply managing expectations. Clear communication with trusted professionals have Cheney Mortgage,

  • LTV NOLA
  • 184 Remington Dr, Mandeville, LA, 70448
  • LTV Properties is a local Louisiana Equity Lender that specializes in hard money loans with no credit, income, or residency requirements. We offer fast closings and loan our own money. We have been doing business in the state of Louisiana for 11 years with over 120 years of personal, residential, and commercial lending experience.

  • Alpha Mortgage
  • 211 W Causeway Approach, Suite A, Mandeville, LA, 70448
  • Alpha Mortgage was formed in 1997 in Mandeville, Louisiana. It operates as a mortgage broker office and is licensed by the state of Louisiana. Experienced loan officers include Jimmy Briant and Neal Clark with forty-two years of experience. Several types of loans are offered, such as, conventional, FHA, VA, USDA, and reverse mortgages.

  • Firstmark Credit Union
  • 2023 Gold Canyon Drive, San Antonio, TX, 78232
  • In 1932, during the Great Depression, ten teachers agreed to establish a credit union to serve educators. San Antonio Teachers Credit Union (SATCU), the first state-chartered credit union in San Antonio, was born and proudly served members under that name for 70 years. In 2002, SATCU became Firstmark Credit Union.

  • All About Texas Vet Loans
  • 211 N. Loop 1604 E, Suite 260, San Antonio, TX, 78232
  • We are a Mortgage Banking firm, not a Mortgage Broker. The biggest single difference is that Mortgage Banking firms lend their own money. Mortgage Brokers assemble your information, then go out on the open market and place your file in someone else’s hands. We never lose control of your file, because we never give your file to anyone else.