FHA VS Conventional loan programs in 2025 for Grand-Forks, Grand Forks County, North Dakota

For 2025, the conventional loan ceiling in Grand-Forks, situated in the county of Grand Forks, ND is $647,200. Meanwhile, the FHA cap for a single-family dwelling stands at $420,680.

The Lendersa® Conventional loan calculator is a tool to compare top rates today among Conventional, FHA, and USDA loans. Evaluate the income, credit score, reserves, and documentation that qualify you. Our modern mortgage calculator showcases Conforming Conventional, USDA, FHA, and VA loans side by side, helping you choose the right program in ND for your finances.

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Loan limits and down payment details for 2025 in Grand-Forks, Grand Forks county, ND

Loan Type Loan Limit Down Payment
Conforming Conventional $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

This comparison is valid for the following zip codes: 58202, 58203, 58201, 58206, 58208

Explore Conventional and FHA loan offerings in Grand-Forks, ND

Lendersa® is committed to finding you the best Conventional, USDA, or FHA loan efficiently and effortlessly. Begin with any of the three methods provided for lender and loan program matching.

Lendersa USDA loan requests and matching outcomes


  • ORO Financial of California Inc
  • 2304 W. Shaw, Suite 102, Fresno, CA, 93711
  • Since 1989, Oro Financial of CA, Inc has originated residential and commercial loans for borrowers who have tried to obtain conventional financing but were unable to. Credit is not a problem and we can loan against any property within the State of California. We will move fast and have been able to fund in 24 hours.
  • Mid Valley Financial
  • 7644 North Palm Avenue, Fresno, CA, 93711
  • Mid Valley Financial is the Central Valley’s premier residential and commercial mortgage lender. We pride ourselves on offering some of the lowest rates & making the loan process fast, simple and straight forward for borrowers seeking an inexpensive mortgage in California, loan officers can help you take the first step toward a financial solution.
  • Mid Valley Financial
  • 7644 North Palm Avenue, Fresno, CA, 93711
  • Mid Valley Financial is the Central Valley’s premier residential and commercial mortgage lender. We pride ourselves on offering some of the lowest rates and making the loan process fast, simple and straight forward for borrowers seeking an inexpensive mortgage in California. Whether you are a first time buyer, purchasing your dream property.
  • Guardian Bank
  • 701 Wildwood Plantation Drive, Valdosta, GA, 31602
  • Our bank was founded in 1997.​ Our founders established a bank based on time-tested methods of sound financial management. The bank they envisioned would serve people like themselves, who enjoy living and working in the unique region of South Georgia. Guardian Bank flourished as it helped people prosper.
  • CBC Bank
  • 3466 North Valdosta Road, Valdosta, GA, 31602
  • We pride ourselves on being a true community bank. Our bankers are your neighbors and your friends-- and we truly understand the needs of our local people. We have, and will continue to be, committed to building relationships with our customers and our community across South Georgia.
  • Ameris Bank
  • 3020 N Patterson St, Valdosta, GA, 31602
  • Ameris Bank is a financial institution serving customers across the Southeast and Mid-Atlantic. Through online account opening, customers across the nation can benefit from Ameris Bank products and services. Ameris Bank has full-service locations in Alabama, Florida, Georgia and South Carolina and mortgage-only.
  • Southeastern Credit Union
  • 3501 North Valdosta Rd., Valdosta, GA, 31602
  • Southeastern Credit Union is a not-for-profit financial institution. We were founded in 1953 as Moody Air Force Base Federal Credit Union, originally offering credit union membership to base employees and their immediate family.Since then, we've changed our name and our charter to serve our current ten-county area in South Georgia.
  • Coastal States Bank
  • 5 Bow Circle, Hilton Head Island, SC, 29928
  • Our story began in 2004 when CSB opened its doors in Hilton Head Island, South Carolina as southern Beaufort County’s only locally-owned bank. Our founders saw an opportunity to serve the community through a relationship-based bank, staffed by friends and neighbors to serve friends and neighbors.