FHA VS Conventional loan programs in Grand-Forks, Grand Forks County, North Dakota

In 2025, Convetional loan limit in Grand-Forks, county of Grand Forks, ND is $647,200 while FHA limit is $420,680 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in ND is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Grand-Forks, county of Grand Forks, ND

Loan Type Loan Limit Down payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

The comparison table applies to zip codes: 58202, 58203, 58201, 58206, 58208

Conventional and FHA loan options in Grand-Forks, ND

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • Bay Credit Union
  • 601 N Highway 231, Panama City, FL, 32405
  • Bay Credit Union was established in August of 1952 as International Paper Employees Federal Credit Union. In 1976 the name was changed to Bay County Industrial Credit Union to more adequately reflect the expanded membership. Again in 1987 the name was changed to Bay Credit Union when our field of membership was opened to virtually.
  • First National Bank Northwest Florida
  • 101 East 23rd Street, Panama City, FL, 32405
  • First National Bank Northwest Florida is the oldest local community bank in the area. The goal of the bank has always been to provide the best possible customer service. The same banking services as a regional bank but with a local family “feel.” Come be a part of our banking family.
  • Oasis Mortgage
  • 3707 W. 23rd Street Suite A., Panama City, FL, 32405
  • Oasis Mortgage, where we specialize in residential mortgages. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants who will be assisting you every step of the way. At Oasis Mortgage, we are able to provide our clients with extremely competitive pricing.
  • Residential Home Loans
  • 5751 Sunrise Blvd, Citrus Heights, CA, 95610
  • Residential Home Loans, is an established mortgage lender in the Sacramento area. Our office is made up of licensed loan originators dedicated to our business and making the home loan process as smooth as possible. As home loan lenders we are here to assist in all Real Estate Finance needs.
  • Sterling Mortgage Services
  • 5620 Birdcage Street, Suite 210, Citrus Heights, CA, 95610
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Elite Loan Advisers
  • 3830 Watt Ave, Unit 2, Citrus Heights, CA, 95610
  • We are a customer service based mortgage company centered on flexibility and finding the best mortgage option for our clients and their families. We believe each person's situation is different and can help prepare those who are not ready to take the necessary steps within their budget and time frame.
  • Brian Terrill Lending Company
  • 5750 Sunrise Boulevard, Suite 130-A, Citrus Heights, CA, 95610
  • We are a licensed finance brokerage that operates in the State of California under the Department of Business Oversight Financing Law. We are also licensed as a Mortgage Loan Originator in the State of California. At times we may refer you to other sources of funding rather than act as the direct broker,
  • Silver Oak Funding
  • 5750 Sunrise Blvd, Suite 210, Citrus Heights, CA, 95610
  • Silver Oak Funding, Inc is focused on the Mortgage Broker model of lowest Rate and costs coupled with top service in order to ensure the best client experience possible. The team at Silver Oak Funding is dedicated to “simplifying” the home loan process for everyone involved. Too often in today’s fast paced world