As of 2026, the conventional loan limit in Fargo, located in Cass county of ND, is set at $726,200. Meanwhile, the FHA limit for a single-family home stands at $472,030.
Utilize the Lendersa® Conventional loan calculator for a direct comparison of today's Conventional, FHA, and USDA rates. You can determine the necessary income, credit, reserves, and documentation needed to qualify. This advanced mortgage calculator provides a side-by-side view of Conforming Conventional loans, USDA, FHA, and VA options, helping you choose the most suitable program in ND for your financial needs.
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| Loan Type | Loan Limit | Down Payment |
| Conventional Conforming | $726,200 | 3% |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
This table is relevant to these zip codes: 58102
Lendersa® aims to secure you the best possible Conventional, USDA, or FHA loan quickly and with minimal hassle. Begin with one of three paths that lead to matching lenders and suitable loan programs.
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