Explore the differences! FHA VS Conventional loan programs in West-Fargo, Cass County, North Dakota

In the year 2026, the loan limit for a Conventional loan in West-Fargo, situated within the county of Cass, ND, is $647,200. At the same time, the FHA limit for a single-family home is $420,680. These figures are crucial for home buyers as they plan their financing options.

Utilize the Lendersa® Conventional loan calculator to compare top rates available today for Conventional, FHA, and USDA loans. Identify the income, credit score, reserves, and documentation needed to qualify. Our sophisticated mortgage calculator allows side-by-side comparisons of Conforming Conventional loans, USDA, FHA, and VA, guiding you in determining the best program in ND for your specific financial needs.

Explore loan offers from an array of 100 lenders

2026 Loan Limits and Downpayment Specifications in West-Fargo, Cass, ND

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

This comparison table pertains to the following zip codes: 58078

Explore Conventional and FHA Loan Options in West-Fargo, ND

The mission of Lendersa® is to link you with the most suitable Conventional, USDA, or FHA loans swiftly and efficiently, with minimum hassle. Begin with one of the three paths to find lenders and loan programs that align with your needs.

Review outcomes of Lendersa USDA loan requests


West-Fargo Lenders

  • VISIONBank
  • 3000 25th Street, Fargo, ND, 58103
  • Lends in North Dakota
  • VISIONBank is a locally-owned community bank that was started in 2003 by a team of experienced bankers who were committed to providing exceptional service and building an organization that would never lose that small town bank connection to its clients. Walk into the lobby of one of the VISIONBank locations

  • Fargo Public Schools Federal Credit Union
  • 1609 32nd Avenue S, Fargo, ND, 58103
  • Lends in North Dakota
  • Fargo Public Schools Federal Credit Union is a not-for-profit, member-owned financial cooperative providing services to the employees of Fargo Public Schools and their families. On November 10, 1934 with $10, 000 in deposits, 10 educators signed a charter to form FPSFCU. It was the first credit union in North Dakota and 47th in the nation.

  • F-M Mortgage Corporation
  • 801 10th Street South, Suite 100, Fargo, ND, 58103
  • Lends in North Dakota
  • F-M Mortgage was founded in May of 1992 by Marles Hass and Larry Reiser. F-M Mortgage's home office is located at 801 10th Street South, in downtown Fargo, ND. Our Bismarck office is located downtown, in the Logan's on Third building, at 120 3rd Street North. We are the EXPERIENCED EXPERTS in the Mortgage Market in North Dakota and Minnesota.

  • IMAGINE HOME LENDING, LLC
  • 3330 Fiechtner Drive, Suite 108, Fargo, ND, 58103
  • Lends in North Dakota
  • Imagine home lending community by supporting you through the loan process. We know that you have many options for lenders, but just like finding the perfect home, you need the perfect lender. Preferably, a lender that is trustworthy, who is attentive, and who can dedicate attention to ensure a smooth closing process for you

  • First Class Mortgage Inc.
  • 2300 13th Avenue S, Fargo, ND, 58103
  • Lends in North Dakota
  • First Class Mortgage is more than just our company name. It's the way we do business! Whether you are buying a new home or refinancing your existing mortgage, our dedicated team is committed to satisfying your home financing needs. We provide First Class service, First Class knowledge, and First Class experience

  • Cornerstone Bank
  • 45th St 2280 45th Street S, Fargo, ND, 58104
  • Lends in North Dakota
  • North and South Dakota, our bank has been growing since 1936. We believe that while bank products are similar in most financial institutions, Cornerstone Bank offers one distinct difference: here you have easy access to the experts—the people who help you make decisions, whatever your business and whatever your balance.

  • NEXA Mortgage | Kyle Green
  • 5551 36th Ave S, Unit D, Fargo, ND, 58104
  • Lends in North Dakota
  • "I provide mortgage loan products for homeowners purchasing or refinancing real property in North Dakota.
    While partnered with NEXA, I bring extensive loan options to my clients. Effectively achieving my clients home goals is my top priority.
    Schedule an appointment with me here: https://Calendly.com/kylegreen1/mortgage-inquiry/"

  • Forward Mortgage
  • 4575 23rd Ave S, Suite 250, Fargo, ND, 58104
  • Lends in North Dakota
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan

  • VALLEY MORTGAGE, INC
  • 3315 45th Street South, Suite 200, Fargo, ND, 58104
  • Lends in North Dakota
  • VALLEY MORTGAGE, INC is ultimate goal is to create lasting relationships with each of you so we may continue providing excellent mortgage loan service to you, your family and friends. Referrals from happy customers are our best advertising we can hope for and we've built a solid business.