FHA VS Conventional loan programs in Cozad, Dawson County, Nebraska
As of 2026, the conventional loan limit for single-family homes in Cozad, within Dawson county, NE, is $726,200. The FHA limit is $603,750.
Utilize the Lendersa® Conventional loan calculator to evaluate the top rates currently available for Conventional, FHA, and USDA loans. Determine the income, credit, reserves, and necessary documents needed to qualify. With our advanced mortgage calculator, compare Conforming Conventional, USDA, FHA, and VA loans side by side, to help choose the best program in NE for your financial needs.
2026 Loan Limits and Downpayment Details in Cozad, Dawson, NE
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$603,750
3.5%
This comparison table applies to these zip codes: 69130
Options for Conventional and FHA Loans in Cozad, NE
Lendersa® strives to get you matched with the best Conventional, USDA, or FHA loan swiftly and hassle-free. Choose from one of three starting points to connect with matching lenders and appropriate loan programs.
Flatwater Bank has been pioneering banking since 1902. We are proud to be family-owned and work hard to offer our customers the very best in community banking. We want the communities we live and work in to be strong. We want a place where kids can return to work, where people can start and grow businesses, and neighbors reach out to lend a hand.
We can guide you to the right loan amount and best program for you. Based on standard lender guidelines, we'll get you a good idea of what kind of terms and loan program you can expect to benefit most from. We'll guide you through the process and make it worry-free to improve your interest rate.
Since 1910, Western Nebraska Bank has been known for the friendliness and personal relationships that characterize a rural community. Today our progressive leadership is looking ahead to the opportunities of the next hundred years as agriculture and banking technology develop locally and globally.
Founded on May 14th, 1998 by three dedicated employees and a group of local shareholders, NebraskaLand Bank began with the mission, ""To serve our communities with high quality personalized service at a competitive price."" That mission statement remains the same today.
We always say it's our people that make us special
Custer Federal State Bank we pride ourselves on giving each customer the most convenient and secure financial services available adorned with a superior customer service experience and hometown feel. Custer Federal State Bank has all the tools you need to achieve your financial goals.
Since 1907, we’ve completed millions of transactions. Deposits, loans, withdrawals-- that’s what makes us a bank. But it’s the smiles, laughs, and handshakes that make us part of the community. MNB is a full-service, independent, community bank that has served area families, farms, businesses and communities.
The Minden Exchange Bank opened for business on September 1, 1883. Establishing themselves as frontrunners in the Minden scene, the founders of the Minden Exchange Bank (Kingsley and Webb) constructed the first brick building in Minden in 1884, locating on a portion of the lots still occupied by the Bank structure.
Adams County Bank was originally chartered in 1878 and has been serving South-Central Nebraska ever since. The main office has been located in Kenesaw, Nebraska since 1934.
To better serve our growing customer base the branch location was opened in Juniata, Nebraska in 1996.
In 2009, work began on the construction of a brand new building
Pathway Bank is a progressive and independent community bank with approximately $167M in assets. A full-service financial institution, proactively seek and deliver innovative, competitive products and services that exceed expectations and support the people and communities we serve.
