FHA VS Conventional loan programs in Gothenburg, Dawson County, Nebraska

In 2025, the conventional loan limit in Gothenburg, within Dawson county, NE, stands at $726,200, whereas for a single-family dwelling, the FHA limit is set at $603,750.

Use the Lendersa® Conventional loan calculator to contrast today's Conventional, FHA, and USDA rates. Calculate the income, credit score, reserves, and documents required to qualify. With our sophisticated mortgage calculator, you can compare Conforming Conventional, USDA, FHA, and VA loans side by side, aiding you in selecting the best option for your financial situation in NE.

Explore loan options from 100 lenders

2025 Loan Limits and Down Payment Requirements in Gothenburg, Dawson County, NE

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $603,750 3.5%

This comparison table pertains to the following zip codes: 69138

Loan Options: Conventional and FHA in Gothenburg, NE

Our goal at Lendersa® is to secure for you the most suitable Conventional, USDA, or FHA loan efficiently and with ease. Begin with one of three pathways to align yourself with the right lenders and loan programs.

Lendersa USDA loan request and matching results


  • Pitch Edison Financial
  • 1243 Golden Gate Drive, Papillion, NE, 68046
  • Pitch Edison provides personal mortgages to individuals in Nebraska looking to begin the next chapter in their life. As a local company, we are well versed in all types of loans including, conventional, FHA, USDA, and refinances. Our model allows us to create a custom experience in order to tailor a loan that's right for you!
  • Family Focus Federal Credit Union
  • 7310 N Plaza, Omaha, NE, 68127
  • Family Focus FCU is based out of 7310 N Plaza, Omaha, Nebraska, United States and dedicated to providing financial services to Metropolitan Utility District's former and current employees, their We are still YOUR credit union, dedicated to serve M.U.D. employees and their family members.
  • Rotella Mortgage Inc
  • 7581 Main Street, Omaha, NE, 68127
  • Rotella Mortgage distinguishes itself from the competition with unmatched honesty, integrity and customer service. Rotella has been a trusted name in the Omaha area for over 80 years and our friendly staff has over 80 years combined experience in the mortgage industry. Our main source of business is from client and realtor referrals.
  • Gershman Investment Corp
  • 2580 S 90th St, Suite 140, Omaha, NE, 68124
  • Gershman Mortgage is among the largest mortgage companies in the Midwest, licensed in 11 states, with offices in 7. The company was founded in St. Louis, MO by Solon Gershman in 1955. Since then, the company has grown to be one of the only independently-owned and operated mortgage companies nationwide offering residential,
  • Exchange Bank.
  • 8008 W. Dodge Rd, Omaha, NE, 68114
  • A great deal has changed since Exchange Bank was chartered in 1894. Most notably, technology is now a central part of people’s daily lives. Mobile banking, facial recognition software, and paperless payments are the new normal, allowing customers to accomplish tasks from virtually anywhere, at any time.
  • American National Bank
  • 8990 W Dodge Rd, Omaha, NE, 68114
  • We believe in celebrating the hard work, innovation, courage, and determination of our clients, whether they're applying for a new business loan or opening up their first savings account. We get to know our clients so we can help guide them on the best path possible. We built American National Bank over 100 years ago with the same curiosity.
  • Goodman Mortgage Corporation
  • 801 N 96th St, Suite 2592, Omaha, NE, 68114
  • Goodman Mortgage Corporation is a locally owned and operated Mortgage Brokerage with over 30 years mortgage and lending experience. We have a personal interest in the people and families in the Nebraska and Iowa area. It has always been and always will be our community, too! We have the experience to identify.
  • Finance 1 LLC
  • 1005 S 76th St, Suite 102, Omaha, NE, 68114
  • Finance1 provides professional mortgage service, helping you find accurate answers to important questions regarding mortgage rates, refinancing, savings, and smart investment options. We protect your best interest, so whether it be refinancing a current mortgage or purchasing a new home, we have you covered through a quick and informative process.
  • Mortgage Specialists, LLC
  • 8420 W Dodge Rd, Suite 113, Omaha, NE, 68114
  • We’re a small team of mortgage professionals who understand not only how to get you approved for your mortgage—but also how the mortgage you choose affects your overall financial future. We treat your mortgage like any other investment, helping you find the right loan for your family’s individual financial situation, needs and goals
  • Heartland Area Federal Credit Union
  • 6111 N 72 Street, Omaha, NE, 68134
  • Heartland Area Federal Credit Union has been open since 1954. The credit union has assets totaling $22.35 Million and provides banking services to more than 1, 000 members. The credit union is a community-based financial institution. People living, working, or worshipping in the credit union's geographic area can become a member
  • First Nebraska Credit Union
  • 10655 Bedford Avenue, Omaha, NE, 68134
  • First Nebraska Credit Union is a member-owned, not-for-profit financial cooperative. We offer many of the same services you find at other financial institutions, however we are motivated by service rather than profit. Our focus is “People Helping People” and our goal is to strengthen the financial well-being of our members.