FHA VS Conventional loan programs in Gothenburg, Dawson County, Nebraska

In 2026, the conventional loan limit in Gothenburg, within Dawson county, NE, stands at $726,200, whereas for a single-family dwelling, the FHA limit is set at $603,750.

Use the Lendersa® Conventional loan calculator to contrast today's Conventional, FHA, and USDA rates. Calculate the income, credit score, reserves, and documents required to qualify. With our sophisticated mortgage calculator, you can compare Conforming Conventional, USDA, FHA, and VA loans side by side, aiding you in selecting the best option for your financial situation in NE.

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2026 Loan Limits and Down Payment Requirements in Gothenburg, Dawson County, NE

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $603,750 3.5%

This comparison table pertains to the following zip codes: 69138

Loan Options: Conventional and FHA in Gothenburg, NE

Our goal at Lendersa® is to secure for you the most suitable Conventional, USDA, or FHA loan efficiently and with ease. Begin with one of three pathways to align yourself with the right lenders and loan programs.

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Gothenburg Lenders

  • Flatwater Bank
  • 900 Lake Avenue, Gothenburg, NE, 69138
  • Lends in Nebraska
  • Flatwater Bank has been pioneering banking since 1902. We are proud to be family-owned and work hard to offer our customers the very best in community banking. We want the communities we live and work in to be strong. We want a place where kids can return to work, where people can start and grow businesses, and neighbors reach out to lend a hand.

  • First State Bank Nebraska
  • 605 10th Street, Gothenburg, NE, 69138
  • Lends in Nebraska
  • We can guide you to the right loan amount and best program for you. Based on standard lender guidelines, we'll get you a good idea of what kind of terms and loan program you can expect to benefit most from. We'll guide you through the process and make it worry-free to improve your interest rate.

  • Western Nebraska Bank
  • 301 Center Ave, Curtis, NE, 69025
  • Lends in Nebraska
  • Since 1910, Western Nebraska Bank has been known for the friendliness and personal relationships that characterize a rural community. Today our progressive leadership is looking ahead to the opportunities of the next hundred years as agriculture and banking technology develop locally and globally.

    To our customers, we pledge performance excell

  • Nebraskaland National Bank
  • 1400 South Dewey, North Platte, NE, 69101
  • Lends in Nebraska
  • Founded on May 14th, 1998 by three dedicated employees and a group of local shareholders, NebraskaLand Bank began with the mission, ""To serve our communities with high quality personalized service at a competitive price."" That mission statement remains the same today.

    We always say it's our people that make us special

  • Custer Federal State Bank
  • 341 South 10th Avenue, Broken Bow, NE, 68822
  • Lends in Nebraska
  • Custer Federal State Bank we pride ourselves on giving each customer the most convenient and secure financial services available adorned with a superior customer service experience and hometown feel. Custer Federal State Bank has all the tools you need to achieve your financial goals.

  • MNB Bank
  • 220 Norris Avenue, Mc Cook, NE, 69001
  • Lends in Nebraska
  • Since 1907, we’ve completed millions of transactions. Deposits, loans, withdrawals-- that’s what makes us a bank. But it’s the smiles, laughs, and handshakes that make us part of the community. MNB is a full-service, independent, community bank that has served area families, farms, businesses and communities.

  • Minden Exchange Bank & Trust Company
  • 448 North Minden Avenue, Minden, NE, 68959
  • Lends in Nebraska
  • The Minden Exchange Bank opened for business on September 1, 1883. Establishing themselves as frontrunners in the Minden scene, the founders of the Minden Exchange Bank (Kingsley and Webb) constructed the first brick building in Minden in 1884, locating on a portion of the lots still occupied by the Bank structure.

  • Adams Bank & Trust
  • 315 N Spruce St, Ogallala, NE, 69153
  • Lends in Nebraska
  • Adams Bank & Trust is a growing commercial bank in Nebraska, Colorado and Kansas that is committed to promoting local economic growth through business, agricultural and consumer lending. Founded in 1916, the bank remains locally owned and privately held, and has grown to well over a billion dollars in assets.

  • Adams County Bank
  • 401 North Smith Ave, Kenesaw, NE, 68956
  • Lends in Nebraska
  • Adams County Bank was originally chartered in 1878 and has been serving South-Central Nebraska ever since. The main office has been located in Kenesaw, Nebraska since 1934.

    To better serve our growing customer base the branch location was opened in Juniata, Nebraska in 1996.

    In 2009, work began on the construction of a brand new building