FHA VS Conventional loan programs in Falls-City, Richardson County, Nebraska

For 2026, the conventional loan limit for a single-family home in Falls-City, located within Richardson county, NE, is $647,200, while the FHA limit is $420,680.

Check today's Conventional loan rates at Lendersa
Compare loan rates using calculators

Use the Lendersa® Conventional loan calculator to explore today's best rates for Conventional versus FHA versus USDA loans. Determine the required income, credit, reserves, and documents for qualification. The advanced mortgage calculator compares Conforming Conventional, USDA, FHA, and VA loans side-by-side to help you choose the right program in NE for your financial needs.

Explore loan offers from 100 lenders

2026 Loan Limits and Downpayment Information in Falls-City, Richardson, NE

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

Relevant for zip codes: 68355

Conventional and FHA Loan Options in Falls-City, NE

Lendersa® aims to promptly connect you with the best possible Conventional, USDA, or FHA loan without hassle. Select one of three paths to find matching lenders and loan programs.

  1. Submit the ultimate request for Conventional/USDA/FHA loan optimization
  2. Access rates and terms for Conventional, USDA, and FHA
  3. Explore the largest database of Conventional lenders
Results from Lendersa's USDA loan request


Falls-City Lenders


  • F&M Bank
  • 1701 Stone Street, Falls City, NE, 68355
  • Lends in Nebraska

  • F&M Bank in Falls City. We offer a comprehensive package of financial products and services. But perhaps most importantly, our bank is built on a friendly and knowledgeable staff who truly enjoy helping our customers meet their financial needs. At F&M Bank, you will find that our bank is large enough to meet all of your financial needs

  • First National Bank of Johnson
  • 1315 J Street, Auburn, NE, 68305
  • Lends in Nebraska

  • The First National Bank of Johnson has built lasting relationships with our customers by understanding their goals and meeting their needs. Each day we dedicate ourselves to serving you with honesty and professionalism. We will provide you with the outstanding community banking experience you deserve.

  • The Bank of Steinauer
  • 215 Main St, Steinauer, NE, 68441
  • Lends in Nebraska

  • The Bank of Steinauer was established in 1888, but was not expected to transact much business. However, it soon became an essential part of the community, and needed to be properly organized and equipped with experienced help. Because of his advanced age, Joseph put his son, John, in charge of the bank as cashier.
Find more lenders

Bridge Loan Guides

TYPES OF LOANS WE HANDLE:

CITIES CLOSE BY:

Copyright © 2026 | Lendersa, Inc. | All Rights Reserved | HQ: 22527 CRENSHAW BLVD ST E 201, TORRANCE, CA. 90505, USA | Hard Money Loans In Los Angeles, CA