FHA VS Conventional loan in Beatrice, Gage County, Nebraska
As of 2026, the conventional loan limit for a single-family home in Beatrice, located in Gage county, NE, is $726,200. The FHA limit is $472,030.
Utilize the Lendersa® Conventional loan calculator to assess today's top rates among Conventional, FHA, and USDA loans. Use it to figure out the needed income, credit, reserves, and documents for qualification. Our comprehensive mortgage tool allows you to view Conforming Conventional, USDA, FHA, and VA loans side by side, guiding you to choose which program in NE best fits your needs.
2026 Loan Limits and Downpayment in Beatrice, Gage, NE
Loan Type
Loan Limit
Down payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
Comparison applicable for zip codes: 68310
Loan Options in Beatrice, NE
Lendersa® aims to connect you promptly with the best Conventional, USDA, or FHA loan, minimizing hassle. Choose one of three ways to match with suitable lenders and loan programs.
Security First Bank is a Nebraska-chartered, privately-held community bank with 26 branch locations and 12 insurance offices throughout Nebraska and southwest South Dakota. We provide community banking services from the farm and ranch towns in rural Nebraska to the hub cities of Lincoln and Rapid City.
Although it doesn’t claim the prominence of age that many of its neighbors in southeastern Nebraska do, Adams State Bank does have the distinction of being one of the state’s five-generation banks, as well as the honor of having a past president of the Nebraska Bankers Association as its President.
The Bank of Steinauer was established in 1888, but was not expected to transact much business. However, it soon became an essential part of the community, and needed to be properly organized and equipped with experienced help. Because of his advanced age, Joseph put his son, John, in charge of the bank as cashier.
Nebraska Bank of Commerce (NBC) was formed initially as Community Bank of Lincoln (CBL) in 2008 by a group of experienced Nebraska bankers working in partnership with an out of state bank holding company. The goal of that founding was to bring together a group of local investors who would invest their own capital to support the initial growth of th
Frontier Bank was founded when a group of partners and friends, devoted to the ideals of community banking, purchased an interest in a small bank in south central Nebraska. In 2005, other acquisitions in the banking and insurance industries began to follow, bolstering our philosophy of community involvement, local service.
Family-owned since we were established in 1968, West Gate Bank is a true community bank. This community focus is not only evident in all that we do, but in how we do it. As a full-service banking institution, we are large enough to serve all your personal or commercial banking needs.
U.S. Home Mortgage was founded in May 2006. We are a locally owned & operated business. We offer all types of home loan financing including Purchase, Refinance, New Construction, Conventional, FHA, VA, NIFA, Home Equity, Bridge, Investment Property, & Interim financing. We established this company because we wanted the ability to offer the best
The Lincoln SDA Credit Union is organized to serve members of the Seventh-day Adventist Church, Students and Employees of Adventist Colleges, and Employees of Adventist Hospitals. As a faith-based financial institution owned and operated by our members, our purpose is to provide a competitively priced line of financial products and services.
