FHA VS Conventional loan programs in 2025 for Lincoln, Lancaster County, Nebraska

For 2025, the Conventional loan limit in Lincoln of Lancaster county, NE, is $726,200. The FHA limit for a single-family home is $472,030.

Use the Lendersa® calculator to compare top rates between Conventional, FHA, and USDA loans today. Check the requirements for income, credit, reserves, and documents needed. Our advanced tool provides a side-by-side look at Conforming Conventional, USDA, FHA, and VA loans, aiding your decision on the best program in NE.

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Loan Limits and Down Payment Requirements for 2025 in Lincoln, Lancaster County, NE

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

Applicable to zip codes: 68528, 68524, 68526, 68520, 68521, 68522, 68516, 68510, 68512, 68506, 68507, 68504, 68505, 68502, 68503, 68508, 68509, 68529, 68542, 68544, 68583, 68588

Explore Conventional and FHA Loan Options in Lincoln, NE

At Lendersa®, we aim to get you the best possible Conventional, USDA, or FHA loan promptly and without hassle. Choose one of three starting points to connect with matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • Portland Housing Center
  • 3233 NE Sandy Blvd, Portland, OR, 97232
  • Portland Housing Center is your trusted resource no matter where you are at in the homebuying process. When you register we’ll help you determine what services you need to become a successful homebuyer and connect you with one on one counseling, financial management and homebuyer classes, and financial products that can help you become successful.
  • Green Mortgage Northwest
  • 650 Holladay Street, Suite 1600, Portland, OR, 97232
  • Green Mortgage Northwest is rooted in the sustainable ethos that makes Portland an amazing place to live and attracts so many amazing people to our city. We love our inspiring clients and our goal is to deliver brilliant service while sticking to the values that guide us every day. We employ paperless document management, electronic signing.
  • NW Premier Mortgage, Inc
  • 2154 NE Broadway St, Suite 120, Portland, OR, 97232
  • NW Premier Mortgage has worked hard to build a reputation for honest business practices and integrity.Our experienced and friendly team strives to provide a high level of personal service & we never fail to remember that it is our clients that make our business a success.As a result, the majority of our client base comes from referrals and business
  • Theory Mortgage
  • 2809 Northeast Martin Luther King Blvd, Portland, OR, 97212
  • Theory Mortgage provides borrowers with mortgage strategy guidance for the greatest personal prosperity, while contributing to the greater good of the community. Whether we're buying business cards or meeting a client for coffee, we choose to support local, small businesses to enrich our community.
  • Brotherhood Credit Union
  • 75 Market St Lynn, Lynn, MA, 01901
  • Brotherhood Credit Union offers its members a full service website that allows for true "Banking from Home" functionality. Users have the ability to get account balance and history reports, transfer money between accounts, make bill payments, and so much more. Brotherhood Credit Union has been serving its members in and around the Lynn, MA.
  • Wave Lending Group
  • 8602 Canyon Rd East, Puyallup, WA, 98371
  • wave Lending group is a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending from a purchase to refinance. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan-with great rates, terms
  • First Seacoast Bank
  • 633 Central Avenue, Dover, NH, 03820
  • At First Seacoast Bank, it’s all about you. You’re the first thing we think about with every product, service, and technology we introduce. Products and services that help you secure and manage your finances affordably. Technology that helps you get where you’re going without ever getting in your way.
  • Green Family Mortgage LLC
  • PO Box 11583, Portland, OR, 97211
  • Green Family Mortgage LLC We offer one-to-one counseling, support, and top-notch customer service. If you are calling or emailing us, you'll be talking directly to an experienced loan officer. No automated operators or customer service representatives giving you the run around here.
  • NorthWest Funding Group, Inc.
  • 802 Officers Row, Suite C, Vancouver, WA, 98661
  • We’re Northwest Funding Group, and we’re legacy builders. We build every loan experience around you, a unique approach that allows you to have a voice. You are heard, valued, and our investment in you is heartfelt. We love what we do and we know how to do it, which shows throughout every single step of the process.