FHA VS Conventional loan in Waverly, Lancaster County, Nebraska

In 2026, the conventional loan limit for single-family homes in Waverly, located in Lancaster county, NE, is $726,200, whereas the FHA limit is $472,030.

With the Lendersa® Conventional loan calculator, compare today's top rates for Conventional, FHA, and USDA loans. Determine the required income, creditworthiness, reserves, and documents to qualify. This advanced calculator provides side-by-side comparisons of Conforming Conventional loans, USDA, FHA, and VA, assisting you in choosing the most suitable program in NE for your specific financial needs.

Review offers from 100 lenders

2026 Loan Limits and Downpayment Requirements in Waverly, Lancaster, NE

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

The table applies to the following zip codes: 68462

Options for Conventional and FHA Loans in Waverly, NE

The goal of Lendersa® is to connect you with the best Conventional, USDA, or FHA loan quickly and without hassle. Choose one of three options to find compatible lenders and loan programs.

Findings from Lendersa's USDA loan request process


  • Family Focus Federal Credit Union
  • 7310 N Plaza, Omaha, NE, 68127
  • Family Focus FCU is based out of 7310 N Plaza, Omaha, Nebraska, United States and dedicated to providing financial services to Metropolitan Utility District's former and current employees, their

    We are still YOUR credit union, dedicated to serve M.U.D. employees and their family members.

  • Rotella Mortgage Inc
  • 7581 Main Street, Omaha, NE, 68127
  • Rotella Mortgage distinguishes itself from the competition with unmatched honesty, integrity and customer service. Rotella has been a trusted name in the Omaha area for over 80 years and our friendly staff has over 80 years combined experience in the mortgage industry. Our main source of business is from client and realtor referrals.

  • The Jones National Bank and Trust Company of Seward
  • 203 So. 6th Street, Seward, NE, 68434
  • Jones Bank serves Seward, Milford, Valparaiso and the surrounding communities. At Jones Bank our philosophy of “Neighbors Helping Neighbors” reflects our attitude of helpfulness and community support. As a leading Nebraska community bank, we continually invest in the individuals and businesses in our communities.

  • Gershman Investment Corp
  • 2580 S 90th St, Suite 140, Omaha, NE, 68124
  • Gershman Mortgage is among the largest mortgage companies in the Midwest, licensed in 11 states, with offices in 7. The company was founded in St. Louis, MO by Solon Gershman in 1955. Since then, the company has grown to be one of the only independently-owned and operated mortgage companies nationwide offering residential,

  • Farmers & Merchants Bank
  • 617 1st St, Milford, NE, 68405
  • At Farmers & Merchants Bank your vision is our vision, and we’ll always match our products and services to what you need to reach your goals Our mission is to grow our communities and keep them strong with competitively priced, high-quality personal business and ag products and services that meet and exceed your financial needs. We’re here to help

  • Adams State Bank
  • 649 Main St, Adams, NE, 68301
  • Although it doesn’t claim the prominence of age that many of its neighbors in southeastern Nebraska do, Adams State Bank does have the distinction of being one of the state’s five-generation banks, as well as the honor of having a past president of the Nebraska Bankers Association as its President.

  • Exchange Bank.
  • 8008 W. Dodge Rd, Omaha, NE, 68114
  • A great deal has changed since Exchange Bank was chartered in 1894. Most notably, technology is now a central part of people’s daily lives. Mobile banking, facial recognition software, and paperless payments are the new normal, allowing customers to accomplish tasks from virtually anywhere, at any time.

  • American National Bank
  • 8990 W Dodge Rd, Omaha, NE, 68114
  • We believe in celebrating the hard work, innovation, courage, and determination of our clients, whether they're applying for a new business loan or opening up their first savings account. We get to know our clients so we can help guide them on the best path possible. We built American National Bank over 100 years ago with the same curiosity.

  • Goodman Mortgage Corporation
  • 801 N 96th St, Suite 2592, Omaha, NE, 68114
  • Goodman Mortgage Corporation is a locally owned and operated Mortgage Brokerage with over 30 years mortgage and lending experience. We have a personal interest in the people and families in the Nebraska and Iowa area. It has always been and always will be our community, too!

    We have the experience to identify.

  • Finance 1 LLC
  • 1005 S 76th St, Suite 102, Omaha, NE, 68114
  • Finance1 provides professional mortgage service, helping you find accurate answers to important questions regarding mortgage rates, refinancing, savings, and smart investment options. We protect your best interest, so whether it be refinancing a current mortgage or purchasing a new home, we have you covered through a quick and informative process.

  • Mortgage Specialists, LLC
  • 8420 W Dodge Rd, Suite 113, Omaha, NE, 68114
  • We’re a small team of mortgage professionals who understand not only how to get you approved for your mortgage—but also how the mortgage you choose affects your overall financial future. We treat your mortgage like any other investment, helping you find the right loan for your family’s individual financial situation, needs and goals