FHA VS Conventional loan programs in 2025 for Valley, Douglas County, Nebraska

In 2025, Convetional loan limit in Valley, county of Douglas, NE is $726,200 while FHA limit is $472,030 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in NE is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Valley, county of Douglas, NE

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

The comparison table applies to zip codes: 68064

Conventional and FHA loan options in Valley, NE

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • Rocket Federal Credit Union
  • 905 West McGregor Drive, Mc Gregor, TX, 76657
  • Rocket Federal Credit Union has been open since 1954. The credit union has assets totaling $29.97 Million and provides banking services to more than 3, 000 members as of March 2022. The credit union is a community-based financial institution. People living, working, or worshipping in the credit union's geographic area can become a member.
  • Yellowstone Bank
  • 12 1st Avenue, Laurel, MT, 59044
  • Yellowstone Bank is pleased to bring a full array of highly competitive products and services to the communities we serve. Drawing on more than 100 years of banking experience, Yellowstone Bank has achieved a strong and growing presence in the financial services marketplace. Yellowstone Bank was founded by B. M. Harris in 1907.
  • First State Bank of the South, Inc.
  • 5856 Highway 278, Sulligent, AL, 35586
  • First State Bank of the South, Inc (previously First State Bank of Lamar County) is a community bank established April 20, 1973 in Sulligent, Alabama. The Board of Directors originally consisted of nine (9) members: Ted Boyett, Chairman, Joseph A. Milner, B.F. Boyett, Dennis Boyett, Dr. W.C. Box, Dave Fine.
  • Midtown Home Mortgage LLC
  • 4221 Cass Avenue, Apartment 600, Detroit, MI, 48201
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to ensure each borrower becomes educated on the mortgage process and never feels left in the dark. Midtown Home Mortgage researches the best products on the market to provide our client’s the best deal possible
  • THE LOCAL Credit Union
  • 39139 Mound Road, Sterling Heights, MI, 48310
  • THE LOCAL employs middle class workers, organized under a collective bargaining agreement in order to stay true to the principles of the 1949 charter. THE LOCAL prides itself in offering all financial products that banks and Mega-credit union’s offer – but at reasonable rates to encourage thrift among our members.
  • JBG Mortgage
  • 38219 Mound Rd, Suite 201, Sterling Heights, MI, 48310
  • At JBG Mortgage we’re mortgage nerds, but we know that you may not be, so our team is here for you should any questions arise about your mortgage because we want you to feel confident and excited about this next journey of your life. Your experience is the #1 priority in our office which is why every loan is handled with experienced Loan Officers.
  • Xperience Mortgage
  • 38219 Mound Rd, Suite 201, Sterling Heights, MI, 48310
  • At Xperience Mortgage we’re mortgage nerds, but we know that you may not be, so our team is here for you should any questions arise about your mortgage, because we want you to feel confident and excited about this next journey of your life. Our goals are the same as yours – get the home of your dreams without any of the hassle.
  • Haven Mortgage Group
  • 38219 Mound Rd, Suite 201, Sterling Heights, MI, 48310
  • At Haven Mortgage Group we’re mortgage nerds, but we know that you may not be, so our team is here for you should any questions arise about your mortgage, because we want you to feel confident and excited about this next journey of your life. Our goals are the same as yours – get the home of your dreams without any of the hassle.
  • In-House Mortgage LLC
  • 38219 Mound Road, Suite 201, Sterling Heights, MI, 48310
  • "We can work with many different types of borrowers to help them get the exact loan they need for their situation. Our team of highly qualified Loan Officers are here 24/7 to ensure you're getting the loan you need, when you need it. We've got a constant tab on the latest interest rates around to ensure you're saving."
  • Extra Credit Union
  • 6611 Chicago Road, Warren, MI, 48092
  • Extra Credit Union is a Federally Insured State Chartered Credit Union with assets of some $322 million and nearly 20, 000 members. We were founded by a small group of educators in 1954. and also At Extra Credit Union, you'll find more than innovative financial products and banking services tailored to your life, needs and financial goals.