FHA VS Conventional loan in Gretna, Sarpy County, Nebraska

In 2025, the conventional loan limit in Gretna, within Sarpy county, NE is $726,200, while the FHA limit for a single-family home is $472,030.

Use the Lendersa® Conventional loan calculator to compare today's best rates for Conventional, FHA, and USDA loans. Assess the necessary income, credit, reserves, and documents for qualification. Our advanced mortgage calculator allows you to review Conforming Conventional, USDA, FHA, and VA loans side by side, helping you select the most appropriate program in NE for your financial needs.

Explore offers from 100 lenders

2025 Loan Limits and Downpayment Details in Gretna, Sarpy, NE

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparison table applies to zip codes: 68028

Conventional and FHA Loan Options in Gretna, NE

The aim of Lendersa® is to connect you with the perfect Conventional, USDA, or FHA loan quickly and with ease. Start with one of three paths to find lenders and suitable loan programs.

Results from Lendersa's USDA loan requests


  • Coast360 Federal Credit Unio
  • 450 Route 8, Hagatna, GU, 96910
  • Coast360 started on September 24, 1962 as Government of Guam Employees Federal Credit Union by a group of 20 government employees. At that time, their employer was their common bond. In 2008, the credit union was granted a charter that opened membership to everyone who lives or works on the island.
  • Pitch Edison Financial
  • 1243 Golden Gate Drive, Papillion, NE, 68046
  • Pitch Edison provides personal mortgages to individuals in Nebraska looking to begin the next chapter in their life. As a local company, we are well versed in all types of loans including, conventional, FHA, USDA, and refinances. Our model allows us to create a custom experience in order to tailor a loan that's right for you!
  • Arbor Bank
  • 16949 Lakeside Hills Plz, Omaha, NE, 68130
  • At Arbor Bank, we make growing great relationships with our clients the top priority. Arbor Bank has served Eastern Nebraska & Western Iowa for over 150 years. We are dedicated to helping farmers, families, individuals, businesses & our local communities grow. Arbor Bank's roots stem back to 1865 when the Nebraska City institution was established.
  • Shotbolt Mortgage Corporation
  • 17310 Wright Street, Suite 104, Omaha, NE, 68130
  • Shotbolt Mortgage! My name is Jack Shotbolt, and I am an Independent Mortgage Broker and Planner located here in Omaha, Nebraska. As a mortgage broker, I work for my clients rather than the banks which allows me to focus on the individual needs of each borrower and to work with a variety of lenders to find the best solution for each situation
  • Wilhelm Mortgage Inc
  • 17310 Wright Street, Suite 104, Omaha, NE, 68130
  • Wilhelm Mortgage Inc. (NMLS Lic. #1974080) Is an equal housing lender. This is not a commitment to lend or extend credit. Programs, rates, terms and conditions are subject to change without notice. Terms and conditions apply. All rights reserved. Contact us for details. Consult your accountant about tax deductions.
  • Mutual of Omaha Mortgage
  • 17041 Lakeside Hills Plaza A, Omaha, NE, 68130
  • The Mutual of Omaha Insurance Company has been helping customers since 1909. Inspired by hometown values and committed to being responsible and caring for each other, we exist for the benefit of our customers. And, like our customers, we thrive on relationships and building genuine, enduring connections.
  • Metro Credit Union (Nebraska)
  • 14509 F Street, Omaha, NE, 68137
  • We were formed in 1951 for the benefit of people who bank with us, & that purpose remains central to our decision-making today. For that reason, the Credit Union has earned a reputation for exceptional personal service and great value in banking. Metro consistently receives high marks for trust, integrity, low loan rates & better overall service.
  • Mutual 1st Federal
  • 14510 F St, Suite 101, Omaha, NE, 68137
  • We're a community based credit union. And while in the old days credit unions were limited in many ways, those days are gone. Open your eyes to a new, better way to bank - with a credit union! Basically, if you live, work, worship or attend school in these counties - you're in! In Nebraska
  • Freedom Lending
  • 4610 S 143rd St, Omaha, NE, 68137
  • FREEDOM LENDING is an industry leader in mortgage lending because we deliver results. Our professionals provide excellent personal service, guaranteed lowest rates and a money management plan that’s tailored to your specific needs. Whether you’re in Iowa, Nebraska or right here in Omaha looking for an FHA mortgage, VA mortgage
  • Enterprise Bank
  • 12800 West Center Road, Omaha, NE, 68144
  • Founded in 1991, Enterprise Bank, is a privately-owned community bank headquartered in Omaha, Nebraska. Enterprise Bank provides banking services to individuals as well as business customers located primarily in Omaha. Enterprise Bank has two full-service branches located in the Omaha Metro area.