FHA VS Conventional loan in Wayne, Wayne County, Nebraska

For 2026, the conventional loan limit for a single-family home in Wayne, located in Wayne county, NE, is $726,200. The FHA limit is $472,030.

Use the Lendersa® Conventional loan calculator to compare today's top rates for Conventional, FHA, and USDA loans. Check the income, credit, reserves, and documentation needed for qualification. Our advanced mortgage calculator lets you view Conforming Conventional loans, USDA, FHA, and VA side-by-side, helping you determine which program in NE suits your financial needs.

Explore loan offers from 100 lenders

2026 Loan Limits and Downpayment in Wayne, Wayne, NE

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table applies to zip codes: 68787

Conventional and FHA Loan Options in Wayne, NE

Lendersa® aims to connect you with the best Conventional, USDA, or FHA loan swiftly and effortlessly. Pick one of three pathways to discover matching lenders and suitable loan programs.

Results from Lendersa's USDA loan request


Wayne Lenders

  • First Community Bank of Central
  • 201 Main Street, POB 100, Beemer, NE, 68716
  • Lends in Nebraska
  • With a variety of financial services to meet your needs, First Community Bank is certain to have the solution you're looking for. Whether it's a checking account, a car loan, or a place to watch your money grow, our bank is the place for you.
    Locations in Beemer, Fremont, Bancroft & Homer Nebraska

  • Elkhorn Valley Bank and Trust
  • 404 South 25th Street, Norfolk, NE, 68702
  • Lends in Nebraska
  • Elkhorn Valley Bank & Trust is a full-service bank with 8 locations in Norfolk, Wayne, Pierce & Albion, NE. Each branch is staffed with experienced & knowledgeable personnel. We provide banking, lending, wealth management, & insurance services to our customers. Elkhorn Valley Bank & Trust continues to be the leader in servicing the financial needs.

  • Bankfirst Nebraska
  • 100 North 13th Street, Norfolk, NE, 68701
  • Lends in Nebraska
  • We are a locally owned, full service bank based in Norfolk, Nebraska with locally managed branches across Nebraska and Iowa. We have been serving our communities for over 50 years. BankFirst is the local bank you can trust. With 12 locations spread across Nebraska and Iowa, we are invested in the communities we serve.

  • CharterWest Bank
  • 201 south main street, West Point, NE, 68788
  • Lends in Nebraska
  • In 1985, CharterWest opened it's doors for the first time in West Point, Nebraska. Since this inception, our growth has been fueled by a strong commitment to the customer. Our positive attitude in lending, competitive pricing of products, and continuity in management and staff have resulted in CharterWest

  • Midwest Bank
  • 114 West Main, Pierce, NE, 68767
  • Lends in Nebraska
  • Midwest Bank focuses on the financial and civic needs in the markets we serve. The bank's solid capital position provides the financial strength to support larger lending limits, new loan types, and the latest customer conveniences and technological advances. Midwest Bank and its clients to excel in the communities they serve.

  • Commercial State Bank
  • 519 East Broadway, Wausa, NE, 68786
  • Lends in Nebraska
  • Commercial State Bank is an independent, locally owned and managed bank with branches located in Wausa, Nebraska City, and Elkhorn, Nebraska. Commercial State Bank was chartered on November 30, 1925, when the Department of Trade and Commerce, Bureau of Banking, signed by Governor Adam McMullen issued the charter.