FHA VS Conventional loan in Portsmouth, Rockingham County, New Hampshire
In 2026, the conventional loan limit in Portsmouth, located in Rockingham county, NH is $828,000, whereas the FHA limit for a single-family home stands at $828,000. These figures are key for anyone planning to finance their home.
Utilize the Lendersa® Conventional loan calculator to compare the best rates available today among Conventional, FHA, and USDA loans. It helps determine the income level, credit, reserves, and documentation required for qualifications. With our robust mortgage calculator, you can view Conforming Conventional loans, USDA, FHA, and VA options side by side, which enables you to select the most suitable program in NH for your financial situation.
2026 Loan Limits and Down Payment Requirements in Portsmouth, County of Rockingham, NH
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$828,000
3%
USDA
$616,400
0%
FHA
$828,000
3.5%
This comparison applies to zip codes: 03801
Available Conventional and FHA Loan Options in Portsmouth, NH
At Lendersa®, our mission is to secure the best possible loan for you quickly and without the hassle, whether it's Conventional, USDA, or FHA. Choose one of three starting points to connect with matching lenders and programs.
300 Constitution Avenue, Suite 202, Portsmouth, NH, 03801
Lends in New Hampshire
"5 things you can expect from X5 Home Loans 1. Communication. Always know exactly where things stand. 2. Availability. Here for you whenever you need us. 3. Speed. Fast closings and quick answers to your questions. 4. Simplicity. A clear process that’s easy to understand. 5. Guidance. Personalized advice to navigate your options."
Service Credit Union is a not-for-profit, member-owned financial cooperative with 50 branch locations in New Hampshire, Massachusetts, North Dakota and Germany. Our mission is to do what is right for our members to improve financial well-being, support the communities we serve and create value and enduring relationships.
1 New Hampshire Avenue, Suite 125, Portsmouth, NH, 03801
Lends in New Hampshire
Cousins Home Lending, Inc. was established by Anna-Lisa Cousins in December 2002, who has has been in the mortgage banking industry for over 25 years. Anna-Lisa received a B.S. in Financial Management from Franklin Pierce College. Anna-Lisa finds her home in the small town of Greenland, NH with her husband and two sons.
Presidential Mortgage Inc Offering Residential and Commercial mortgages in New Hampshire and Maine, Presidential Mortgage has built a strong reputation as an outstanding mortgage brokerage firm serving the lending needs of real estate professionals, builders, business owners, and individual home buyers.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
We are committed to quality customer service - putting the people we serve first. Take advantage of our expertise in the residential lending industry by applying online today. and also Maritime Mortgage Company, we have the right loan program for you. Whether you looking for Purchase, Refinance, or Specialized Loans, we can do it
86 Lafayette Road, Suite 4, North Hampton, NH, 03862
Lends in New Hampshire
Forthright Mortgage representatives have over 20 years combined experience and have handled all types of loans and situations. We are a local company with real people who care about their customers. We will care for you and your mortgage needs from the beginning until the very end and further.
Blue Water Mortgage Corp is an independent mortgage broker serving Massachusetts,New Hampshire, Maine, Connecticut & Florida with HQ in Hampton,New Hampshire.With over 100 years of collective mortgage experience among the team at Blue Water,we have the knowledge & ability to get your loan closed on time with the best terms and lowest rates for you!
At First Seacoast Bank, it’s all about you. You’re the first thing we think about with every product, service, and technology we introduce. Products and services that help you secure and manage your finances affordably. Technology that helps you get where you’re going without ever getting in your way.
