FHA VS Conventional loan programs in Durham, Strafford County, New Hampshire

In 2026, the conventional loan limit in Durham, county of Strafford, NH, is $828,000, while the FHA limit for a single-family home is $828,000. These figures are important for potential homeowners in planning their finances.

Use the Lendersa® Conventional loan calculator to compare today's best rates for Conventional, FHA, and USDA loans. It helps determine the necessary income, credit, reserves, and documents needed to qualify. Our mortgage calculator allows you to view Conforming Conventional, USDA, FHA, and VA loans side by side, assisting you in deciding which program in NH is most suitable for your financial situation.

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2026 Loan Limits and Down Payment Requirements in Durham, County of Strafford, NH

Loan Type Loan Limit Down Payment
Conventional Conforming $828,000 3%
USDA $616,400 0%
FHA $828,000 3.5%

This comparison table applies to zip codes: 3824

Options for Conventional and FHA Loans in Durham, NH

At Lendersa®, our goal is to secure the best possible loan, be it Conventional, USDA, or FHA, quickly and effortlessly. Choose one of three starting points to find matching lenders and loan programs suited to your needs.

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Durham Lenders

  • First Seacoast Bank
  • 633 Central Avenue, Dover, NH, 03820
  • Lends in New Hampshire
  • At First Seacoast Bank, it’s all about you. You’re the first thing we think about with every product, service, and technology we introduce. Products and services that help you secure and manage your finances affordably. Technology that helps you get where you’re going without ever getting in your way.

  • Presidential Mortgage Inc
  • 390 Portsmouth Avenue, Greenland, NH, 03840
  • Lends in New Hampshire
  • Presidential Mortgage Inc Offering Residential and Commercial mortgages in New Hampshire and Maine, Presidential Mortgage has built a strong reputation as an outstanding mortgage brokerage firm serving the lending needs of real estate professionals, builders, business owners, and individual home buyers.

  • X5 Home Loans LLC
  • 300 Constitution Avenue, Suite 202, Portsmouth, NH, 03801
  • Lends in New Hampshire
  • "5 things you can expect from X5 Home Loans
    1. Communication. Always know exactly where things stand.
    2. Availability. Here for you whenever you need us.
    3. Speed. Fast closings and quick answers to your questions.
    4. Simplicity. A clear process that’s easy to understand.
    5. Guidance. Personalized advice to navigate your options."

  • Service Federal Credit Union
  • 3003 Lafayette Road, Portsmouth, NH, 03801
  • Lends in New Hampshire
  • Service Credit Union is a not-for-profit, member-owned financial cooperative with 50 branch locations in New Hampshire, Massachusetts, North Dakota and Germany. Our mission is to do what is right for our members to improve financial well-being, support the communities we serve and create value and enduring relationships.

  • Cousins Home Lending, Inc
  • 1 New Hampshire Avenue, Suite 125, Portsmouth, NH, 03801
  • Lends in New Hampshire
  • Cousins Home Lending, Inc. was established by Anna-Lisa Cousins in December 2002, who has has been in the mortgage banking industry for over 25 years. Anna-Lisa received a B.S. in Financial Management from Franklin Pierce College. Anna-Lisa finds her home in the small town of Greenland, NH with her husband and two sons.

  • Forthright Mortgage LLC
  • 86 Lafayette Road, Suite 4, North Hampton, NH, 03862
  • Lends in New Hampshire
  • Forthright Mortgage representatives have over 20 years combined experience and have handled all types of loans and situations. We are a local company with real people who care about their customers. We will care for you and your mortgage needs from the beginning until the very end and further.

  • Key Mortgage Corp
  • 18 Tower Ave, Rye, NH, 03870
  • Lends in New Hampshire
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan

  • Maritime Mortgage Company
  • 1257 Washington Road, Suite 100, Rye, NH, 03870
  • Lends in New Hampshire
  • We are committed to quality customer service - putting the people we serve first. Take advantage of our expertise in the residential lending industry by applying online today. and also Maritime Mortgage Company, we have the right loan program for you. Whether you looking for Purchase, Refinance, or Specialized Loans, we can do it

  • Geosegment Systems
  • 24 Front Street, Suite 203, Exeter, NH, 03833
  • Lends in New Hampshire
  • Geosegment Systems was founded in 1991 in Cambridge, Massachusetts as a provider of mortgage market share data from county registry of deed data. In the age before the internet, CD-ROMs, DVDs, flash drives, and other high capacity transmission methods, we received data via the 9-track magnetic tape format first invented by IBM.