Explore the differences! FHA VS Conventional loan programs in Somersworth, Strafford County, New Hampshire

In 2026, the conventional loan limit for Somersworth, situated in Strafford county, NH, is set at $828,000. For a single-family home, the FHA loan limit is $828,000. These figures are crucial for prospective homeowners planning their financing strategies and wanting to understand allowable borrowing amounts under these programs.

Use the Lendersa® Conventional loan calculator to explore and compare today’s best rates for Conventional, FHA, and USDA loans. This tool assists in evaluating necessary income, credit standing, reserves, and documentation to qualify. Our advanced mortgage calculator places Conforming Conventional, USDA, FHA, and VA loans side by side, providing a comprehensive view to assist in selecting the best program in NH for your specific financial circumstances.

Browse loan offers from a wide network of 100 lenders

Review of 2026 Loan Limits and Down Payment Requirements in Somersworth, County of Strafford, NH

Loan Type Loan Limit Down Payment
Conventional Conforming $828,000 3%
USDA $616,400 0%
FHA $828,000 3.5%

This table is applicable to the following zip codes: 3878

Explore Conventional and FHA Loan Options in Somersworth, NH

The aim of Lendersa® is to swiftly secure you the best possible loan—whether it be Conventional, USDA, or FHA—with ease and efficiency. Choose one of three starting points to connect with suitable lenders and tailored loan programs that best match your needs.

Lendersa USDA loan request and matching results


Somersworth Lenders

  • First Seacoast Bank
  • 633 Central Avenue, Dover, NH, 03820
  • Lends in New Hampshire
  • At First Seacoast Bank, it’s all about you. You’re the first thing we think about with every product, service, and technology we introduce. Products and services that help you secure and manage your finances affordably. Technology that helps you get where you’re going without ever getting in your way.

  • Profile Bank
  • 45 Wakefield Street, Rochester, NH, 03867
  • Lends in New Hampshire
  • Profile Bank dedicates itself to serving the needs of our surrounding communities. We offer a broad range of financial products and services while providing each customer with the highest level of personal service. Our efforts are focused on helping those within our area. We were formed in 1907 as People’s Building and Loan Association.

  • X5 Home Loans LLC
  • 300 Constitution Avenue, Suite 202, Portsmouth, NH, 03801
  • Lends in New Hampshire
  • "5 things you can expect from X5 Home Loans
    1. Communication. Always know exactly where things stand.
    2. Availability. Here for you whenever you need us.
    3. Speed. Fast closings and quick answers to your questions.
    4. Simplicity. A clear process that’s easy to understand.
    5. Guidance. Personalized advice to navigate your options."

  • Service Federal Credit Union
  • 3003 Lafayette Road, Portsmouth, NH, 03801
  • Lends in New Hampshire
  • Service Credit Union is a not-for-profit, member-owned financial cooperative with 50 branch locations in New Hampshire, Massachusetts, North Dakota and Germany. Our mission is to do what is right for our members to improve financial well-being, support the communities we serve and create value and enduring relationships.

  • Cousins Home Lending, Inc
  • 1 New Hampshire Avenue, Suite 125, Portsmouth, NH, 03801
  • Lends in New Hampshire
  • Cousins Home Lending, Inc. was established by Anna-Lisa Cousins in December 2002, who has has been in the mortgage banking industry for over 25 years. Anna-Lisa received a B.S. in Financial Management from Franklin Pierce College. Anna-Lisa finds her home in the small town of Greenland, NH with her husband and two sons.

  • Presidential Mortgage Inc
  • 390 Portsmouth Avenue, Greenland, NH, 03840
  • Lends in New Hampshire
  • Presidential Mortgage Inc Offering Residential and Commercial mortgages in New Hampshire and Maine, Presidential Mortgage has built a strong reputation as an outstanding mortgage brokerage firm serving the lending needs of real estate professionals, builders, business owners, and individual home buyers.

  • Key Mortgage Corp
  • 18 Tower Ave, Rye, NH, 03870
  • Lends in New Hampshire
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan