Explore the differences! FHA VS Conventional loan programs in Dover, Strafford County, New Hampshire

In 2026, the conventional loan limit in Dover, situated in Strafford county, NH, is $828,000, while the FHA limit for a single-family home is set at $828,000. These limits influence the maximum borrowing potential for homebuyers in the area.

Utilize the Lendersa® Conventional loan calculator to compare today's best rates among Conventional, FHA, and USDA loans. It helps assess the required income, credit, reserves, and documentation needed to qualify. Our advanced mortgage calculator enables you to see Conforming Conventional, USDA, FHA, and VA loans side by side, aiding your decision for the best loan program in NH suited to your financial situation.

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2026 Loan Limits and Down Payment Requirements in Dover, County of Strafford, NH

Loan Type Loan Limit Down Payment
Conventional Conforming $828,000 3%
USDA $616,400 0%
FHA $828,000 3.5%

This table applies to the following zip codes: 03820, 03821

Conventional and FHA Loan Options in Dover, NH

The aim of Lendersa® is to provide you with the best Conventional, USDA, or FHA loan quickly and without hassle. Choose one of three starting points to connect with lenders and loan programs that meet your needs.

Lendersa USDA loan request and matching results


  • Ledyard National Bank
  • 74 South Main Street, Concord, NH, 03301
  • At Ledyard, you get more than just bankers with knowledge, expertise and local decision-making capabilities. Ledyard offers true partnerships. Every member of our team is part of the community, providing us with the additional insight to develop personalized solutions for each client. Individuals and families have come to rely on us to provide

  • New Hampshire Federal Credit Union
  • 70 Airport Road, Concord, NH, 03301
  • NH Federal Credit Union is a full-service financial institution. You will find some of the best rates for savings and loans in NH, along with very low fees. As a not-for-profit financial cooperative, we are owned by the people we serve - the employees and immediate family members of more than 150 employers throughout NH.

  • Bedford Lending Corporation
  • 77 Gilcreast Rd, Suite 2004, Londonderry, NH, 03053
  • Bedford Lending Corporation is a direct MAP and LEAN approved FHA lender & commercial mortgage banking company that provides financing solutions for apartments, healthcare facilities, senior living, hospitals, and other commercial real estate. Our direct loan programs can be used to acquire, refinance, construct, or rehabilitate assets nationwide.

  • Pride Rock Mortgage LLC
  • 31 Lowell Rd, Windham, NH, 03087
  • Pride Rock Mortgage, LLC. offers a wide variety of mortgage products to meet the needs of every income level, credit situation and home type in both Massachusetts and New Hampshire. Unlike many brokers, Pride Rock Mortgage, LLC. takes the time to work with you personally to assist you in choosing the mortgage program that best fits

  • Methuen Federal Credit Union
  • 248 Broadway, Methuen, MA, 01844
  • At Methuen Federal Credit Union, we strive to deliver the best service possible to our most important asset – our members.Methuen Federal Credit Union is a member of the Credit Union Collaborative Network of the Merrimack Valley which is a community of Credit Unions sharing knowledge and working together to better serve its members.

  • Advantage Home Loans LLC
  • 167 South River Road, Unit 1, Bedford, NH, 03110
  • Advantage Home Loans, LLC is your online resource for personalized mortgage solutions, fast customized quotes, great rates, & service with integrity. Jason Jaramillo Owner at Advantage Home Loans, LLC. Jason has been in the mortgage industry for over 16 years. Jason is Licensed in Massachusetts, New Hampshire and Rhode Island.

  • Precision Lending
  • 264 South River Road, Suite 432, Bedford, NH, 03110
  • Matt Vance Owner/Loan Advisor with Precision Lending, offering personalized mortgage solutions, fast customized quotes, great rates, & service with integrity. Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently.

  • Home Choice Lending
  • 264 South River Road, Suite 460, Bedford, NH, 03110
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Charley Farley Home Loans
  • 172 NH-101, Bedford, NH, 03110
  • I’m Charley Farley with HarborOne Mortgage. Over the past 25 years my team of loan officers and I have helped thousands of New Hampshire homebuyers in Manchester, Concord, Nashua, Salem, Keene, Lebanon, Bedford, Hollis, the North Country and the Seacoast! I've financed thousands of homeowners all over New Hampshire since 1991

  • Traditional Mortgage Inc
  • 63 Simpson Rd, Pelham, NH, 03076
  • Traditional Mortgage, Inc. was founded in 2004 and is a full service mortgage company located in Pelham, New Hampshire. We offer a wide range of products including, purchases, refinancing options and debt consolidation products. We are licensed in New Hampshire, Maine and Massachusetts.

  • Maine Mortgage Solutions LLC
  • 114 Holmes Rd, Scarborough, ME, 04074
  • Maine Mortgage Solutions LLC is your source for finding the right home financing option that suits your needs and budget. Whether you're a first-time homebuyer, bought and sold a hundred homes, or looking to invest we can help you.

    Mark Violette is the owner of Maine Mortgage Solutions LLC