In 2026, the loan limit for a Conventional loan in Allendale, located in Bergen county, NJ, is $1,089,300, while the FHA limit for single-family homes reaches $1,089,300.
Try the Lendersa® Conventional loan calculator to compare top rates for Conventional, FHA, and USDA loans today. Assess needed income, credit, reserves, and documents to qualify. Our advanced mortgage calculator displays Conforming Conventional loans, USDA, FHA, and VA options side by side, assisting you in deciding the best program for your financial needs in NJ.
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| Type | Loan Limit | Down Payment |
| Conventional Conforming | $1,089,300 | 3% |
| USDA | $0 | 0% |
| FHA | $1,089,300 | 3.5% |
This table relates to the following zip codes: 7401
Lendersa® aims to secure the best possible Conventional, USDA, or FHA loan efficiently and without hassle. Choose one of three ways to connect with lenders and discover suitable loan programs.
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