As of 2025, the Conventional loan cap for Saddle-River, within the bounds of Bergen county, NJ, is $970,800. The FHA cap for a single-family residence is $970,800. Understanding these limits is essential for any home purchase or refinancing consideration.
Make use of the Lendersa® Conventional loan calculator to evaluate the latest rates for Conventional, FHA, and USDA loans today. It assists in determining the necessary income, credit standing, reserves, and documentation for qualification. Our detailed mortgage calculator provides side-by-side comparisons of Conforming Conventional loans, USDA, FHA, and VA loans, ensuring you can choose the most effective program for your financial requirements in NJ.
Discover loan offers from a diverse array of 100 lenders
| Loan Type | Loan Limit | Down Payment |
| Conventional Conforming | $970,800 | 3% |
| USDA | $0 | 0% |
| FHA | $970,800 | 3.5% |
This comparison is valid for zip codes: 7458
The mission of Lendersa® is to efficiently connect you with the best possible Conventional, USDA, or FHA loan options. Start by selecting one of the three pathways to match with the right lenders and suitable programs.
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Bridge Loan Guides
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