As of 2026, the Conventional loan limit in Midland-Park, located in Bergen county, NJ, is set at $970,800, while the FHA cap for a single-family home is $970,800.
Use the Lendersa® Conventional loan calculator to evaluate today's leading rates for Conventional, FHA, and USDA loans. Analyze the required income, credit, reserves, and documents needed for qualification. This advanced mortgage calculator displays Conforming Conventional loans alongside USDA, FHA, and VA options, helping you pick the best choice for your financial circumstances in NJ.
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| Type | Loan Limit | Down Payment |
| Conventional Conforming | $970,800 | 3% |
| USDA | $0 | 0% |
| FHA | $970,800 | 3.5% |
The details in this table relate to zip codes: 7432
The aim of Lendersa® is to quickly secure the most suitable Conventional, USDA, or FHA loan for you without any hassle. Select one of three initial pathways to connect with lenders and suitable loan options.
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