FHA VS Conventional loan programs in 2026 for Belvidere, Warren County, New Jersey

As of 2026, the limit for a conventional loan in Belvidere, located in the county of Warren, NJ, is set at $726,200. For a single-family residence, the FHA limit stands at $472,030.

Utilize the Lendersa® Conventional loan calculator to compare today's best Conventional, FHA, and USDA rates. Find out about the income, credit, reserves, and documents required for qualification. Using our state-of-the-art mortgage calculator, you can evaluate Conforming Conventional loans alongside USDA, FHA, and VA options, helping you determine the most suitable program for your financial scenario in NJ.

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2026 Loan Limits and Down Payment Requirements in Belvidere, Warren, NJ

Loan Type Loan Limit Down Payment
Conforming Conventional $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

The data in this table is relevant for zip codes: 7823

Explore Conventional and FHA Loan Solutions in Belvidere, NJ

The mission of Lendersa® is to connect you with the best possible Conventional, USDA, or FHA loans quickly and with ease. Choose one of three pathways that will lead you to matched lenders and suitable loan programs.

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Belvidere Lenders

  • First Hope Bank
  • 1301 Hope Bridgeville Road, Hope, NJ, 07844
  • Lends in New Jersey
  • First Hope Bank is a family operated community bank that has been in operation since 1911. We are a full-service bank with products ranging from deposit accounts to loans to investment and insurance products offered by either our Trust Department or Raymond James Financial Services, Inc.

  • IRCO Community Federal Credit Union
  • 450 Hillcrest Boulevard, Phillipsburg, NJ, 08865
  • Lends in New Jersey
  • IRCO Community Federal Credit Union was formed on April 21, 1966, to strictly serve the employees of Ingersoll Rand Company in Phillipsburg, NJ. In 1986, we officially became a community credit union with a new name – IRCO Community Federal Credit Union. This change allowed us to open our doors to many more people in our community.

  • RESIDENTIAL HOME MORTGAGE CORPORATION
  • 53 Frontage Rd, Suite 200, Hampton, NJ, 08827
  • Lends in New Jersey
  • RHMC is one of the nation’s top customer rated mortgage lenders. Combining the expertise and comprehensive array of mortgage products offered by national banks, with a culture that prioritizes unparalleled personal service, we specialize in creating custom mortgage solutions tailored to meet the needs of each individual client.

  • Riegel Federal Credit Union
  • 515 Milford-Warren Glen Rd, Milford, NJ, 08848
  • Lends in New Jersey
  • In 1960, a group of employees of Riegel Paper pooled their resources and received a federal charter to form their own credit union. This group of volunteers and community activists provided a place where hard-working locals could save for the future and borrow to get through tough times.

  • Homepath Lending llc
  • 227 Rt 206 N, Flanders, NJ, 7836
  • Lends in New Jersey
  • Our mission is to serve our customers with honesty integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.