FHA VS Conventional loan in Lopatcong, Warren County, New Jersey

In 2026, the Conventional loan limit in Lopatcong, Warren county, NJ, is $726,200. Meanwhile, the FHA limit for a single-family home is $472,030.

Utilize the Lendersa® Conventional loan calculator to compare the top rates today for Conventional, FHA, and USDA loans. Review what income, credit, reserves, and documents are required. Our advanced mortgage calculator provides side-by-side views of Conforming, USDA, FHA, and VA loans, assisting you in choosing the best option in NJ.

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2026 Loan Limits and Down Payment Details in Lopatcong, Warren, NJ

Loan Type Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

The table is relevant for the zip codes: 08865

Conventional and FHA Loan Opportunities in Lopatcong, NJ

Lendersa® aims to quickly provide the best Conventional, USDA, or FHA loan options. Pick one of three paths to find matching lenders and loan programs suited for you.

Results of USDA loan requests via Lendersa


  • Simplifi Lending LLC
  • 698 Deer Springs Way, Loganville, GA, 30052
  • Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice

  • First Chance Mortgage, Inc.
  • 131 Lee Byrd Road, Loganville, GA, 30052
  • First Chance Mortgage has been serving clients in Georgia with affordable mortgage loans since 2000. Our staff if dedicated to the highest levels of customer service available to existing Georgia homeowners and future homeowners! Mortgage has been serving clients in Georgia with affordable mortgage loans since 2000.

  • State Bank of Herscher
  • 10 Tobey Drive, Herscher, IL, 60941
  • The State Bank of Herscher was chartered in 1902 by a group of residents who understood what a local bank meant for the well-being of their community. The growth that we have experienced since that time has allowed us to move to our present location in Herscher as well as expand to Limestone.

  • Long Grove Mortgage Bancorp
  • 4180 North Route 83, Suite 8, Lake Zurich, IL, 60047
  • Our experience and expertise have enabled us to navigate through the recent mortgage crisis. Many other companies closed, but we sharpened our skills and not only are we still open, but we are stronger, more experienced, and better equipped to handle your financing needs. We are a full-service mortgage lender with an experienced staff.

  • Devlin Development Worldwide
  • 430 Windstone Trail, Alpharetta, GA, 30004
  • Devlin Development Worldwide: Financing Your Property Investment Dreams

    Devlin Development Worldwide facilitates nationwide hard money Loans to investors that are looking to purchase, rehab, fix and flip, fix and hold, residential and commercial properties from $50k to $20M.
    Contact us today to help close on your investment property.

  • Regent Mortgage Corporation
  • 980 Birmingham Road, Suite 501-356, Milton, GA, 30004
  • Regent Mortgage Corporation (RMC) is a Mortgage Company that prides itself on exceptional client service, competitive rates, and the delivery of customized home mortgage solutions the RIGHT way. We recognize this is a new era in mortgage lending and we’ve built our team, process and service delivery model with this in mind

  • Good Friend Mortgage Inc.
  • 902 Abbey Court, Alpharetta, GA, 30004
  • "Good Friend Mortgage is a residential home loan mortgage company that focuses on helping people build wealth through honest and transparent real estate financing in the Atlanta region, Georgia and Florida.
    Good Friend Mortgage was founded in 2004 by Deborah Switts in Roswell, GA."

  • Alan Christian Mortgage Team
  • 4005 Nine McFarland Dr, Suite 200, Alpharetta, GA, 30004
  • Buying a home is a big decision. You’re making a longterm investment to help secure your family’s future. You can count on Alan Christian Mortgage Team to help you through the process.We dedicate our many years of experience to providing clients the best loan opportunities in the market.