FHA VS Conventional loan in Lopatcong, Warren County, New Jersey

In 2026, the Conventional loan limit in Lopatcong, Warren county, NJ, is $726,200. Meanwhile, the FHA limit for a single-family home is $472,030.

Utilize the Lendersa® Conventional loan calculator to compare the top rates today for Conventional, FHA, and USDA loans. Review what income, credit, reserves, and documents are required. Our advanced mortgage calculator provides side-by-side views of Conforming, USDA, FHA, and VA loans, assisting you in choosing the best option in NJ.

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2026 Loan Limits and Down Payment Details in Lopatcong, Warren, NJ

Loan Type Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

The table is relevant for the zip codes: 08865

Conventional and FHA Loan Opportunities in Lopatcong, NJ

Lendersa® aims to quickly provide the best Conventional, USDA, or FHA loan options. Pick one of three paths to find matching lenders and loan programs suited for you.

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Lopatcong Lenders

  • IRCO Community Federal Credit Union
  • 450 Hillcrest Boulevard, Phillipsburg, NJ, 08865
  • Lends in New Jersey
  • IRCO Community Federal Credit Union was formed on April 21, 1966, to strictly serve the employees of Ingersoll Rand Company in Phillipsburg, NJ. In 1986, we officially became a community credit union with a new name – IRCO Community Federal Credit Union. This change allowed us to open our doors to many more people in our community.

  • Riegel Federal Credit Union
  • 515 Milford-Warren Glen Rd, Milford, NJ, 08848
  • Lends in New Jersey
  • In 1960, a group of employees of Riegel Paper pooled their resources and received a federal charter to form their own credit union. This group of volunteers and community activists provided a place where hard-working locals could save for the future and borrow to get through tough times.

  • RESIDENTIAL HOME MORTGAGE CORPORATION
  • 53 Frontage Rd, Suite 200, Hampton, NJ, 08827
  • Lends in New Jersey
  • RHMC is one of the nation’s top customer rated mortgage lenders. Combining the expertise and comprehensive array of mortgage products offered by national banks, with a culture that prioritizes unparalleled personal service, we specialize in creating custom mortgage solutions tailored to meet the needs of each individual client.

  • First Hope Bank
  • 1301 Hope Bridgeville Road, Hope, NJ, 07844
  • Lends in New Jersey
  • First Hope Bank is a family operated community bank that has been in operation since 1911. We are a full-service bank with products ranging from deposit accounts to loans to investment and insurance products offered by either our Trust Department or Raymond James Financial Services, Inc.