In 2026, the limit for conventional loans in Berkeley-Heights, under the jurisdiction of Union county, NJ, is set at $970,800. Meanwhile, the FHA limit for single-family homes is $970,800. Being aware of these limits is essential for borrowers to gauge their borrowing capacity in these locations.
Utilize the Lendersa® Conventional loan calculator to analyze and compare today’s best rates across Conventional, FHA, and USDA loans. Determine the required income, credit score, reserves, and documentation necessary for qualification. This advanced mortgage calculator displays side-by-side evaluations of Conforming Conventional loans, USDA, FHA, and VA options, assisting you in choosing the best program available in NJ for your specific financial situation.
Review loan offers from a range of 100 lenders
| Loan Type | Loan Limit | Down Payment |
| Conventional Conforming | $970,800 | 3% |
| USDA | $0 | 0% |
| FHA | $970,800 | 3.5% |
The table above applies to zip codes: 07922
The goal of Lendersa® is to promptly connect you with the most suitable Conventional, USDA, or FHA loan options with minimal hassle. Select one of three pathways leading to matching lenders and loan programs tailored to meet your needs.
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