FHA VS Conventional loan in Berkeley-Heights, Union County, New Jersey
In 2026, the limit for conventional loans in Berkeley-Heights, under the jurisdiction of Union county, NJ, is set at $970,800. Meanwhile, the FHA limit for single-family homes is $970,800. Being aware of these limits is essential for borrowers to gauge their borrowing capacity in these locations.
Utilize the Lendersa® Conventional loan calculator to analyze and compare today’s best rates across Conventional, FHA, and USDA loans. Determine the required income, credit score, reserves, and documentation necessary for qualification. This advanced mortgage calculator displays side-by-side evaluations of Conforming Conventional loans, USDA, FHA, and VA options, assisting you in choosing the best program available in NJ for your specific financial situation.
2026 Loan Limits and Down Payment Requirements in Berkeley-Heights, County of Union, NJ
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$970,800
3%
USDA
$0
0%
FHA
$970,800
3.5%
The table above applies to zip codes: 07922
Explore Conventional and FHA Loan Options in Berkeley-Heights, NJ
The goal of Lendersa® is to promptly connect you with the most suitable Conventional, USDA, or FHA loan options with minimal hassle. Select one of three pathways leading to matching lenders and loan programs tailored to meet your needs.
Advanced Financial Federal Credit Union membership is available to anyone who lives, works, goes to school in Union or Essex County, NJ. We offer members a full range of financial services, similar to banks. We offer residents an alternative to the costly services of mega-banks & the option of a financial institution under local ownership.
We deliver the absolute best lending experience through knowledge, communication, and care. Our mission supports the growth and strength of our communities and provides a pathway to the dream of homeownership. Whether you are a new home buyer looking for a first time mortgage or needing to refinance your home mortgage.
Top Vine Mortgage Services was formed to ensure customer satisfaction is met. By partnering with the nation's top financial institutions, our distinctive approach to mortgage financing means we can virtually guarantee our clients receive the best rates and terms available. With years of experience and deep industry insights,
American United is a New Jersey based Mortgage Banker and lending partner. As such, we partner with some of the largest banking and financial institutions across the nation. This wholesale banking relationship allows us to provide our retail clients with the most competitive rates the industry has to offer.
51 Commerce Street, Suite 101, Springfield, NJ, 07081
Lends in New Jersey
MLB Residential Lending serves the lending needs of home buyers, home owners, real estate professionals and builders. Our staff are passionate about assisting others in fulfilling the American Dream of home ownership, making the process as simple as possible. As a community-focused lender,
150 Morris Avenue Suite 206,, Springfield, NJ, 7081
Lends in New Jersey
At Keypoint Mortgage LLC, we are proud to offer a wide range of mortgage loan options for clients at all levels, from first-time buyers through seasoned real estate investors. To help determine the best loan program for you, consider the following: How important is payment certainty? If knowing that your payment will be the same
275 US-22, Springfield Township, Springfield, NJ, 07081
Lends in New Jersey
Prime Time Mortgage Corp. is a full service Mortgage Banker offering Residential Conventional, FHA/VA and Alt-A loans in NJ, NY, FL and VA. We also offer commercial loans in every state. We are a direct lender and have in-house processing for all loan files. We work with each borrower.
FDU Federal Credit Union Founded in 1965, Fairleigh Dickinson University Federal Credit Union (FDU FCU) is a federally chartered credit union serving the University's students, faculty, and staff. Since then, many other local businesses and organizations have joined FDU FCU. As a non-profit, FDU FCU strives to support members in achieving.
