FHA VS Conventional loan in Long-Hill, Morris County, New Jersey

In the year 2026, the conventional loan limit in Long-Hill, found in Morris county, NJ, is set at $970,800. At the same time, the FHA limit for a single-family home is $970,800.

The Lendersa® Conventional loan calculator lets you compare today's top rates of Conventional, FHA, and USDA loans, figuring out the necessary income, credit, reserves, and documents for qualification. This advanced mortgage calculator offers a side-by-side analysis of Conforming Conventional, USDA, FHA, and VA loans to help select the right program in NJ for your financial circumstances.

Compare offers from as many as 100 lenders

Loan Limits and Down Payment Requirements in Long-Hill, County of Morris, NJ for 2026

Loan Type Loan Limit Down Payment
Conventional Conforming $970,800 3%
USDA $657,900 0%
FHA $970,800 3.5%

This comparison table applies to zip codes: 07933

Conventional and FHA Loan Solutions in Long-Hill, NJ

With Lendersa®, securing the best possible Conventional, USDA, or FHA loan is quick and hassle-free. Choose from three potential starting points to align with matching lenders and loan programs effectively.

Results from Lendersa's USDA loan request and matching


Long-Hill Lenders

  • Advanced Financial Federal Credit Union
  • 785 Central Avenue, New Providence, NJ, 07974
  • Lends in New Jersey
  • Advanced Financial Federal Credit Union membership is available to anyone who lives, works, goes to school in Union or Essex County, NJ. We offer members a full range of financial services, similar to banks. We offer residents an alternative to the costly services of mega-banks & the option of a financial institution under local ownership.

  • HomeGotOwned
  • 786 Mountain Blvd, Suite 202, Watchung, NJ, 07069
  • Lends in New Jersey
  • We deliver the absolute best lending experience through knowledge, communication, and care. Our mission supports the growth and strength of our communities and provides a pathway to the dream of homeownership. Whether you are a new home buyer looking for a first time mortgage or needing to refinance your home mortgage.

  • TOP VINE MORTGAGE SERVICES, L.L.C.
  • 786 Mountain Blvd, Suite 202, Watchung, NJ, 07069
  • Lends in New Jersey
  • Top Vine Mortgage Services was formed to ensure customer satisfaction is met. By partnering with the nation's top financial institutions, our distinctive approach to mortgage financing means we can virtually guarantee our clients receive the best rates and terms available. With years of experience and deep industry insights,

  • Cornerstone Mortgage Group, Inc.
  • 180 Mount Airy Road, Suite 202, Basking Ridge, NJ, 7920
  • Lends in New Jersey
  • Cornerstone Mortgage Group offers premier mortgage services for New Jersey residents. Whether you are looking for a home loan to purchase your first home or looking to get a better mortgage rate on your current house, our New Jersey mortgage specialists can help you achieve your home financing goals.

  • FDU Federal Credit Union
  • 12 Main Street, Suite 4, Madison, NJ, 07940
  • Lends in New Jersey
  • FDU Federal Credit Union Founded in 1965, Fairleigh Dickinson University Federal Credit Union (FDU FCU) is a federally chartered credit union serving the University's students, faculty, and staff. Since then, many other local businesses and organizations have joined FDU FCU. As a non-profit, FDU FCU strives to support members in achieving.

  • BD Capital LLC
  • 67 Mountain Blvd, Suite 201, Warren, NJ, 07059
  • Lends in New Jersey
  • BD Capital is a direct lender specializing in fast and creative solutions for immediate real estate investor financing needs. We were founded in 2015 with a mission to transform the current private lending landscape by offering a family office environment with competitive lending parameters

  • Villa Nova Financing Group LLC
  • 30 Technology Drive, Suite 2C, Warren, NJ, 07059
  • Lends in New Jersey
  • Villa Nova Financing Group was founded in 2003 by Anthony Villanova, a Certified Mortgage Planning Specialist (CMPS) and mortgage broker, who brought with him a host of industry expertise gained through years of experience as a serial entrepreneur and commercial investor.Today, Anthony and his team of loan experts provide intelligently

  • BANKNET MORTGAGE SERVICES
  • 172 Washington Valley Road, Suite 2A, Warren, NJ, 07059
  • Lends in New Jersey
  • Banknet Mortgage, a hometown mortgage company serving the State of New Jersey since 1991. Our unique business model will provide you with access to mortgage programs offered by some of the largest and most respected financial institutions in the country, as well as provide you with access to several local Bank portfolio programs

  • Heritage Mortgage Banking Corp
  • 25 Lindsley Drive, Suite 209, Morristown, NJ, 07960
  • Lends in New Jersey
  • Our mortgage representatives specialize in providing home loans to first time home buyers and FHA purchases in Morris County as well the greater New Jersey and New York state area. We deliver an unparalleled level of service and the lowest possible loan rate in the business. Upon this – we have built our reputation, for over a decade