FHA VS Conventional loan programs in Bloomingdale, Passaic County, New Jersey

In 2025, the Conventional loan limit in Bloomingdale, within Passaic county, NJ, is $1,089,300, while the FHA limit for single-family homes is $1,089,300.

Utilize the Lendersa® Conventional loan calculator to analyze today's top rates for Conventional, FHA, and USDA loans, determining income, credit, reserves, and documentation required to qualify. Our advanced mortgage calculator offers side-by-side views of Conforming Conventional, USDA, FHA, and VA loans, aiding you in choosing the optimal program in NJ for your financial situation.

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2025 Loan Limits and Down Payment Info in Bloomingdale, Passaic, NJ

Loan Type Loan Limit Down Payment
Conventional Conforming $1,089,300 3%
USDA $776,600 0%
FHA $1,089,300 3.5%

This table applies to zip codes: 07403, 07465

Explore Conventional and FHA Loan Options in Bloomingdale, NJ

Lendersa® is committed to offering you the most suitable Conventional, USDA, or FHA loans expediently and without hassle. Start with one of three pathways to connect with matching lenders and loan programs.

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