FHA VS Conventional loan programs in 2025 for Bloomingdale, Passaic County, New Jersey

In 2025, the Conventional loan limit in Bloomingdale, within Passaic county, NJ, is $1,089,300, while the FHA limit for single-family homes is $1,089,300.

Utilize the Lendersa® Conventional loan calculator to analyze today's top rates for Conventional, FHA, and USDA loans, determining income, credit, reserves, and documentation required to qualify. Our advanced mortgage calculator offers side-by-side views of Conforming Conventional, USDA, FHA, and VA loans, aiding you in choosing the optimal program in NJ for your financial situation.

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2025 Loan Limits and Down Payment Info in Bloomingdale, Passaic, NJ

Loan Type Loan Limit Down Payment
Conventional Conforming $1,089,300 3%
USDA $776,600 0%
FHA $1,089,300 3.5%

This table applies to zip codes: 07403, 07465

Explore Conventional and FHA Loan Options in Bloomingdale, NJ

Lendersa® is committed to offering you the most suitable Conventional, USDA, or FHA loans expediently and without hassle. Start with one of three pathways to connect with matching lenders and loan programs.

USDA loan request and match results at Lendersa


  • Joe Villegas Group
  • 160 N Grant Ave, Manteca, CA, 95336
  • Since 1995, we have remained true to putting others first. Now with Loan Officers from coast-to-coast, we know it's the right way to do business and (in our humble opinion) the only way. We're dedicated to finding great rates & loan options for our customers while offering some of the fastest turn times in the industry.
  • Washington Financial
  • 5960 S. Land Park, Suite 1009, Sacramento, CA, 95822
  • Washington is a one-stop solution to your real estate and investment needs. We help individuals and organizations acquire and retain real estate assets. In today's market, you need to work with a company you can trust with professionals with in-depth knowledge of the market. We help you to finance your home through our Financial department.
  • Green Haven Capital
  • 5890 S LAND PARK DRIVE, Sacramento, CA, 95822
  • Green Haven Capital Inc. was established in March 2008 in Sacramento, CA. Our company works with some of the top mortgage and real estate professionals and our staff has over 40 years of combined experience. Green Haven Capital Inc. is a Mortgage Company that works with the top lenders in the country.
  • William (Will) Call, Insight Mortgage Solutions LLC
  • 9709 Mountain Vista Circle, Elk Grove, CA, 95757
  • Our Promise, Commitment & Expectation…From the first day we talk until the day we close escrow, & even after we close escrow, we are 100% committed to making sure you have a greater than expected mortgage experience. We will be working very hard from Day 1 to get your offer accepted ahead of others, meet or be early on the deadlines.
  • Five Diamond Realty
  • 6608 Pallazzo Way, Elk Grove, CA, 95757
  • Five Diamond Realty & Mortgage was founded in 2009 during the Great Recession in Elk Grove, CA. The Broker, President, and CEO, Arsalon Badri, graduated from U. C. Berkeley, With hundreds of closed transactions, Five Diamond Realty & Mortgage is highly qualified to get the job done and surpass all your expectations.
  • Investment Mortgage
  • 1759 Cherokee Road, Stockton, CA, 95205
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Premier Community Credit Union
  • PO Box 8929, Stockton, CA, 95208
  • Premier Community Credit Union is a not-for-profit credit union serving our members with branches in Stockton, Lodi, and Manteca. Unlike a bank, a not-for-profit credit union is owned by its members and provides lower fees, better rates, and quality, personal service to its member/owners. Members enjoy unlimited online.
  • Hawkins Home Loans
  • 1401 Halyard Road, Suite 130, West Sacramento, CA, 95691
  • Our goals are to fulfill your mortgage needs with the friendliest customer service, secure a loan you can feel good about, and make you a happy homeowner. Hawkins Home Loans is a licensed mortgage broker based in West Sacramento, California. Our Business is built on our decades-long industry expertise and relationships, which benefits.
  • Maciel Mortgage
  • 195 Elm Street, Suite 104, Coalinga, CA, 93210
  • Maciel Mortgage offers Central Valley, CA Mortgage programs to fit your budget. For practical and knowledgeable advice and options, give us a call. Maciel Mortgage opened in 2002 and currently has offices in Hanford and Coalinga. Our vision is to be known as the most caring and knowledgeable mortgage company while removing the stress
  • Bank of Stockton
  • 301 East Miner Avenue, Stockton, CA, 95202
  • The Bank of Stockton is a unique and wonderful banking experience. Not only will you meet officers, lenders and staff that have worked with the bank for years, you will find people that live and work in your community, just like you, that care about the community. Bank of Stockton’s lending experience is quick due to local decision-makers