FHA VS Conventional loan programs in Wanaque, Passaic County, New Jersey

In 2025, Convetional loan limit in Wanaque, county of Passaic, NJ is $1,089,300 while FHA limit is $1,089,300 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in NJ is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Wanaque, county of Passaic, NJ

Loan Type Loan Limit Down payment
Conventional Conforming $1,089,300 3%
USDA $776,600 0%
FHA $1,089,300 3.5%

The comparison table applies to zip codes: 07465, 07420

Conventional and FHA loan options in Wanaque, NJ

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • Monson Savings Bank
  • 146 Main Street, Monson, MA, 01057
  • Monson Savings Bank is a community bank that has served local residents and businesses since 1872. We are proud to play an integral role in the communities we serve, contributing to the progress and success of the area. We have a deep connection and understanding of the local landscape which allows us to appreciate everything that makes it so great
  • Brass Financial Group
  • 1145 Asbury Ave, Unit A, Ocean City, NJ, 08226
  • At Brass Financial Group, we focus on lending money for real estate investments and residential mortgages. We offer the following no doc Fix & Flip, New Construction, Bridge, Rental, and Commercial Loans as well as FHA, VA, Conventional and more!residential mortgages. We offer the following no doc Fix & Flip
  • FIDELIS MORTGAGE CORPORATION
  • 1205 E King St, Lancaster, PA, 17602
  • Fidelis Mortgage Corporation's mission is to provide you with high quality mortgage and real estate programs that are tailored to fit your unique situation at some of the most competitive rates in the nation. Fidelis is a family owned business since 2007. We have been in the mortgage industry for over 10 years and we are proud
  • UMassFive College Federal Credit Union
  • 200 Westgate Center Dr, Hadley, MA, 01035
  • At UMassFive, we know that your success is our success. We are member-owned and member-run, which means a healthy local economy and a strong community is good for business—both ours and yours. As such, our Commercial Services division is designed to help your business grow and adapt with every evolving need, because when you win we all win.
  • Wheatland Federal Credit Union
  • 611 Centerville Road, Lancaster, PA, 17601
  • Wheatland FCU has been a part of Lancaster County since its inception in 1936. We have a firm sense of commitment to the county we serve and belong to. Our Mission is To assist our members in building a solid financial future. At Wheatland FCU, you’re not merely a customer known only by an account number, you’re a member and owner.
  • Penlanco Federal Credit Union
  • 630 Delp Road, Suite C, Lancaster, PA, 17601
  • Penlanco Federal Credit Union has been serving the PPL Electric Utilities family since 1938, and is now accepting additional companies and groups within 25-miles of Penlanco FCU. Penlanco FCU is a employee and group based credit union which means that you must have an affiliation with one of our employers or groups in order to be a member.
  • Penn Home Mortgage
  • 255 Butler Avenue, Suite 300, Lancaster, PA, 17601
  • Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
  • Prosper Mortgage Funding
  • 32C E Roseville Rd, Lancaster, PA, 17601
  • At Prosper Mortgage Funding, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry.We use "common sense" & will help you obtain the best loan possible. We are a small, family owned, mortgage company & represent a wide range of "A" rated lenders with first quality rates.
  • PMG Funding
  • 1525 Oregon Pike, Suite 2001, Lancaster, PA, 17601
  • PMG is a mortgage broker in Pennsylvania that takes a long-term partnership approach to the process of buying or refinancing. As such, we seek to develop good relationships with our clients through trustworthy service and timely communication throughout the process. Dave started PMG in December of 2005.
  • LMC HOME LOANS
  • 1794 Oregon Pike, Lancaster, PA, 17601
  • LMC is a mortgage lender headquartered in Lancaster, PA. We have served over 8,915 clients and our team members average 18 years experience each. Think of us as a matchmaker. We have access to many lenders and after meeting with you, we give you a couple of loan options. Then together, we pick the best product for your needs.