Explore the differences! FHA VS Conventional loan programs in Wanaque, Passaic County, New Jersey
In 2025, the conventional loan limit in Wanaque, situated within Passaic county, NJ, is established at $1,089,300. In contrast, the FHA limit for a single-family home stands at $1,089,300. Knowing these limits is essential for potential homebuyers aiming to understand their maximum borrowing capacity, which aids in planning their financial strategies for home purchases.
Utilize the Lendersa® Conventional loan calculator to examine today's prime interest rates across Conventional, FHA, and USDA loans. This tool determines the income, credit standing, reserves, and documentation needed for qualification. With our advanced mortgage calculator, you can view Conforming Conventional loans, USDA, FHA, and VA options side by side, helping you decide on the optimal program in NJ that aligns best with your personal financial situation.
Detailed 2025 Loan Limits and Down Payment Requirements in Wanaque, County of Passaic, NJ
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$1,089,300
3%
USDA
$776,600
0%
FHA
$1,089,300
3.5%
This detailed comparison table is applicable to the zip codes: 07465, 07420. Understanding these specific loan limits is vital for setting realistic expectations about possible loan amounts and qualifications.
Explore Various Conventional and FHA Loan Choices in Wanaque, NJ
The aim of Lendersa® is to seamlessly connect you with the best available Conventional, USDA, or FHA loans, minimizing hassle and enhancing your financing experience. Choose from three strategic starting points to access matching lenders and loan programs crafted to fit your unique financial needs, easing the pathway to successful home financing.
We provide customers with the best rates and have the process to purchase or refinance a home effortless. We are a full service mortgage broker. We are currently licensed in Pennsylvania and Georgia. We know one thing which is mortgages. That is what we specialize in and we go above and beyond for you. Call us now for a no obligation quote.
MAK Financial is a boutique mortgage company serving the entire state of Virginia from our Richmond Headquarters. Our business is completely built on the referrals from our past clients, Realtors, financial advisors & other lending institutions.Our reputation as fair, honest & ethical & has allowed our firm to prosper on repeat business.
The Richmond Virginia Fire Police Credit Union, Inc. is sponsored by the City of Richmond, Virginia's Department of Fire and Emergency Services, Police Department and its affiliates. We are a member-owned, not-for-profit financial cooperative. Our mission is to serve the most precious commodity which is our members and their families.
Atlantic Union Bankshares Corporation is the holding company for Atlantic Union Bank. Atlantic Union Bank has 149 branches located throughout Virginia, and in portions of Maryland and North Carolina. We believe people have a right to expect more from the companies they do business with – and they can expect more from Atlantic Union Bank.
Credit Union of Richmond, Virginia’s longest continuously running credit union. We are a member-owned financial cooperative that is dedicated to building members dreams by offering quality personalized services that go above and beyond to fulfill your financial needs. Every member has different financial needs.
LendingDeck is a nationwide lender that provides short-term fix & flip loans and long-term rental financing for real estate investors. Our loans, often called hard money loans, can be used for purchasing or ReFinancing non-owner occupied residential properties, funding renovation projects, and financing long-term rentals.
Liberty Mortgage has been serving the Richmond community with mortgage lending options and superior customer service from experienced local experts. Located in the heart of the fan district in the Branch Museum of Architecture, Liberty Mortgage is one of the only remaining independent mortgage brokers in the city.
The LISBON COMMUNITY FEDERAL CREDIT UNION is a not for profit, full service financial institution owned by and operated for our Members. The LCFCU was founded in 1959 to serve those who reside or work in the Lisbon, Lisbon Falls and Durham areas. Since that time, this federally chartered, federally insured Credit Union has grown steadily.
Go Mortgage Group is based in Richmond, Virginia and is a leader in providing home loans for properties located in the Commonwealth. We originate and process our mortgage loans in a secure digital environment, so a computer or mobile device is all you need.and Our eco-friendly doc-less approach to mortgage lending is simple and efficient.
8100 Three Chopt Road, Suite 146, Richmond Hill, NY, 23229
Academy mortgage, Inc. is a full service Mortgage Broker established in 1996. We are licensed to provide mortgages for purchase and refinance on properties located anywhere in the state of Virginia and are licensed by the Virginia SCC. NMLS ID#393150 Broker established in 1996. We are licensed to provide mortgages for purchase and refinance.
