Explore the differences! FHA VS Conventional loan programs in Neptune-City, Monmouth County, New Jersey

In 2025, Convetional loan limit in Neptune-City, county of Monmouth, NJ is $970,800 while FHA limit is $970,800 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in NJ is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Neptune-City, county of Monmouth, NJ

Loan Type Loan Limit Down payment
Conventional Conforming $970,800 3%
USDA $657,900 0%
FHA $970,800 3.5%

The comparison table applies to zip codes: 07753, 07754

Conventional and FHA loan options in Neptune-City, NJ

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • E-Mortgage Bankers Inc
  • 10300 Sunset Drive, Suite 161, Miami, FL, 33173
  • E-Mortgage Bankers is a Florida Licensed Mortgage Brokerage Business. We offer many source of financing. giving our clients the best options available. This also gives our Loan Officers the leverage to compete against anyone and everyone in the industry. Our objective is to keep growing with a huge emphasis on technology.
  • AIM Mortgage LLC
  • 9415 Sunset Drive, Suite 157, Miami, FL, 33173
  • Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
  • Home Mortgage Center Corp
  • 9360 Southwest 72nd Street, Suite 225, Miami, FL, 33173
  • Welcome to Home Mortgage Center; we're here to help with services such as Reverse Mortgages & Private Loans. We offer solutions for your needs on an appointment only basis to provide a personalized approach! We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, investment tools,
  • Mortgage Credit of America Inc
  • 10281 Sunset Drive, Suite 102, Miami, FL, 33173
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • SFMI Lending Capital Inc
  • 7550 Southwest 96th Court, Suite 1, Miami, FL, 33173
  • At SFMI Lending Capital Inc, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
  • DRG Capital Inc
  • 9240 Sunset Drive, Suite 236, Miami, FL, 33173
  • Our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.
  • Blanket Mortgage Services Inc
  • 7385 Sw 87 Ave, Suite 100, Miami, FL, 33173
  • Blanket Mortgage is committed to helping our clients find the right mortgage product. We understand that every borrower is different, and we offer a variety of programs to meet their individual goals. We make the process of securing a mortgage simple and straightforward by offering the latest in financial tools that enable customers.
  • Benworth Capital
  • 7000 SW 97th Avenue, Miami, FL, 33173
  • Benworth Capital was established to meet borrowers’ needs for fair and flexible, alternative and traditional lending sources when institutional bank financing is not appropriate or available. Benworth Capital is South Florida’s top private provider of alternative short-term, first-position residential and commercial mortgages.
  • Revival Capital, Inc
  • 9425 Southwest 72nd Street, Suite 134, Miami, FL, 33173
  • Revival Capital is a mortgage company that is here to shake up the lending industry! Revival means to improve on the condition or strength of something and that is exactly what we aim to do to this industry. We noticed that the big banks and big lenders are limiting clients with minimal programs
  • Central Arkansas Finance, Inc
  • 939 Locust St, Conway, AR, 72034
  • Central Arkansas Finance is located in Conway, Arkansas and has been one of the top mortgage lending firms in the State of Arkansas for over 10 years. We will represent you “the borrower” in obtaining the best possible financing. We are not tied to a particular lending institution and have access to many lenders.
  • NexGen Capital Corp
  • 3960 Radio Rd, Suite 105, Naples, FL, 34104
  • We recognize that the dream of owning a home is a personal and emotional one. We are here to provide you with as much information as you need to start your mortgage journey. Our team is trained at the highest level to offer Conventional, FHA, USDA, VA, Jumbo, Reverse, Renovation Mortgages and Construction loans.