FHA VS Conventional loan programs in Caldwell, Essex County, New Jersey
In 2026, the Conventional loan limit in Caldwell, within Essex county, NJ, is $1,089,300, while the FHA limit is $1,089,300 for a single-family home.
Lendersa® Conventional loan calculator helps you compare today's best rates for Conventional, FHA, and USDA loans. Determine the income, credit, reserves, and documents needed to qualify. Our advanced calculator allows you to view Conforming Conventional, USDA, FHA, and VA loans side by side, aiding the best choice in NJ for your financial situation.
2026 Loan Limits and Down Payments in Caldwell, Essex, NJ
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$1,089,300
3%
USDA
$0
0%
FHA
$1,089,300
3.5%
This table applies to zip codes: 7006
Conventional and FHA Loan Options in Caldwell, NJ
Lendersa® strives to deliver the best Conventional, USDA, or FHA loans promptly and smoothly. Start with one of three pathways to find matching lenders and suitable loan programs.
Kearny Bank, a New Jersey state-chartered stock savings bank, is headquartered in Fairfield, NJ. There are 54 retail locations in the metropolitan area and total assets top $6.5 billion. Kearny Bank provides comprehensive world-class banking services in a most professional manner. Personal or business, we want to be a true financial partner.
277 Fairfield Road, Suite 103A, Fairfield, NJ, 07004
Lends in New Jersey
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
277 Fairfield Road, Suite 105, Fairfield, NJ, 07004
Lends in New Jersey
"Forward Mortgage is a premier expert in residential home loans. You are about to discover valuable tips to help you make an informed decision about real estate and mortgage financing in New Jersey, Florida or North Carolina. We update our mortgage rates daily so are always able to see current interest rates."
271 Route 46 West Suite H202-203, Fairfield, NJ, 7004
Lends in New Jersey
High Quality Mortgage, is an independently owned mortgage brokerage firm, renowned for customer service and quality real estate programs. Our office family consists of qualified loan consultants and processing staff, and our lending portfolio represents one of the most comprehensive program collections in the United States.
Capital First Mortgage LLC is your online resource for personalized mortgage solutions, fast customized quotes, great rates, & service with integrity. We may collect personal identification information from Users in a variety of ways, including, but not limited to, when Users visit our site, register on the site, subscribe to the newsletter
Atlantic Home Loans was founded by experienced and respected mortgage banking professionals with over 100 years of combined experience, and has been offering clients superior mortgage advice with personalized service since 1999. Today, AHL is licensed in over 20 states and employs over 250 people who are dedicated to delivering the best loan
28 Bloomfield Ave, Suite 302, Pine Brook, NJ, 07058
Lends in New Jersey
Stratton Equities is the Leading Nationwide Direct Hard Money & NON-QM Lender that specializes in fast and flexible lending processes. Our team is owned and operated by experienced Real Estate Investors providing a reliable and knowledgeable team to help all Real Estate investors succeed. No Upfront Fee's, No Junk Fee's No Tax Returns.
28 Bloomfield Avenue, Ste 302, Pine Brook, NJ, 07058
Lends in New Jersey
Stratton Equities is the leading Nationwide Direct Hard Money & NON-QM Lender that specializes in fast and flexible lending processes. Our team is owned and operated by experienced Real Estate Investors providing a reliable and knowledgeable team to help all Real Estate investors succeed. Learn how you can purchase an Investment Property with Strat
