Conventional Loans Vs FHA in West-Caldwell, NJ [in 2025]

In 2025, the conventional loan limit in West-Caldwell, within the county of Essex, NJ, is $970,800. In contrast, the FHA limit for a single-family home is set at $970,800.

The Lendersa® Conventional loan calculator allows you to evaluate today's top rates among Conventional, FHA, and USDA loans. Determine the necessary income, credit score, reserves, and what documentation is required to qualify. Our advanced mortgage calculator enables side-by-side comparisons of Conforming Conventional, USDA, FHA, and VA loans, helping you decide which program best meets your financial needs in NJ.

Exploring Conventional and FHA Loan Options in West-Caldwell, NJ

At Lendersa®, our aim is to connect you quickly with the best possible Conventional, USDA, or FHA loans with minimal hassle. Choose one of three starting points to find lenders and programs best suited to your situation.

View the results from Lendersa USDA loan requests and matches

(336) 542-1470 Lender's profile and map Reviews Triad Business Bank 1501 Highwoods Boulevard, Suite 103, Greensboro, NC, 27410 The Triad’s economy is fueled by small businesses and these companies need capital to continue to thrive. The Triad has gone from a banking community with local leadership with a vested interest in the Triad to larger institutions with broader interests. Triad Business Bank can be a catalyst for our community.
(336) 644-9944 Lender's profile and map Reviews Bank of Oak Ridge 8050 Fogleman Rd, Oak Ridge, NC, 27310 Established in 2000, Bank of Oak Ridge is a community bank dedicated to delivering Spectacularly Local banking. With Triad locations in Oak Ridge, Greensboro, High Point and Summerfield, North Carolina, we focus on providing personalized, convenient banking services close to home and work
(336) 662-6200 Lender's profile and map Reviews Summit Credit Union 8210 West Market Street, Greensboro, NC, 27409 Summit Credit Union is a not-for-profit cooperative serving members since 1935. Summit is a full service financial institution offering products from traditional savings and checking accounts, to lending, financial advising, property, life, casualty insurance, and more. We have eight branches conveniently located throughout North Carolina.
(336) 855-0662 Lender's profile and map Reviews Greensboro Credit Union 3701 West Wendover Avenue, Greensboro, NC, 27495 We became Greensboro’s 1st Credit Union in 1928. We were formerly known as Greensboro Postal Credit Union or GPCU. While our offices are still in our founding group’s facilities, we are excited to open our doors to all of Greensboro and Guilford County. We will continue to support our founding group
(866) 871-7926 Lender's profile and map Reviews First Federal Bank NC 200 East Divine St, Dunn, NC, 28334 First Federal Bank headquartered in Dunn, North Carolina is a community bank with 6 locations in eastern North Carolina. First Federal provides corporations, businesses and consumers with a full range of innovative banking and financial solutions. Our services and products include commercial.
(910) 577-7333 Lender's profile and map Reviews Marine Federal Credit Union 4180 Western Boulevard, Jacksonville, NC, 28546 It starts with commitment. The foundation of all great relationships. We started this credit union for the Marines. To match the loyalty and commitment with which they serve us. And for over 60 years, we’ve been here. For the Marines and their community. Here for the long haul.
(910) 238-4305 Lender's profile and map Reviews Linear Mortgage Solution 300 Western Blvd, Suite 400, Jacksonville, NC, 28546 Linear Mortgage Your financial and lifestyle goals need to be considered when purchasing a home. Our Loan Consultants will take the time to learn about you, your goals and provide you with options on what type of mortgage will work best for you and also Linear Mortgage Solution was founded on the principal of making the home buying.
(336) 852-7511 Lender's profile and map Reviews Internal Revenue Employees Federal Credit Union 4905 Koger Boulevard, Suite 2-000, Greensboro, NC, 27407 Internal Revenue Employees Federal Credit Union (IREFCU) was chartered on February 17, 1940 with nine members and total assets of $65. Today there are 1283 members and total assets of $25 million and growing! In order to become a member of IREFCU, you must be currently employed by the IRS with a post duty inNorth or South Carolina.
(336) 907-2061 Lender's profile and map Reviews Encore Commercial Capital Corporation 2302 W Meadowview Dr, Greensboro, NC, 27407 Encore was established in 2011 with a mission to provide commercial real estate loans. In 2016 the company made the decision to offer business loans to SMB"S.The need for non-traditional financing solutions is always in demand, and Encore is here to service those that may or may not be bankable.
(336) 740-9068 Lender's profile and map Reviews Mortgages by Jill 308E Pomona Drive, Greensboro, NC, 27407 Jill Burgess (NMLS #100425) has personally funded over 2 billion dollars in mortgage loans over her career spanning 30 years. She has earned the respect of her peers and her clients. She has been described time and time again be her clients and colleagues as Professional, Personal, Passionate.
(614) 818-1850 Lender's profile and map Reviews First Ohio Home Finance, Inc. 385 County Line Rd W, Suite 200, Westerville, OH, 43082 Since opening its doors in 1996, First Ohio Home Finance, Inc. has established a solid reputation in the banking industry. As a local company, we’re committed to serving the needs of our local customers. That service has earned us an A+ rating with the Better Business Bureau, in addition to other industry awards.