FHA VS Conventional loan programs in Fairfield, Essex County, New Jersey
In 2025, the loan limit for a Conventional loan in Fairfield, situated in Essex county, NJ, is $1,089,300. The FHA limit for a single-family residence stands at $1,089,300.
Lendersa®'s Conventional loan calculator allows you to explore today's ideal rates across Conventional, FHA, and USDA loans. Assess income, credit, reserves, and necessary documents to qualify. Our mortgage calculator highlights Conforming Conventional, USDA, FHA, and VA loans side by side, helping you select the optimal program for your needs in NJ.
2025 Loan Limits and Down Payment Requirements in Fairfield, Essex, NJ
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$1,089,300
3%
USDA
$0
0%
FHA
$1,089,300
3.5%
This comparison applies to the following zip codes: 7004
Choosing Between Conventional and FHA Loan Options in Fairfield, NJ
Lendersa® is committed to facilitating the best possible Conventional, USDA, or FHA loan efficiently, without complication. Choose one of the three initial paths to connect with appropriate lenders and discover the best loan programs.
1110 Alhambra Avenue, Suite 103, Martinez, CA, 94553
At Silverado Home Mortgage. We are a full-service mortgage company based in Martinez, California. We specialize in FHA, Conventional and VA Lending in Martinez. We also serve the surrounding cities in Contra Costa County. Whether you are buying a home or refinancing in or around zip code 94553, we can help you realize your dream of home ownership.
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Silverado Credit Union has been open since 1953. The credit union has assets totaling $63.97 Million and provides banking services to more than 4,000 members.
Silverado Credit Union offers FREE online tools and services to help you save time and money. We protect your personal and financial information with the highest level of security availa
We can guide you to the right loan amount and best program for you. Based on standard lender guidelines, we'll get you a good idea of what kind of terms and loan program you can expect to benefit most from. We'll guide you through the process and make it worry-free to improve your interest rate and monthly payment.
Meriwest Credit Union delivers financial value to individuals and small businesses in the Greater Bay Area of California and Tucson, AZ. We provide to those who are seeking above market rates on deposits, low loan rates, lower fees, product options and an experience that makes you feel confident about your decision to do business with us.
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