Explore the differences! FHA VS Conventional loan programs in Fairfield, Essex County, New Jersey
In 2025, the loan limit for a Conventional loan in Fairfield, situated in Essex county, NJ, is $1,089,300. The FHA limit for a single-family residence stands at $1,089,300.
Lendersa®'s Conventional loan calculator allows you to explore today's ideal rates across Conventional, FHA, and USDA loans. Assess income, credit, reserves, and necessary documents to qualify. Our mortgage calculator highlights Conforming Conventional, USDA, FHA, and VA loans side by side, helping you select the optimal program for your needs in NJ.
2025 Loan Limits and Down Payment Requirements in Fairfield, Essex, NJ
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$1,089,300
3%
USDA
$0
0%
FHA
$1,089,300
3.5%
This comparison applies to the following zip codes: 7004
Choosing Between Conventional and FHA Loan Options in Fairfield, NJ
Lendersa® is committed to facilitating the best possible Conventional, USDA, or FHA loan efficiently, without complication. Choose one of the three initial paths to connect with appropriate lenders and discover the best loan programs.
Founded in 1889, Trustmark is one of the South’s strongest and most respected financial institutions, comprised of more than 2, 800 professionals serving customers in over 190 locations throughout Alabama, Florida, Mississippi, Tennessee and Texas. We offer a comprehensive range of personal and business banking services - from personal banking.
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