FHA VS Conventional loan programs in Camden, Camden County, New Jersey

In 2026, the Conventional loan limit in Camden, located in Camden county, NJ, stands at $726,200, while the FHA limit for a single-family residence is $529,000.

Use the Lendersa® Conventional loan calculator to compare the best rates for Conventional, FHA, and USDA loans today, and assess the necessary income, credit, reserves, and documentation. Our advanced tool provides side-by-side comparisons of Conforming Conventional, USDA, FHA, and VA loans, aiding you to choose the best program in NJ for your financial needs.

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Loan Limits and Down Payment for 2026 in Camden, Camden, NJ

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $381,800 0%
FHA $529,000 3.5%

The table is relevant for the zip codes: 08104

Options for Conventional and FHA Loans in Camden, NJ

The goal of Lendersa® is to connect you with the best possible Conventional, USDA, or FHA loan quickly and with ease. Choose any of the three starting points that lead to lenders and loan programs suited to your needs.

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Camden Lenders

  • Preferred Lenders - Prelenders.com
  • 1814 Rte 70 W, Suite 350, Audubon, NJ, 08106
  • Lends in New Jersey
  • "America’s Preferred Mortgage Lenders has over 50 years of combined experience in all aspects of residential mortgage lending. We are a licensed mortgage banker in New Jersey, Pennsylvania, Delaware, Maryland, California, and Florida.
    Our independence as a mortgage banker means we can offer rates, terms, and flexibility other lenders can’t."

  • TAM Lending Center, Inc
  • 251 S. White Horse Pike, Audubon, NJ, 08106
  • Lends in New Jersey
  • "TAM Lending Center, Inc., (TAM) has over 50 years of combined experience in all aspects of residential mortgage lending. TAM is a licensed mortgage banker in New Jersey, Pennsylvania, Delaware and Florida.
    Our independence as a mortgage banker means we have the ability to offer rates, terms and flexibility other lenders can't."

  • Haddon Savings Bank
  • 201 White Horse Pike, Haddon Heights, NJ, 08035
  • Lends in New Jersey
  • Thirteen individuals formed the Haddon Heights Building and Loan Association on February 4, 1905. It was a mutual association, formed to help individuals buy a home. The Association was formed with an initial investment of $69,000. The first president of the Bank was Fredrick Fries.