FHA VS Conventional loan programs in 2025 for Clayton, Gloucester County, New Jersey

In 2025, the conventional loan limit set in Clayton, within the bounds of Gloucester county, NJ, is $726,200. Concurrently, the FHA loan limit applicable for single-family homes is $529,000.

Employ the Lendersa® Conventional loan calculator to compare the most competitive rates among Conventional, FHA, and USDA loans available today. It helps determine the income, credit scores, reserves, and documentation necessary for qualification. Our advanced mortgage calculator facilitates a side-by-side comparison of Conforming Conventional loans alongside USDA, FHA, and VA loans. This makes finding the right program in NJ for your unique financial situation more straightforward.

Explore loan offers from a suite of 100 lenders

Year 2025 Loan Limits and Down Payment Information in Clayton, County of Gloucester, NJ

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $381,800 0%
FHA $529,000 3.5%

This comparison table is relevant for zip codes: 08312, 08094

Diverse Loan Choices for Conventional and FHA Loans in Clayton, NJ

The ambition of Lendersa® is to efficiently provide you with optimal Conventional, USDA, or FHA loans without any complications. Start with one of three chosen paths to access matching lenders and loan portfolios tailored for you.

USDA loan request results provided by Lendersa


  • Heartland Mortgage Consultants, LLC
  • 10000 W 75th St, Suite 120, Shawnee, KS, 66203
  • At Heartland Mortgage Consultants, LLC, we are known for our client-centric approach and extensive industry knowledge and experience. We take pride in obtaining a good referral rate brought by our unparalleled customer service. Heartland Mortgage Consultants, LLC provides you with a broad range of mortgage products to achieve your financial goals.
  • Farmers Bank of Kansas City
  • 14231 Metcalf Ave, Overland Park, KS, 66223
  • We provide deposits and lending services to a broad range of consumer, retail, manufacturing, agricultural, energy, real estate and commercial customers. Our community banks provide hometown service, resources and support for the eight communities we serve in central Kansas and Overland Park, Kansas.
  • Employees Credit Union
  • 2714 Central Avenue, Estherville, IA, 51334
  • Our mission statement is simple. We will strive to become the optimum member service center for our members. We exist solely for the benefit of our members. We do NOT operate for profit. Every decision is made with the best interests of our membership in mind. Our volunteer Board of Directors works hard to keep our members needs in mind.
  • NorthStar Bank
  • 2202 Central Ave, Estherville, IA, 51334
  • Our bank is a locally owned and managed independent bank whose focus is to work hard to serve your financial services needs. Our goal is to assist you as you pursue your goals and dreams. We strive to serve you the way we would like to be served. This has been the focus of our bank's founders.
  • Argentine Federal Savings
  • 3004 Strong Avenue, Kansas City, KS, 66106
  • Argentine Federal Savings, Member FDIC, is a true community savings and loan that exists solely to serve our neighbors in the greater Kansas City area. Since 1906, we have been an integral part of the community providing financial services to generations of families and fellow businesses.
  • Diamond Lakes Federal Credit Union
  • 7333 Highway 270, Malvern, AR, 72104
  • Diamond Lakes Federal Credit Union is a full service financial institution ready to serve you as a member, not just as a customer! We are a not-for-profit financial cooperative owned by the folks that save and borrow money at Diamond Lakes. Profits are returned to members in the form of lower rates on loans, less fees
  • Malvern National Bank
  • 501 South Main Street, Malvern, AR, 72104
  • MNB is a full service community Bank committed to providing top quality personal and business financial services, delivered by associates who are dedicated to the highest level of personal service. Since 1934, we have been providing professional Banking services to central Arkansas.
  • Kendall Bank
  • 11225 College Blvd, Suite 150, Overland Park, KS, 66210
  • For more than 120 years, Kendall Bank has been dedicated to helping individuals, families, and businesses achieve their financial goals. Today, we remain committed to providing every customer with an exceptional all-inclusive banking experience that combines big-bank expertise and technology
  • FIRST FEDERAL BANK of KANSAS CITY
  • 6900 N. Executive Drive, Kansas City, MO, 66210
  • We are First Federal Bank of Kansas City, and our mission is helping the people and communities we serve build a brighter financial future. That means being the community banking leader in providing customer-focused products, insight and encouragement. It's a purpose bigger than profit. By promoting the power of homeownership
  • Mortgage Enterprises
  • 10955 Lowell, Suite 510, Overland Park, KS, 66210
  • At Mortgage Enterprises. We are a professional mortgage company in Kansas and Missouri specializing in residential mortgages. We find loans that fit the goals of each client. We have highly skilled loan officers who know what it takes to get through underwriting quickly while keeping you informed of your process every step of the way.
  • Himalaya Mortgage
  • 11881 West 112th Street, Overland Park, KS, 66210
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Kendall Mortgage
  • 11225 College Blvd, Suite 100, Overland Park, KS, 66210
  • At Kendall Mortgage, we make the entire home buying process simple & seamless. Whatever your goals, we provide you with the information, resources, & personal service you need to make your home buying dream a reality. Our mission is to provide unparalleled service to our clients. Our goal is to provide home loans with the lowest interest rates.