Explore the differences! FHA VS Conventional loan programs in Richwood, Gloucester County, New Jersey

In 2025, Convetional loan limit in Richwood, county of Gloucester, NJ is $726,200 while FHA limit is $529,000 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in NJ is best for your particular financial situation.

Compare loan offers from 100 lenders

2025 loan limits and downpayment requirments in Richwood, county of Gloucester, NJ

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $381,800 0%
FHA $529,000 3.5%

The comparison table applies to zip codes: 08028, 08071, 08074, 08062, 08025

Conventional and FHA loan options in Richwood, NJ

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • Titan Home Loans LLC
  • 618 Campbell Loop, Suite 10, Hattiesburg, MS, 39401
  • We have been in the Real Estate and Mortgage service business for over 20 successful years. This longevity and confidence comes from our Real Estate & Mortgage services to a great many buyers and sellers, and their recommendations to others that result in repeat referral business.
  • Home Financial Group, LLC
  • 13790 NW 4th Street Unit 110, Sunrise, FL, 33325
  • Home Financial Group was established 2002. With the rapid housing market growing every year, HFG was dedicated to help as many people as it could to purchase or refinance their home. Times were good, we opened up an Orlando office and expanded our operations in South Florida. Then the Real Estate bubble burst. Thank to our strong connections.
  • CDC Financial Corp.
  • 11311 SW 25th Ct, Fort Lauderdale, FL, 33325
  • CDC Financial Corp. has been a licensed mortgage lending company since 1999 providing bridge loans to small local investors. We pride ourselves in responding quickly to giving you an approval or denial of your loan submission. We understand that time is money and you need answers quickly.
  • City State Bank
  • 100 NE Jacob St, Grimes, IA, 50111
  • At City State Bank we are proud to be a locally owned, family owned, community bank. And during a time of mergers, acquisitions, and 'bigger is better' philosophy, we like being different. Sure, we have great products, but more importantly, we have the great service that should go with those products.
  • Executive Mortgage Group of Florida LLC
  • 34 S Federal Hwy, Suite A, Dania Beach, FL, 33004
  • We're a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending...from purchase to refinance to construction lending. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan-with the best rates, terms
  • Kvikstad Mortgage Solutions Inc
  • 2462 Hampshire Court, Mendota Heights, MN, 55120
  • Kvikstad Mortgage Solutions the company in 2004 to provide a better and more personalized option for my clients. As an independent, small business I have very little overhead, so I am able to pass those savings on to my clients. I do not have to charge the same high fees and rates as the banks and other big companies.
  • Gabriel Financial Group Inc
  • 1171 Northland Drive, Suite 100, Mendota Heights, MN, 55120
  • Gabriel Financial Group is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools
  • Spectra Home Mortgage
  • 750 South Plaza Drive, Suite 319, Mendota Heights, MN, 55120
  • At Spectra Home Mortgage, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
  • NSP St. Paul Credit Union
  • 825 Rice Street, Saint Paul, MN, 55117
  • Northern States Power St. Paul Credit Union has been proud to exclusively serve the employees of XCEL (formerly NSP) Energy Company and their families. Since day one, NSP was founded to provide more specialized, hands-on service and better cater to the specific needs of our members—and above all else.